{"url":"https://nivawealth.com/firms/paul-and-co-wealth-management-331617","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/331617","regulatoryAum":164699635,"crd":"331617","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"7586754","suffix":null,"lastName":"ANDERSON","firstName":"SARAH","middleName":"MARIE"},{"crd":"5484427","suffix":null,"lastName":"PAROTTI","firstName":"PAUL","middleName":"ANDREW"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2025-01-17","regulatoryAum":131639887,"clients":145,"employees":2,"offices":1},{"filedOn":"2026-01-23","regulatoryAum":164699635,"clients":148,"employees":2,"offices":1}],"secFileNumber":"801-130860","legalName":"Paul & Co. Wealth Management, Inc.","displayName":"Paul & Co. Wealth Management","slug":"paul-and-co-wealth-management-331617","website":"https://slomoneymanagers.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"California corporation","fiscalYearEnd":"December","headquarters":{"street":"4555 El Camino Real, Suite I","city":"Atascadero","state":"CA","stateName":"California","country":"United States","postalCode":"93422"},"tradeNames":[],"registration":{"secApproved":"6 August 2024","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1001942.65,"staff":{"employees":2,"advisory":2,"brokerDealerReps":0,"insuranceAgents":2,"promoters":0},"aum":{"regulatory":164699635,"discretionary":164699635,"discretionaryAccounts":538,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":78,"regulatoryAum":38863210},{"label":"High-net-worth individuals","clients":62,"regulatoryAum":101408761},{"label":"Pension and profit-sharing plans","clients":5,"regulatoryAum":18982720},{"label":"Corporations and other businesses","clients":3,"regulatoryAum":5444944}],"feePrograms":[{"role":"main","program":"Investment Management Services","feeBasis":"ceiling","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1003657","versionId":1003657,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-01-23","documentName":"SLO MONEY MANAGERS ADV PART 2A","fee_rate_low":null,"fee_rate_high":2,"fee_negotiable":null,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Ongoing Financial Planning","summary":"A recurring fixed fee of up to $10,000 a year, paid semi-annually in arrears and negotiable, plus an initial plan fee of no more than $10,000.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1003657","versionId":1003657,"submittedOn":"2026-01-23","documentName":"SLO MONEY MANAGERS ADV PART 2A"},{"role":"other","program":"Project-Based Financial Planning","summary":"A fixed fee from $250 to $10,000, payable in advance, or an hourly rate of $250.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1003657","versionId":1003657,"submittedOn":"2026-01-23","documentName":"SLO MONEY MANAGERS ADV PART 2A"},{"role":"other","program":"Retirement Plan Management","summary":"An annual fee of up to 2.00% of assets under management, paid quarterly in arrears, excluding fees to record keepers, custodians and administrators.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1003657","versionId":1003657,"submittedOn":"2026-01-23","documentName":"SLO MONEY MANAGERS ADV PART 2A"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T17:46:14.154309+00:00","documents":[{"name":"SLO MONEY MANAGERS ADV PART 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1003657","versionId":1003657,"submittedOn":"2026-01-23"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":142075271},{"name":"Ascensus Trust Company","shortName":"Ascensus Trust","location":"Fargo, ND","smaAssets":18985720}],"custodyNote":"Paul & Co. Wealth Management does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Paul Parotti","title":"CEO/CCO","crd":"5484427"}],"ownership":[{"label":"Paul Parotti","detail":"Ceo/cco in the 75% or more ownership band and a control person, since December 2015."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"California","offices":1,"addresses":[{"street":"4555 El Camino Real, Suite I","city":"Atascadero","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"805-460-7232","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services"],"financialPlanningClients":"1-10","assetMix":[{"label":"Exchange-traded equity securities","percent":2},{"label":"U.S. government/agency bonds","percent":5},{"label":"Securities issued by registered investment companies or business development companies","percent":92},{"label":"Cash and cash equivalents","percent":1}],"privateFunds":0},"sources":{"adv1FilingDate":"23 January 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/331617/PDF/331617.pdf","brochureDate":"23 January 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1003657","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Paul & Co. Wealth Management have?","answer":"Paul & Co. Wealth Management has 148 clients and manages $165 million for them, as of January 2026. They include 78 individual clients, 62 high-net-worth individuals, and 5 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 23 January 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Paul & Co. Wealth Management offer?","answer":"Paul & Co. Wealth Management provides financial planning, portfolio management for individuals and small businesses, and pension consulting.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Paul & Co. Wealth Management charge?","answer":"Paul & Co. Wealth Management charges up to 2.00% a year for its Investment Management Services. The fee is billed in advance.","source":"SLO MONEY MANAGERS ADV PART 2A, filed 23 January 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Paul & Co. Wealth Management use?","answer":"Paul & Co. Wealth Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $142M and Ascensus Trust Company (Fargo, ND), with $19M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 23 January 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Paul & Co. Wealth Management have?","answer":"Paul & Co. Wealth Management has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Paul & Co. Wealth Management invest in?","answer":"At the end of its last fiscal year, Paul & Co. Wealth Management’s separately managed accounts held 92% registered funds (mutual funds, ETFs, BDCs), 5% U.S. government and agency bonds, 2% exchange-traded equities and 1% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Paul & Co. Wealth Management?","answer":"Paul & Co. Wealth Management’s direct owner is Paul Parotti (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 23 January 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Paul & Co. Wealth Management get paid?","answer":"Paul & Co. Wealth Management is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Paul & Co. Wealth Management?","answer":"Paul & Co. Wealth Management’s main office is at 4555 El Camino Real, Suite I, Atascadero, CA 93422. Its phone number is 805-460-7232. Its website is slomoneymanagers.com.","source":"Form ADV Part 1A, Item 1.F, filed 23 January 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}