{"url":"https://nivawealth.com/firms/pivot-point-advisors-130562","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/130562","regulatoryAum":141671752,"crd":"130562","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"4783786","suffix":null,"lastName":"GREMM","firstName":"MARTIN","middleName":null},{"crd":"1830780","suffix":null,"lastName":"SCHINDLER","firstName":"MARC","middleName":"BENJAMIN"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2024-03-25","regulatoryAum":120648240,"clients":86,"employees":3,"offices":1},{"filedOn":"2025-03-24","regulatoryAum":131053296,"clients":90,"employees":3,"offices":1},{"filedOn":"2026-02-13","regulatoryAum":141671752,"clients":90,"employees":3,"offices":1}],"secFileNumber":"801-129978","legalName":"Pivot Point Advisors, LLC","displayName":"Pivot Point Advisors","slug":"pivot-point-advisors-130562","website":null,"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/pivot-point-advisors/","founded":null,"organization":"Delaware limited liability company","fiscalYearEnd":"December","headquarters":{"street":"5959 West Loop South, Suite 333","city":"Bellaire","state":"TX","stateName":"Texas","country":"United States","postalCode":"77401"},"tradeNames":[],"registration":{"secApproved":"25 April 2024","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1574096.8555555556,"staff":{"employees":3,"advisory":2,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":141671752,"discretionary":138771652,"discretionaryAccounts":293,"nonDiscretionary":2900100,"nonDiscretionaryAccounts":12,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":4},"clientTypes":[{"label":"Individuals (other than HNW)","clients":63,"regulatoryAum":40047472},{"label":"High-net-worth individuals","clients":27,"regulatoryAum":101621245},{"label":"Corporations and other businesses","clients":null,"fewerThan5":true,"regulatoryAum":3035}],"feePrograms":[{"role":"main","program":"Asset management","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1008847","versionId":1008847,"ratePeriod":"not_stated","fee_billing":"advance","submittedOn":"2026-02-13","documentName":"PIVOT POINT ADV 2A","fee_rate_low":0.3,"fee_rate_high":1.5,"fee_negotiable":true,"minimum_account":250000,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial planning","summary":"Financial plans are $3,900 and consulting is $250 an hour; financial planning fees are payable after the services are delivered.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1008847","versionId":1008847,"submittedOn":"2026-02-13","documentName":"PIVOT POINT ADV 2A"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T13:04:35.506315+00:00","documents":[{"name":"PIVOT POINT ADV 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1008847","versionId":1008847,"submittedOn":"2026-02-13"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":141671752}],"custodyNote":"Pivot Point Advisors does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Martin Gremm","title":"Managing Member/CEO/CCO","crd":"4783786"},{"name":"Marc Schindler","title":"Member/Compliance Officer","crd":"1830780"}],"ownership":[{"label":"Martin Gremm","detail":"Managing member/ceo/cco in the 50% to 75% ownership band and a control person, since March 2004."},{"label":"Marc Schindler","detail":"Member/compliance officer in the 50% to 75% ownership band and a control person, since May 2004."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Texas","offices":1,"addresses":[{"street":"5959 West Loop South, Suite 333","city":"Bellaire","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"713-715-7000","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"1-10","assetMix":[{"label":"Exchange-traded equity securities","percent":74},{"label":"U.S. government/agency bonds","percent":2},{"label":"Securities issued by registered investment companies or business development companies","percent":17},{"label":"Securities issued by pooled investment vehicles (other than registered investment companies)","percent":3},{"label":"Cash and cash equivalents","percent":4}],"privateFunds":0},"sources":{"adv1FilingDate":"13 February 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/130562/PDF/130562.pdf","brochureDate":"13 February 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1008847","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Pivot Point Advisors have?","answer":"Pivot Point Advisors has 90 clients and manages $142 million for them, as of February 2026. They include 63 individual clients and 27 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 13 February 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Pivot Point Advisors offer?","answer":"Pivot Point Advisors provides financial planning and portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Pivot Point Advisors charge?","answer":"Pivot Point Advisors charges 0.30%–1.50% for its Asset management. The brochure does not state whether the rate is annual. The fee is billed in advance, is negotiable and requires an account of at least $250,000.","source":"PIVOT POINT ADV 2A, filed 13 February 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Pivot Point Advisors use?","answer":"Pivot Point Advisors’ separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $142M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 13 February 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Pivot Point Advisors have?","answer":"Pivot Point Advisors has 2 investment adviser representatives registered with state securities authorities, out of 3 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Pivot Point Advisors invest in?","answer":"At the end of its last fiscal year, Pivot Point Advisors’ separately managed accounts held 74% exchange-traded equities, 17% registered funds (mutual funds, ETFs, BDCs), 4% cash and equivalents, 3% pooled vehicles (private funds and similar) and 2% U.S. government and agency bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Does Pivot Point Advisors have a minimum investment?","answer":"Yes, Pivot Point Advisors’ minimum account size for its Asset management is $250K.","source":"PIVOT POINT ADV 2A, filed 13 February 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Who owns Pivot Point Advisors?","answer":"Pivot Point Advisors’ direct owners are Martin Gremm (50% to 75%) and Marc Schindler (50% to 75%).","source":"Form ADV Part 1A, Schedules A and B, filed 13 February 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Pivot Point Advisors get paid?","answer":"Pivot Point Advisors is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Pivot Point Advisors?","answer":"Pivot Point Advisors’ main office is at 5959 West Loop South, Suite 333, Bellaire, TX 77401. Its phone number is 713-715-7000.","source":"Form ADV Part 1A, Item 1.F, filed 13 February 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}