{"url":"https://nivawealth.com/firms/peak-investment-advisors-113967","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/113967","regulatoryAum":234624302,"crd":"113967","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"2460848","suffix":null,"lastName":"MUELLER","firstName":"RICHARD","middleName":"ALLAN"}],"total":1,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2024-06-14","regulatoryAum":130474788,"clients":41,"employees":2,"offices":2},{"filedOn":"2025-03-20","regulatoryAum":139558385,"clients":38,"employees":2,"offices":2},{"filedOn":"2026-03-25","regulatoryAum":234624302,"clients":40,"employees":2,"offices":2}],"secFileNumber":"801-130549","legalName":"Peak Investment Advisors, Inc.","displayName":"Peak Investment Advisors","slug":"peak-investment-advisors-113967","website":"https://peakinvestmentadvisors.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Colorado corporation","fiscalYearEnd":"December","headquarters":{"street":"5825 Delmonico Drive, Suite 310","city":"Colorado Springs","state":"CO","stateName":"Colorado","country":"United States","postalCode":"80919"},"tradeNames":[],"registration":{"secApproved":"1 July 2024","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":5925998.897435897,"staff":{"employees":2,"advisory":1,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":234624302,"discretionary":152942104,"discretionaryAccounts":192,"nonDiscretionary":81682198,"nonDiscretionaryAccounts":3,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":14,"regulatoryAum":6508163},{"label":"High-net-worth individuals","clients":25,"regulatoryAum":224605794},{"label":"Charitable organizations","clients":1,"regulatoryAum":3510345}],"feePrograms":[{"role":"main","program":"Investment management fee","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1026301","versionId":1026301,"ratePeriod":"annual","fee_billing":null,"submittedOn":"2026-03-25","documentName":"PEAK INVESTMENT ADVISORS, INC. ADV PART 2A AND PART 2B BROCHURE","fee_rate_low":1,"fee_rate_high":1,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial consultation","summary":"Financial consultation is available on an hourly basis of $300 or as negotiated.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1026301","versionId":1026301,"submittedOn":"2026-03-25","documentName":"PEAK INVESTMENT ADVISORS, INC. ADV PART 2A AND PART 2B BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T12:17:06.623001+00:00","documents":[{"name":"PEAK INVESTMENT ADVISORS, INC. ADV PART 2A AND PART 2B BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1026301","versionId":1026301,"submittedOn":"2026-03-25"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":105896218}],"custodyNote":"Peak Investment Advisors has custody of $60.2K for 1 clients.","otherCustodians":[],"leadership":[{"name":"Richard Mueller","title":"CEO, CCO, CFO, COO, Clo","crd":"2460848"},{"name":"Lisa Mueller","title":"Owner","crd":"7936878"}],"ownership":[{"label":"Richard Mueller","detail":"Ceo, cco, cfo, coo, clo in the 75% or more ownership band and a control person, since January 1994."},{"label":"Lisa Mueller","detail":"Owner in the 5% to 10% ownership band, since January 2018."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":1,"privateResidences":1},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Colorado","offices":1,"addresses":[{"street":"5825 Delmonico Drive, Suite 310","city":"Colorado Springs","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"719-260-6475","stateRegisteredReps":1,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Other"],"financialPlanningClients":"1-10","assetMix":[{"label":"Exchange-traded equity securities","percent":63},{"label":"U.S. government/agency bonds","percent":22},{"label":"Investment grade corporate bonds","percent":7},{"label":"Non-investment grade corporate bonds","percent":2},{"label":"Cash and cash equivalents","percent":6}],"privateFunds":0},"sources":{"adv1FilingDate":"25 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/113967/PDF/113967.pdf","brochureDate":"25 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1026301","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Peak Investment Advisors have?","answer":"Peak Investment Advisors has 40 clients and manages $235 million for them, as of March 2026. They include 25 high-net-worth individuals, 14 individual clients and 1 charitable organization.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 25 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Peak Investment Advisors offer?","answer":"Peak Investment Advisors provides financial planning and portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Peak Investment Advisors charge?","answer":"Peak Investment Advisors charges 1.00% a year for its Investment management fee. The fee is negotiable.","source":"PEAK INVESTMENT ADVISORS, INC. ADV PART 2A AND PART 2B BROCHURE, filed 25 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Peak Investment Advisors use?","answer":"Peak Investment Advisors’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $106M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 25 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Peak Investment Advisors have?","answer":"Peak Investment Advisors has 1 investment adviser representative registered with state securities authorities, out of 2 employees, and 1 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Peak Investment Advisors invest in?","answer":"At the end of its last fiscal year, Peak Investment Advisors’ separately managed accounts held 63% exchange-traded equities, 22% U.S. government and agency bonds, 7% investment grade corporate bonds, 6% cash and equivalents and 2% high-yield corporate bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Peak Investment Advisors?","answer":"Peak Investment Advisors’ direct owners are Richard Mueller (75% or more) and Lisa Mueller (5% to 10%).","source":"Form ADV Part 1A, Schedules A and B, filed 25 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Peak Investment Advisors get paid?","answer":"Peak Investment Advisors is paid through a percentage of assets under management and hourly charges. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Peak Investment Advisors?","answer":"Peak Investment Advisors’ main office is at 5825 Delmonico Drive, Suite 310, Colorado Springs, CO 80919. Its phone number is 719-260-6475. Its website is peakinvestmentadvisors.com.","source":"Form ADV Part 1A, Item 1.F, filed 25 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}