{"url":"https://nivawealth.com/firms/pacific-coast-investment-advisors-137963","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/137963","regulatoryAum":122179913,"crd":"137963","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"6163513","suffix":null,"lastName":"MURPHY","firstName":"RYAN","middleName":"JOSEPH"}],"total":1,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2025-06-27","regulatoryAum":111251930,"clients":100,"employees":1,"offices":1},{"filedOn":"2026-03-31","regulatoryAum":122179913,"clients":108,"employees":1,"offices":1}],"secFileNumber":"801-131414","legalName":"Pacific Coast Investment Advisors, LLC","displayName":"Pacific Coast Investment Advisors","slug":"pacific-coast-investment-advisors-137963","website":"https://pacificcoastia.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/137963/e5fc610084472897-r1.webp","tone":"light","width":663,"height":200,"sourceUrl":"https://pacificcoastia.com/","sourceLabel":"Pacific Coast Investment Advisors, LLC, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Oregon limited liability company","fiscalYearEnd":"December","headquarters":{"street":"1914 Willamette Falls DR., Suite 180","city":"West Linn","state":"OR","stateName":"Oregon","country":"United States","postalCode":"97068"},"tradeNames":[],"registration":{"secApproved":"31 October 2024","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1162534.9238095237,"staff":{"employees":1,"advisory":1,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":122179913,"discretionary":122179913,"discretionaryAccounts":312,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":75,"regulatoryAum":99765952},{"label":"High-net-worth individuals","clients":30,"regulatoryAum":22300215},{"label":"Corporations and other businesses","clients":3,"fewerThan5":true,"regulatoryAum":113746}],"feePrograms":[{"role":"main","program":"Investment management services","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1038666","versionId":1038666,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-03-31","documentName":"FORM ADV PART 2A - FIRM BROCHURE","fee_rate_low":0.65,"fee_rate_high":1.25,"fee_negotiable":true,"minimum_account":300000,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial planning","summary":"Financial planning is a fixed fee of $2,500 for initial planning and $500 for annual updates, or an hourly fee of $250 with a $2,000 minimum.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1038666","versionId":1038666,"submittedOn":"2026-03-31","documentName":"FORM ADV PART 2A - FIRM BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T13:22:06.732137+00:00","documents":[{"name":"FORM ADV PART 2A - FIRM BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1038666","versionId":1038666,"submittedOn":"2026-03-31"}]},"custodians":[{"name":"Charles Schwab & Co., Inc. Advisor Services","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":111665693}],"custodyNote":"Pacific Coast Investment Advisors has custody of $51.4M in client assets for 115 clients.","otherCustodians":[],"leadership":[{"name":"Ryan Murphy","title":"Owner, President & CCO","crd":"6163513"}],"ownership":[{"label":"Ryan Murphy","detail":"Owner, president & cco in the 75% or more ownership band and a control person, since December 2019."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Oregon","offices":1,"addresses":[{"street":"1914 Willamette Falls DR., Suite 180","city":"West Linn","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"503-968-2500","stateRegisteredReps":0,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"1-10","assetMix":[{"label":"Exchange-traded equity securities","percent":17},{"label":"Non-exchange-traded equity securities","percent":48},{"label":"U.S. government/agency bonds","percent":20},{"label":"U.S. state and local bonds","percent":3},{"label":"Cash and cash equivalents","percent":12}],"privateFunds":0},"sources":{"adv1FilingDate":"31 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/137963/PDF/137963.pdf","brochureDate":"31 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1038666","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Pacific Coast Investment Advisors have?","answer":"Pacific Coast Investment Advisors has 108 clients and manages $122 million for them, as of March 2026. They include 75 individual clients, 30 high-net-worth individuals, and 3 corporations and other businesses.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 31 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Pacific Coast Investment Advisors offer?","answer":"Pacific Coast Investment Advisors provides financial planning, portfolio management for individuals and small businesses, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Pacific Coast Investment Advisors charge?","answer":"Pacific Coast Investment Advisors charges 0.65%–1.25% a year for its Investment management services. The fee is billed in advance, is negotiable and requires an account of at least $300,000.","source":"FORM ADV PART 2A - FIRM BROCHURE, filed 31 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Pacific Coast Investment Advisors use?","answer":"Pacific Coast Investment Advisors’ separately managed account assets are held at Charles Schwab & Co., Inc. Advisor Services (San Francisco, CA), with $112M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 31 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Pacific Coast Investment Advisors have?","answer":"Pacific Coast Investment Advisors has 0 investment adviser representatives registered with state securities authorities, out of 1 employees, and 1 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Pacific Coast Investment Advisors invest in?","answer":"At the end of its last fiscal year, Pacific Coast Investment Advisors’ separately managed accounts held 48% non-exchange-traded equities, 20% U.S. government and agency bonds, 17% exchange-traded equities, 12% cash and equivalents and 3% state and local bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Does Pacific Coast Investment Advisors have a minimum investment?","answer":"Yes, Pacific Coast Investment Advisors’ minimum account size for its Investment management services is $300K.","source":"FORM ADV PART 2A - FIRM BROCHURE, filed 31 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Who owns Pacific Coast Investment Advisors?","answer":"Pacific Coast Investment Advisors’ direct owner is Ryan Murphy (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 31 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Pacific Coast Investment Advisors get paid?","answer":"Pacific Coast Investment Advisors is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Pacific Coast Investment Advisors?","answer":"Pacific Coast Investment Advisors’ main office is at 1914 Willamette Falls DR., Suite 180, West Linn, OR 97068. Its phone number is 503-968-2500. Its website is pacificcoastia.com.","source":"Form ADV Part 1A, Item 1.F, filed 31 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}