{"url":"https://nivawealth.com/firms/open-window-financial-solutions-131562","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/131562","regulatoryAum":284403489,"crd":"131562","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"6004171","suffix":null,"lastName":"HOLLEN","firstName":"ERIC","middleName":"ANTHONY"},{"crd":"4801382","suffix":null,"lastName":"HOLLEN","firstName":"JOSEPH","middleName":"ROBERT"},{"crd":"8156256","suffix":null,"lastName":"Keely","firstName":"Brendan","middleName":"Scott"}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-04-15","regulatoryAum":143760163,"clients":75,"employees":4,"offices":1},{"filedOn":"2022-03-21","regulatoryAum":186112658,"clients":85,"employees":5,"offices":1},{"filedOn":"2023-03-16","regulatoryAum":184473975,"clients":94,"employees":5,"offices":2},{"filedOn":"2024-04-01","regulatoryAum":223653931,"clients":102,"employees":5,"offices":3},{"filedOn":"2025-07-03","regulatoryAum":245790589,"clients":101,"employees":6,"offices":3},{"filedOn":"2026-03-17","regulatoryAum":284403489,"clients":101,"employees":6,"offices":3}],"secFileNumber":"801-114451","legalName":"Open Window Financial Solutions, LTD.","displayName":"Open Window Financial Solutions","slug":"open-window-financial-solutions-131562","website":"https://openwindowfs.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/open-window-financial-solutions-ltd","founded":"2004","organization":"Nevada corporation","fiscalYearEnd":"December","headquarters":{"street":"4741 Caughlin Parkway, Suite 3","city":"Reno","state":"NV","stateName":"Nevada","country":"United States","postalCode":"89519"},"tradeNames":[],"registration":{"secApproved":"14 December 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2A","fee_rate_low":0.5,"fee_rate_high":1.75,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Stand-Alone Financial Planning and Consulting","summary":"Stand-alone financial planning and consulting is negotiable and generally charged hourly at $650 per hour.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1019862","versionId":1019862,"submittedOn":"2026-03-16","documentName":"ADV PART 2A"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T13:07:05.108178+00:00","documents":[{"name":"ADV PART 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1019862","versionId":1019862,"submittedOn":"2026-03-16"}]},"custodians":[{"name":"National Financial Services LLC","shortName":"Fidelity","location":"Boston, MA","smaAssets":284403489}],"custodyNote":"Open Window Financial Solutions has custody of $150M in client assets for 56 clients.","otherCustodians":[],"leadership":[{"name":"Eric Hollen","title":"President, Chief Compliance Officer","crd":"6004171"},{"name":"Joseph Hollen","title":"Director","crd":"4801382"}],"ownership":[{"label":"Eric Hollen","detail":"President, chief compliance officer in the 75% or more ownership band and a control person, since February 2025."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":2,"privateResidences":2},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Nevada","offices":1,"addresses":[{"street":"4741 Caughlin Parkway, Suite 3","city":"Reno","headquarters":true}]}],"brochureServices":["estate planning","insurance","tax planning"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"775-827-0670","stateRegisteredReps":3,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services"],"financialPlanningClients":"51-100","assetMix":[{"label":"Exchange-traded equity securities","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":95},{"label":"Cash and cash equivalents","percent":4}],"privateFunds":0},"sources":{"adv1FilingDate":"17 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/131562/PDF/131562.pdf","brochureDate":"16 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1019862","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Open Window Financial Solutions have?","answer":"Open Window Financial Solutions has 101 clients and manages $284 million for them, as of March 2026. They include 65 high-net-worth individuals, 26 individual clients, and 10 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 17 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Open Window Financial Solutions offer?","answer":"Open Window Financial Solutions provides financial planning, portfolio management for individuals and small businesses, pension consulting, estate planning, insurance, and tax planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Open Window Financial Solutions charge?","answer":"Open Window Financial Solutions charges 0.50%–1.75% a year for its Investment Advisory Services. The fee is billed in arrears and is negotiable.","source":"ADV PART 2A, filed 16 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Open Window Financial Solutions use?","answer":"Open Window Financial Solutions’ separately managed account assets are held at National Financial Services LLC (Boston, MA), with $284M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 17 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Open Window Financial Solutions have?","answer":"Open Window Financial Solutions has 3 investment adviser representatives registered with state securities authorities, out of 6 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Open Window Financial Solutions invest in?","answer":"At the end of its last fiscal year, Open Window Financial Solutions’ separately managed accounts held 95% registered funds (mutual funds, ETFs, BDCs), 4% cash and equivalents and 1% exchange-traded equities.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Open Window Financial Solutions?","answer":"Open Window Financial Solutions’ direct owner is Eric Hollen (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 17 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Open Window Financial Solutions get paid?","answer":"Open Window Financial Solutions is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Open Window Financial Solutions?","answer":"Open Window Financial Solutions’ main office is at 4741 Caughlin Parkway, Suite 3, Reno, NV 89519. Its phone number is 775-827-0670. Its website is openwindowfs.com.","source":"Form ADV Part 1A, Item 1.F, filed 17 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}