{"url":"https://nivawealth.com/firms/paradigm-investment-advisory-334370","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/334370","regulatoryAum":425065996,"crd":"334370","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"4987554","suffix":null,"lastName":"BRUEN","firstName":"ANDREW","middleName":"WRIGHT"},{"crd":"870515","suffix":null,"lastName":"BRUEN 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Investment Advisory, LLC","displayName":"Paradigm Investment Advisory","slug":"paradigm-investment-advisory-334370","website":"https://paradigm-partners.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/paradigm-wealth-partners-llc/?viewAsMember=true","founded":null,"organization":"Delaware limited liability company","fiscalYearEnd":"December","headquarters":{"street":"1140 US 22 East, Suite 105","city":"Bridgewater","state":"NJ","stateName":"New Jersey","country":"United States","postalCode":"08807"},"tradeNames":[],"registration":{"secApproved":"10 January 2025","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":609472.1211180125,"staff":{"employees":9,"advisory":9,"brokerDealerReps":9,"insuranceAgents":6,"promoters":0},"aum":{"regulatory":425065996,"discretionary":425065996,"discretionaryAccounts":645,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":425065996,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":81,"regulatoryAum":238465443},{"label":"High-net-worth individuals","clients":563,"regulatoryAum":154034603},{"label":"Charitable organizations","clients":1,"fewerThan5":true,"regulatoryAum":32565950}],"feePrograms":[{"role":"other","program":"Financial Planning and Consulting","summary":"Stand-alone financial planning is billed at an hourly rate of up to $350, or on a fixed fee negotiated from the expected hours.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1032056","versionId":1032056,"submittedOn":"2026-03-30","documentName":"PAG DISCLOSURE BROCHURE AND WRAP BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T11:29:00.585206+00:00","documents":[{"name":"PAG DISCLOSURE BROCHURE AND WRAP BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1032056","versionId":1032056,"submittedOn":"2026-03-30"}]},"custodians":[{"name":"LPL Financial LLC","shortName":"LPL Financial","location":"Fort Mill, SC","smaAssets":343729934},{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":81336062}],"custodyNote":"Paradigm Investment Advisory does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Andrew Koltunowicz","title":"Managing Partner","crd":"6099848"},{"name":"David Provinsal","title":"Managing Director/CCO","crd":"3049055"},{"name":"Joseph White","title":"Managing Partner","crd":"5957658"}],"ownership":[{"label":"David Provinsal","detail":"Managing director/cco in the 25% to 50% ownership band and a control person, since December 2024."},{"label":"Joseph White","detail":"Managing partner in the 25% to 50% ownership band and a control person, since January 2025."},{"label":"Andrew Koltunowicz","detail":"Managing partner in the 25% to 50% ownership band and a control person, since January 2025."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":3,"privateResidences":0},"listedOfficeAddresses":4,"foreignOffices":[],"officesByState":[{"state":"New Jersey","offices":4,"addresses":[{"street":"1140 US 22 East, Suite 105","city":"Bridgewater","headquarters":true},{"street":"1 Mill Ridge Lane","city":"Chester"},{"street":"7 Giralda Farms","city":"Madison"},{"street":"181 New Road","city":"Parsippany"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"908-450-7402","stateRegisteredReps":9,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Selection of other advisers (including private fund managers)","Educational seminars/workshops"],"financialPlanningClients":"1-10","assetMix":[{"label":"Exchange-traded equity securities","percent":30},{"label":"U.S. government/agency bonds","percent":1},{"label":"U.S. state and local bonds","percent":1},{"label":"Investment grade corporate bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":65},{"label":"Securities issued by pooled investment vehicles (other than registered investment companies)","percent":1},{"label":"Cash and cash equivalents","percent":1}],"privateFunds":0},"sources":{"adv1FilingDate":"1 October 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/334370/PDF/334370.pdf","brochureDate":"30 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1032056","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Paradigm Investment Advisory have?","answer":"Paradigm Investment Advisory has 645 clients and manages $425 million for them, as of October 2026. They include 563 high-net-worth individuals, 81 individual clients and 1 charitable organization.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 1 October 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Paradigm Investment Advisory offer?","answer":"Paradigm Investment Advisory provides financial planning, portfolio management for individuals and small businesses, selecting other managers, and educational seminars.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Paradigm Investment Advisory use?","answer":"Paradigm Investment Advisory’s separately managed account assets are held at LPL Financial LLC (Fort Mill, SC), with $344M and Charles Schwab & Co., Inc. (Westlake, TX), with $81.3M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 1 October 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Paradigm Investment Advisory have?","answer":"Paradigm Investment Advisory has 9 investment adviser representatives registered with state securities authorities, out of 9 employees, and 9 perform investment advisory functions. 9 employees are registered representatives of a broker-dealer and 6 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Paradigm Investment Advisory invest in?","answer":"At the end of its last fiscal year, Paradigm Investment Advisory’s separately managed accounts held 65% registered funds (mutual funds, ETFs, BDCs), 30% exchange-traded equities, 1% U.S. government and agency bonds, 1% state and local bonds, 1% investment grade corporate bonds, 1% pooled vehicles (private funds and similar) and 1% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Paradigm Investment Advisory?","answer":"Paradigm Investment Advisory’s direct owners are David Provinsal, Joseph White and Andrew Koltunowicz, each holding 50% or less.","source":"Form ADV Part 1A, Schedules A and B, filed 1 October 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Paradigm Investment Advisory get paid?","answer":"Paradigm Investment Advisory is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Paradigm Investment Advisory?","answer":"Paradigm Investment Advisory’s main office is at 1140 US 22 East, Suite 105, Bridgewater, NJ 08807. Its phone number is 908-450-7402. Its website is paradigm-partners.com.","source":"Form ADV Part 1A, Item 1.F, filed 1 October 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}