{"url":"https://nivawealth.com/firms/peakvalley-wealth-165542","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/165542","regulatoryAum":130270000,"crd":"165542","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"8044823","suffix":null,"lastName":"Cline","firstName":"Zachary","middleName":"Todd"},{"crd":"7733064","suffix":null,"lastName":"Martin","firstName":"Timothy","middleName":"Edward"},{"crd":"7126963","suffix":null,"lastName":"Muterspaugh","firstName":"Erin","middleName":"Melissa"},{"crd":"5533393","suffix":null,"lastName":"SHRADER","firstName":"BENJAMIN","middleName":"WILLIAM"}],"total":4,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2025-03-24","regulatoryAum":107339000,"clients":163,"employees":4,"offices":3},{"filedOn":"2026-02-09","regulatoryAum":130270000,"clients":169,"employees":4,"offices":3}],"secFileNumber":"801-132121","legalName":"Peakvalley Wealth, LLC","displayName":"PeakValley Wealth","slug":"peakvalley-wealth-165542","website":"https://peakvalleywealth.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/165542/4e4bab903679a814-r1.webp","tone":"light","width":785,"height":200,"sourceUrl":"https://peakvalleywealth.com/","sourceLabel":"Peakvalley Wealth, LLC, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Virginia limited liability company","fiscalYearEnd":"December","headquarters":{"street":"2762 Electric Road, Suite C","city":"Roanoke","state":"VA","stateName":"Virginia","country":"United States","postalCode":"24018"},"tradeNames":[],"registration":{"secApproved":"10 March 2025","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":701660.1307189543,"staff":{"employees":4,"advisory":4,"brokerDealerReps":0,"insuranceAgents":2,"promoters":0},"aum":{"regulatory":130270000,"discretionary":125560000,"discretionaryAccounts":390,"nonDiscretionary":4710000,"nonDiscretionaryAccounts":91,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":104,"regulatoryAum":31829000},{"label":"High-net-worth individuals","clients":49,"regulatoryAum":75525000},{"label":"Charitable organizations","clients":1,"fewerThan5":true,"regulatoryAum":263000},{"label":"Corporations and other businesses","clients":13,"regulatoryAum":21262000},{"label":"Other","clients":2,"fewerThan5":true,"regulatoryAum":1391000}],"feePrograms":[{"role":"main","program":"Investment Management","feeBasis":"marginal","fee_tiers":[{"to":1000000,"pct":1.2,"from":0},{"to":2000000,"pct":1,"from":1000000},{"to":3000000,"pct":0.8,"from":2000000},{"to":null,"pct":0.6,"from":3000000}],"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1007311","versionId":1007311,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-02-09","documentName":"ADV2A & 2B SEC","fee_rate_low":0.6,"fee_rate_high":1.2,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"ERISA Plan Services","summary":"Plan fees are charged on plan market value at an annual negotiable rate that does not exceed 1.0% of plan assets.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1007311","versionId":1007311,"submittedOn":"2026-02-09","documentName":"ADV2A & 2B SEC"},{"role":"other","program":"Financial Planning (non-managed assets)","summary":"Financial planning for clients without assets managed by PVW is billed at an hourly rate of $250, which is negotiable.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1007311","versionId":1007311,"submittedOn":"2026-02-09","documentName":"ADV2A & 2B SEC"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T14:36:26.392859+00:00","documents":[{"name":"ADV2A & 2B SEC","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1007311","versionId":1007311,"submittedOn":"2026-02-09"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":106879000},{"name":"T. Rowe Price Investment Services, Inc.","shortName":"T. Rowe Price Investment Services","location":"Baltimore, MD","smaAssets":20766000}],"custodyNote":"PeakValley Wealth does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Erin Muterspaugh","title":"Chief Compliance Officer","crd":"7126963"},{"name":"Benjamin Shrader","title":"Managing Member","crd":"5533393"}],"ownership":[{"label":"Benjamin Shrader","detail":"Managing member in the 75% or more ownership band and a control person, since September 2012."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":2,"privateResidences":0},"listedOfficeAddresses":3,"foreignOffices":[],"officesByState":[{"state":"Virginia","offices":2,"addresses":[{"street":"2762 Electric Road, Suite C","city":"Roanoke","headquarters":true},{"street":"242 Main Street","city":"Tazewell"}]},{"state":"West Virginia","offices":1,"addresses":[{"street":"210 S. Walker Street","city":"Princeton"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"540-904-7969","stateRegisteredReps":4,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"11-25","assetMix":[{"label":"Exchange-traded equity securities","percent":2},{"label":"Non-exchange-traded equity securities","percent":1},{"label":"U.S. government/agency bonds","percent":1},{"label":"U.S. state and local bonds","percent":1},{"label":"Investment grade corporate bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":92},{"label":"Securities issued by pooled investment vehicles (other than registered investment companies)","percent":1},{"label":"Cash and cash equivalents","percent":1}],"privateFunds":0},"sources":{"adv1FilingDate":"9 February 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/165542/PDF/165542.pdf","brochureDate":"9 February 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1007311","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does PeakValley Wealth have?","answer":"PeakValley Wealth has 169 clients and manages $130 million for them, as of February 2026. They include 104 individual clients, 49 high-net-worth individuals, and 13 corporations and other businesses.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 9 February 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does PeakValley Wealth offer?","answer":"PeakValley Wealth provides financial planning, portfolio management for individuals and small businesses, pension consulting, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does PeakValley Wealth charge?","answer":"PeakValley Wealth charges 0.60%–1.20% a year for its Investment Management. Each asset band is charged at its own rate. The fee is billed in arrears and is negotiable.","source":"ADV2A & 2B SEC, filed 9 February 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does PeakValley Wealth use?","answer":"PeakValley Wealth’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $107M and T. Rowe Price Investment Services, Inc. (Baltimore, MD), with $20.8M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 9 February 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does PeakValley Wealth have?","answer":"PeakValley Wealth has 4 investment adviser representatives registered with state securities authorities, out of 4 employees, and 4 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does PeakValley Wealth invest in?","answer":"At the end of its last fiscal year, PeakValley Wealth’s separately managed accounts held 92% registered funds (mutual funds, ETFs, BDCs), 2% exchange-traded equities, 1% non-exchange-traded equities, 1% U.S. government and agency bonds, 1% state and local bonds, 1% investment grade corporate bonds, 1% pooled vehicles (private funds and similar) and 1% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns PeakValley Wealth?","answer":"PeakValley Wealth’s direct owner is Benjamin Shrader (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 9 February 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does PeakValley Wealth get paid?","answer":"PeakValley Wealth is paid through a percentage of assets under management and hourly charges. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact PeakValley Wealth?","answer":"PeakValley Wealth’s main office is at 2762 Electric Road, Suite C, Roanoke, VA 24018. Its phone number is 540-904-7969. Its website is peakvalleywealth.com.","source":"Form ADV Part 1A, Item 1.F, filed 9 February 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}