{"url":"https://nivawealth.com/firms/peak-american-investment-advisors-145056","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/145056","regulatoryAum":162050631,"crd":"145056","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"6445839","suffix":null,"lastName":"BASSETT","firstName":"JAMES","middleName":"CLIFFORD"},{"crd":"2806294","suffix":null,"lastName":"BLAIR","firstName":"ROBERT","middleName":"DOUGLAS"},{"crd":"7282860","suffix":null,"lastName":"CONGDON","firstName":"JOHN","middleName":"DOUGLAS"},{"crd":"7062383","suffix":null,"lastName":"Dunn","firstName":"Lori","middleName":"Anne"},{"crd":"7371048","suffix":"III","lastName":"Gacesa","firstName":"John","middleName":"Stephen"},{"crd":"6590087","suffix":null,"lastName":"GARRON","firstName":"AUSTIN","middleName":"LYNDON"},{"crd":"5414253","suffix":null,"lastName":"MCINTYRE","firstName":"MATTHEW","middleName":"WADE"},{"crd":"7892603","suffix":null,"lastName":"Schlenker","firstName":"Luke","middleName":"Gordon"},{"crd":"5654423","suffix":null,"lastName":"SCHWITZER","firstName":"SCOTT","middleName":"MATTHEW"},{"crd":"7272897","suffix":null,"lastName":"WILLIAMS","firstName":"ROBERT","middleName":"SCOTT"}],"total":10,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2025-06-17","regulatoryAum":100382397,"clients":332,"employees":13,"offices":1},{"filedOn":"2026-09-08","regulatoryAum":162050631,"clients":329,"employees":10,"offices":1}],"secFileNumber":"801-133891","legalName":"Peak American Investment Advisors, Inc.","displayName":"Peak American Investment Advisors","slug":"peak-american-investment-advisors-145056","website":"https://peakamericanfinancial.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/145056/5ce3d3f2815680d8-r1.webp","tone":"dark","width":1422,"height":200,"sourceUrl":"https://peakamericanfinancial.com/","sourceLabel":"Peak American Investment Advisors, Inc., website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/peakamerican/","xUrl":"https://x.com/PeakAmericanInv","founded":null,"organization":"Texas corporation","fiscalYearEnd":"December","headquarters":{"street":"2400 Dallas Parkway, Ste 100","city":"Plano","state":"TX","stateName":"Texas","country":"United States","postalCode":"75093"},"tradeNames":[],"registration":{"secApproved":"17 July 2025","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":492555.1094224924,"staff":{"employees":10,"advisory":10,"brokerDealerReps":0,"insuranceAgents":9,"promoters":0},"aum":{"regulatory":162050631,"discretionary":162050631,"discretionaryAccounts":700,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":296,"regulatoryAum":90990466},{"label":"High-net-worth individuals","clients":33,"regulatoryAum":71060165}],"feePrograms":[{"role":"main","program":"Wealth advisory fees","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1057256","versionId":1057256,"ratePeriod":"not_stated","fee_billing":"arrears","submittedOn":"2026-09-08","documentName":"ADV PART 2A BROCHURE","fee_rate_low":0.85,"fee_rate_high":1.45,"fee_negotiable":true,"minimum_account":30000,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial planning, fixed fee","summary":"Financial planning for clients not engaging the firm to manage their portfolio is a fixed fee of $2,900, paid $1,450 at the start and $1,450 on delivery.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1057256","versionId":1057256,"submittedOn":"2026-09-08","documentName":"ADV PART 2A BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T13:37:55.941391+00:00","documents":[{"name":"ADV PART 2A BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1057256","versionId":1057256,"submittedOn":"2026-09-08"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Omaha, NE","smaAssets":162050631}],"custodyNote":"Peak American Investment Advisors does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Matthew McIntyre","title":"President","crd":"5414253"},{"name":"Lori Dunn","title":"Director, Chief Compliance Officer, Secretary","crd":"7062383"}],"ownership":[{"label":"Peak American Financial Companies","detail":"Parent company in the 75% or more ownership band and a control person, since August 2019."},{"label":"Matthew McIntyre","detail":"Indirect owner: a shareholder, director, ceo of Peak American Financial Companies in the 75% or more band and a control person, since August 2019.","parent":"Peak American Financial Companies"}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Texas","offices":1,"addresses":[{"street":"2400 Dallas Parkway, Ste 100","city":"Plano","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"972-212-9292","stateRegisteredReps":10,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"251-500","assetMix":[{"label":"Exchange-traded equity securities","percent":99},{"label":"Securities issued by registered investment companies or business development companies","percent":1}],"privateFunds":0},"sources":{"adv1FilingDate":"8 September 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/145056/PDF/145056.pdf","brochureDate":"8 September 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1057256","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Peak American Investment Advisors have?","answer":"Peak American Investment Advisors has 329 clients and manages $162 million for them, as of September 2026. They include 296 individual clients and 33 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 8 September 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Peak American Investment Advisors offer?","answer":"Peak American Investment Advisors provides financial planning and portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Peak American Investment Advisors charge?","answer":"Peak American Investment Advisors charges 0.85%–1.45% for its Wealth advisory fees. The brochure does not state whether the rate is annual. The fee is billed in arrears, is negotiable and requires an account of at least $30,000.","source":"ADV PART 2A BROCHURE, filed 8 September 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Peak American Investment Advisors use?","answer":"Peak American Investment Advisors’ separately managed account assets are held at Charles Schwab & Co., Inc. (Omaha, NE), with $162M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 8 September 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Peak American Investment Advisors have?","answer":"Peak American Investment Advisors has 10 investment adviser representatives registered with state securities authorities, out of 10 employees, and 10 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 9 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Peak American Investment Advisors invest in?","answer":"At the end of its last fiscal year, Peak American Investment Advisors’ separately managed accounts held 99% exchange-traded equities and 1% registered funds (mutual funds, ETFs, BDCs).","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Does Peak American Investment Advisors have a minimum investment?","answer":"Yes, Peak American Investment Advisors’ minimum account size for its Wealth advisory fees is $30K.","source":"ADV PART 2A BROCHURE, filed 8 September 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Who owns Peak American Investment Advisors?","answer":"Peak American Investment Advisors is owned through a holding company by Matthew McIntyre. Its direct owner is Peak American Financial Companies (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 8 September 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Peak American Investment Advisors get paid?","answer":"Peak American Investment Advisors is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Peak American Investment Advisors?","answer":"Peak American Investment Advisors’ main office is at 2400 Dallas Parkway, Ste 100, Plano, TX 75093. Its phone number is 972-212-9292. Its website is peakamericanfinancial.com.","source":"Form ADV Part 1A, Item 1.F, filed 8 September 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}