{"url":"https://nivawealth.com/firms/peak-financial-management-281223","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/281223","regulatoryAum":109420824,"crd":"281223","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"7347673","suffix":null,"lastName":"Johnson","firstName":"Ty","middleName":"William"},{"crd":"6547199","suffix":null,"lastName":"Wolverton","firstName":"Nicholas","middleName":"James"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"secFileNumber":"801-134603","legalName":"Peak Financial Management, Inc.","displayName":"Peak Financial Management","slug":"peak-financial-management-281223","website":"https://peakfinancialmanagement.com/","classification":{"segment":"individuals","segmentLabel":"Wealth 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quarter.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1008808","versionId":1008808,"submittedOn":"2026-02-13","documentName":"DISCLOSURE BROCHURE-PART 2A"},{"role":"other","program":"Consulting Services","summary":"Consulting services carry a fixed fee that may range up to $30,000, due on completion.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1008808","versionId":1008808,"submittedOn":"2026-02-13","documentName":"DISCLOSURE BROCHURE-PART 2A"},{"role":"other","program":"Financial Planning Services","summary":"Financial planning services cost $3,000, $6,000 or $9,000 a year, billed quarterly in advance.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1008808","versionId":1008808,"submittedOn":"2026-02-13","documentName":"DISCLOSURE BROCHURE-PART 2A"},{"role":"other","program":"Wealth Planning Services","summary":"Wealth planning services cost an annual fee of $12,000, billed quarterly in advance.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1008808","versionId":1008808,"submittedOn":"2026-02-13","documentName":"DISCLOSURE BROCHURE-PART 2A"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T15:16:44.767748+00:00","documents":[{"name":"DISCLOSURE BROCHURE-PART 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1008808","versionId":1008808,"submittedOn":"2026-02-13"}]},"custodians":[{"name":"Fidelity Distributors Company LLC","shortName":"Fidelity","location":"Smithfield, RI","smaAssets":109420824}],"custodyNote":"Peak Financial Management does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Nicholas Wolverton","title":"Chief Compliance Officer and President","crd":"6547199"}],"ownership":[{"label":"Nicholas Wolverton","detail":"Chief compliance officer and president in the 75% or more ownership band and a control person, since January 2020."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Colorado","offices":1,"addresses":[{"street":"10901 W. 120th Avenue, Suite 135","city":"Broomfield","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"303-255-2252","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients"],"financialPlanningClients":"101-250","assetMix":[{"label":"Exchange-traded equity securities","percent":70},{"label":"U.S. state and local bonds","percent":1},{"label":"Investment grade corporate bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":25},{"label":"Cash and cash equivalents","percent":3}],"privateFunds":0},"sources":{"adv1FilingDate":"13 February 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/281223/PDF/281223.pdf","brochureDate":"13 February 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1008808","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Peak Financial Management have?","answer":"Peak Financial Management has 156 clients and manages $109 million for them, as of February 2026. They include 129 individual clients, 25 high-net-worth individuals and 1 charitable organization.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 13 February 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Peak Financial Management offer?","answer":"Peak Financial Management provides financial planning, portfolio management for individuals and small businesses, and portfolio management for institutions.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Peak Financial Management use?","answer":"Peak Financial Management’s separately managed account assets are held at Fidelity Distributors Company LLC (Smithfield, RI), with $109M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 13 February 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Peak Financial Management have?","answer":"Peak Financial Management has 2 investment adviser representatives registered with state securities authorities, out of 4 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Peak Financial Management invest in?","answer":"At the end of its last fiscal year, Peak Financial Management’s separately managed accounts held 70% exchange-traded equities, 25% registered funds (mutual funds, ETFs, BDCs), 3% cash and equivalents, 1% state and local bonds and 1% investment grade corporate bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Peak Financial Management?","answer":"Peak Financial Management’s direct owner is Nicholas Wolverton (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 13 February 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Peak Financial Management get paid?","answer":"Peak Financial Management is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Peak Financial Management?","answer":"Peak Financial Management’s main office is at 10901 W. 120th Avenue, Suite 135, Broomfield, CO 80021. Its phone number is 303-255-2252. Its website is peakfinancialmanagement.com.","source":"Form ADV Part 1A, Item 1.F, filed 13 February 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}