{"url":"https://nivawealth.com/firms/peak-financial-consulting-291860","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/291860","regulatoryAum":132271141,"crd":"291860","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"5420529","suffix":null,"lastName":"DROEGEMUELLER","firstName":"DONALD","middleName":"WALTER"},{"crd":"2117678","suffix":null,"lastName":"DROEGEMUELLER","firstName":"FORD","middleName":"CHRISTOPHER"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2025-06-02","regulatoryAum":110173267,"clients":356,"employees":2,"offices":1},{"filedOn":"2026-02-25","regulatoryAum":132271141,"clients":371,"employees":2,"offices":1}],"secFileNumber":"801-132854","legalName":"Peak Financial Consulting, Inc.","displayName":"Peak Financial 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HNW)","clients":320,"regulatoryAum":60446502},{"label":"High-net-worth individuals","clients":51,"regulatoryAum":71824639}],"feePrograms":[{"role":"other","program":"Financial Planning","summary":"Financial plans are a fixed fee: $1,000 to $2,000 for simple plans, $2,001 to $6,000 for moderate plans and $6,001 to $12,000 for complex plans, 25% in advance, plus an optional $400 annual renewal.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1011731","versionId":1011731,"submittedOn":"2026-02-25","documentName":"ADV PART 2A & 2B SEC"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T15:58:33.481124+00:00","documents":[{"name":"ADV PART 2A & 2B SEC","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1011731","versionId":1011731,"submittedOn":"2026-02-25"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":132271141}],"custodyNote":"Peak Financial Consulting does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Donald Droegemueller","title":"President/Chief Compliance Officer","crd":"5420529"}],"ownership":[{"label":"Donald Droegemueller","detail":"President/chief compliance officer in the 75% or more ownership band and a control person, since June 2019."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Minnesota","offices":1,"addresses":[{"street":"1650 West 82nd Street, Suite 870","city":"Bloomington","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"952-303-8200","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Educational seminars/workshops"],"financialPlanningClients":"101-250","assetMix":[{"label":"Exchange-traded equity securities","percent":10},{"label":"U.S. government/agency bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":82},{"label":"Cash and cash equivalents","percent":7}],"privateFunds":0},"sources":{"adv1FilingDate":"25 February 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/291860/PDF/291860.pdf","brochureDate":"25 February 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1011731","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Peak Financial Consulting have?","answer":"Peak Financial Consulting has 371 clients and manages $132 million for them, as of February 2026. They include 320 individual clients and 51 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 25 February 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Peak Financial Consulting offer?","answer":"Peak Financial Consulting provides financial planning, portfolio management for individuals and small businesses, and educational seminars.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Peak Financial Consulting use?","answer":"Peak Financial Consulting’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $132M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 25 February 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Peak Financial Consulting have?","answer":"Peak Financial Consulting has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. 2 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Peak Financial Consulting invest in?","answer":"At the end of its last fiscal year, Peak Financial Consulting’s separately managed accounts held 82% registered funds (mutual funds, ETFs, BDCs), 10% exchange-traded equities, 7% cash and equivalents and 1% U.S. government and agency bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Peak Financial Consulting?","answer":"Peak Financial Consulting’s direct owner is Donald Droegemueller (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 25 February 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Peak Financial Consulting get paid?","answer":"Peak Financial Consulting is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Peak Financial Consulting?","answer":"Peak Financial Consulting’s main office is at 1650 West 82nd Street, Suite 870, Bloomington, MN 55431. Its phone number is 952-303-8200. Its website is peakfinancialconsulting.com.","source":"Form ADV Part 1A, Item 1.F, filed 25 February 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}