{"url":"https://nivawealth.com/firms/pacific-financial-strategies-151434","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/151434","regulatoryAum":201189309,"crd":"151434","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"6317269","suffix":null,"lastName":"BROCKSCHMIDT","firstName":"ANNA-CHRISTINA","middleName":null},{"crd":"1626067","suffix":null,"lastName":"GARCIA","firstName":"JOSEPH","middleName":"ARTHUR"},{"crd":"6377085","suffix":null,"lastName":"McDonald","firstName":"Ariana","middleName":"Justine"}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-02-25","regulatoryAum":129486615,"clients":347,"employees":4,"offices":2},{"filedOn":"2022-03-28","regulatoryAum":145265781,"clients":418,"employees":5,"offices":3},{"filedOn":"2023-03-14","regulatoryAum":117988403,"clients":440,"employees":5,"offices":3},{"filedOn":"2024-03-01","regulatoryAum":138021035,"clients":440,"employees":5,"offices":2},{"filedOn":"2025-03-20","regulatoryAum":181730933,"clients":486,"employees":5,"offices":2},{"filedOn":"2026-06-24","regulatoryAum":201189309,"clients":713,"employees":5,"offices":2}],"secFileNumber":"801-70849","legalName":"Pacific Financial Strategies, Inc","displayName":"Pacific Financial Strategies","slug":"pacific-financial-strategies-151434","website":"https://pacfs.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/151434/1ff1aeabffeabbfc-r1.webp","tone":"dark","width":749,"height":200,"sourceUrl":"https://www.pacfs.com/","sourceLabel":"Pacific Financial Strategies, INC, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/pacific-financial-strategies-inc/","founded":null,"organization":"California corporation","fiscalYearEnd":"December","headquarters":{"street":"223 E. Thousand Oaks BLVD., Suite 403","city":"Thousand Oaks","state":"CA","stateName":"California","country":"United States","postalCode":"91360"},"tradeNames":[],"registration":{"secApproved":"7 December 2009","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":282172.9438990182,"staff":{"employees":5,"advisory":3,"brokerDealerReps":0,"insuranceAgents":3,"promoters":0},"aum":{"regulatory":201189309,"discretionary":201189309,"discretionaryAccounts":980,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":600,"regulatoryAum":59129329},{"label":"High-net-worth individuals","clients":113,"regulatoryAum":142059980}],"feePrograms":[{"role":"main","program":"Asset management","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1007788","versionId":1007788,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-02-10","documentName":"PFS ADV 2A","fee_rate_low":0.6,"fee_rate_high":1.45,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"401(k) and pension consulting","summary":"401(k) and pension consulting is billed at a maximum of 1% of assets, quarterly in advance.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1007788","versionId":1007788,"submittedOn":"2026-02-10","documentName":"PFS ADV 2A"},{"role":"other","program":"Financial planning and consultations","summary":"Hourly fees are $200 for financial advisors, $100 an hour for para-planners and $75 for administrative time; flat fees generally range from $1,000 to $10,000.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1007788","versionId":1007788,"submittedOn":"2026-02-10","documentName":"PFS ADV 2A"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T13:59:57.442454+00:00","documents":[{"name":"PFS ADV 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1007788","versionId":1007788,"submittedOn":"2026-02-10"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":190000000}],"custodyNote":"Pacific Financial Strategies does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Joseph Garcia","title":"Vice President","crd":"1626067"},{"name":"Anna-Christina Brockschmidt","title":"CEO & CCO, Iar","crd":"6317269"},{"name":"Ariana McDonald","title":"CIO","crd":"6377085"}],"ownership":[{"label":"Joseph Garcia","detail":"Vice president in the 5% to 10% ownership band and a control person, since November 2009."},{"label":"Anna-Christina Brockschmidt","detail":"Ceo & cco, iar in the 75% or more ownership band, since November 2015."},{"label":"Ariana McDonald","detail":"Cio in the 5% to 10% ownership band, since December 2025."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":1,"privateResidences":0},"listedOfficeAddresses":2,"foreignOffices":[],"officesByState":[{"state":"California","offices":2,"addresses":[{"street":"223 E. Thousand Oaks BLVD., Suite 403","city":"Thousand Oaks","headquarters":true},{"street":"701 E Santa Clara Street","city":"Ventura"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"818-991-7794","stateRegisteredReps":3,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Other"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Educational seminars/workshops"],"financialPlanningClients":"26-50","assetMix":[{"label":"Exchange-traded equity securities","percent":40},{"label":"U.S. state and local bonds","percent":1},{"label":"Investment grade corporate bonds","percent":2},{"label":"Securities issued by registered investment companies or business development companies","percent":51},{"label":"Cash and cash equivalents","percent":6}],"privateFunds":0},"sources":{"adv1FilingDate":"24 June 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/151434/PDF/151434.pdf","brochureDate":"10 February 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1007788","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Pacific Financial Strategies have?","answer":"Pacific Financial Strategies has 713 clients and manages $201 million for them, as of June 2026. They include 600 individual clients and 113 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 24 June 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Pacific Financial Strategies offer?","answer":"Pacific Financial Strategies provides financial planning, portfolio management for individuals and small businesses, and educational seminars.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Pacific Financial Strategies charge?","answer":"Pacific Financial Strategies charges 0.60%–1.45% a year for its Asset management. The fee is billed in advance and is negotiable.","source":"PFS ADV 2A, filed 10 February 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Pacific Financial Strategies use?","answer":"Pacific Financial Strategies’ separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $190M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 24 June 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Pacific Financial Strategies have?","answer":"Pacific Financial Strategies has 3 investment adviser representatives registered with state securities authorities, out of 5 employees, and 3 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 3 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Pacific Financial Strategies invest in?","answer":"At the end of its last fiscal year, Pacific Financial Strategies’ separately managed accounts held 51% registered funds (mutual funds, ETFs, BDCs), 40% exchange-traded equities, 6% cash and equivalents, 2% investment grade corporate bonds and 1% state and local bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Pacific Financial Strategies?","answer":"Pacific Financial Strategies’ direct owners are Joseph Garcia (5% to 10%), Anna-Christina Brockschmidt (75% or more) and Ariana McDonald (5% to 10%).","source":"Form ADV Part 1A, Schedules A and B, filed 24 June 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Pacific Financial Strategies get paid?","answer":"Pacific Financial Strategies is paid through a percentage of assets under management and other compensation. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Pacific Financial Strategies?","answer":"Pacific Financial Strategies’ main office is at 223 E. Thousand Oaks BLVD., Suite 403, Thousand Oaks, CA 91360. Its phone number is 818-991-7794. Its website is pacfs.com.","source":"Form ADV Part 1A, Item 1.F, filed 24 June 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}