{"url":"https://nivawealth.com/firms/onyx-financial-advisors-134881","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/134881","regulatoryAum":506448769,"crd":"134881","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"7690561","suffix":null,"lastName":"Cellan","firstName":"Orrin","middleName":"D"},{"crd":"6093280","suffix":null,"lastName":"DANIELS","firstName":"CODY","middleName":"GRANT"},{"crd":"4852739","suffix":null,"lastName":"GOODY","firstName":"LYNDSAY","middleName":null},{"crd":"8003670","suffix":null,"lastName":"Packer","firstName":"Benson","middleName":null},{"crd":"6498936","suffix":null,"lastName":"PETERSEN","firstName":"JONATHAN","middleName":"ISAAC"},{"crd":"4933838","suffix":null,"lastName":"ROE","firstName":"TERRY","middleName":"LEE"},{"crd":"5720804","suffix":null,"lastName":"SAUTTER","firstName":"AARON","middleName":"BLAIR"}],"total":7,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-02-01","regulatoryAum":260634932,"clients":201,"employees":7,"offices":1},{"filedOn":"2022-02-02","regulatoryAum":326363848,"clients":220,"employees":10,"offices":1},{"filedOn":"2023-06-14","regulatoryAum":299838428,"clients":236,"employees":9,"offices":1},{"filedOn":"2024-01-31","regulatoryAum":356230967,"clients":243,"employees":9,"offices":1},{"filedOn":"2025-02-27","regulatoryAum":426815438,"clients":247,"employees":8,"offices":1},{"filedOn":"2026-02-19","regulatoryAum":506448769,"clients":272,"employees":10,"offices":1}],"secFileNumber":"801-107355","legalName":"Onyx Financial Advisors, LLC","displayName":"Onyx Financial Advisors","slug":"onyx-financial-advisors-134881","website":"https://onyxfinancial.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/134881/5084f18a381606b5-r1.webp","tone":"light","width":166,"height":200,"sourceUrl":"https://www.onyxfinancial.com","sourceLabel":"Onyx Financial Advisors, LLC, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/onyx-financial-advisors","founded":"2005","organization":"Idaho limited liability company","fiscalYearEnd":"December","headquarters":{"street":"2400 E. 25th Street","city":"Idaho Falls","state":"ID","stateName":"Idaho","country":"United States","postalCode":"83404"},"tradeNames":[],"registration":{"secApproved":"24 March 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UPDATE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T09:04:28.364997+00:00","documents":[{"name":"ONYX FINANCIAL ADVISORS, FORM ADV PART 2A 102416 UPDATE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1009625","versionId":1009625,"submittedOn":"2026-02-17"}]},"custodians":[{"name":"National Financial Services LLC","shortName":"Fidelity","location":"Boston, MA","smaAssets":506448769}],"custodyNote":"Onyx Financial Advisors has custody of $19.6M in client assets for 12 clients.","leadership":[{"name":"Lyndsay Goody","title":"Chief Compliance Officer","crd":"4852739"}],"ownership":[{"label":"TD Financial, Inc.","detail":"Owner in the 25% to 50% ownership band and a control person, since March 2005."},{"label":"Ca Services, Inc.","detail":"Owner in the 25% to 50% ownership band and a control person, since May 2018."},{"label":"Lyndsgood, Inc.","detail":"Owner in the 25% to 50% ownership band and a control person, since May 2018."},{"label":"Terry Roe","detail":"Indirect owner: a manager/owner of TD Financial, Inc. in the 50% to 75% band and a control person, since March 2005.","parent":"TD Financial, Inc."},{"label":"Lyndsay Goody","detail":"Indirect owner: a manager/owner of Lyndsgood, Inc. in the 75% or more band and a control person, since May 2018.","parent":"Lyndsgood, Inc."},{"label":"Aaron Sautter","detail":"Indirect owner: a manager/owner of Ca Services, Inc. in the 50% to 75% band and a control person, since May 2018.","parent":"Ca Services, Inc."},{"label":"Deborah Roe","detail":"Indirect owner: a manager/owner of TD Financial, Inc. in the 25% to 50% band and a control person, since March 2005.","parent":"TD Financial, Inc."},{"label":"Candace Sautter","detail":"Indirect owner: a manager/owner of Ca Services, Inc. in the 25% to 50% band and a control person, since May 2018.","parent":"Ca Services, Inc."}],"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Idaho","offices":1,"addresses":[{"street":"2400 E. 25th Street","city":"Idaho Falls","headquarters":true}]}],"brochureServices":["education planning","estate planning","insurance","tax planning"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"208-522-6400","stateRegisteredReps":7,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)","Other"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Pension consulting services"],"financialPlanningClients":"251-500","assetMix":[{"label":"Exchange-traded equity securities","percent":2},{"label":"Securities issued by registered investment companies or 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They include 153 high-net-worth individuals, 112 individual clients and 7 charitable organizations.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 19 February 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Onyx Financial Advisors offer?","answer":"Onyx Financial Advisors provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, education planning, estate planning, insurance, and tax planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Onyx Financial Advisors charge?","answer":"Onyx Financial Advisors charges 0.50%–1.00% a year for its Wealth Management. Each asset band is charged at its own rate. The fee is billed in arrears, is negotiable and has a $5,000 annual minimum.","source":"ONYX FINANCIAL ADVISORS, FORM ADV PART 2A 102416 UPDATE, filed 17 February 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Onyx Financial Advisors use?","answer":"Onyx Financial Advisors’ separately managed account assets are held at National Financial Services LLC (Boston, MA), with $506M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 19 February 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Onyx Financial Advisors have?","answer":"Onyx Financial Advisors has 7 investment adviser representatives registered with state securities authorities, out of 10 employees, and 7 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Onyx Financial Advisors invest in?","answer":"At the end of its last fiscal year, Onyx Financial Advisors’ separately managed accounts held 95% registered funds (mutual funds, ETFs, BDCs), 3% cash and equivalents and 2% exchange-traded equities.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Onyx Financial Advisors?","answer":"Onyx Financial Advisors is owned through holding companies by Terry and Deborah Roe, Lyndsay Goody, and Aaron and Candace Sautter. Its direct owners are TD Financial, Inc., Ca Services, Inc. and Lyndsgood, Inc., each holding 50% or less.","source":"Form ADV Part 1A, Schedules A and B, filed 19 February 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Onyx Financial Advisors get paid?","answer":"Onyx Financial Advisors is paid through a percentage of assets under management, fixed fees and other compensation. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Onyx Financial Advisors registered with the SEC?","answer":"Yes, Onyx Financial Advisors has been registered with the SEC as an investment adviser since 24 March 2016. Its CRD number is 134881 and its SEC file number is 801-107355.","source":"Form ADV Part 1A, Item 1, filed 19 February 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Onyx Financial Advisors?","answer":"Onyx Financial Advisors’ main office is at 2400 E. 25th Street, Idaho Falls, ID 83404. Its phone number is 208-522-6400. Its website is onyxfinancial.com.","source":"Form ADV Part 1A, Item 1.F, filed 19 February 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":{"url":"https://nivawealth.com/firms/onyx-financial-advisors-134881/holdings","form":"13F-HR","periodOfReport":"2026-06-30","filedOn":"2026-07-17","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/1957840/000195784026000004/0001957840-26-000004-index.html","totalValue":277542539,"positionCount":18,"top10Share":0.9762559965627468,"top10":[{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US COR EQU 2 ETF","cusip":"25434V708","value":167863729,"shares":3784124,"shareType":"SH","priorValue":142864001,"priorShares":3676377},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"WORLD EX US CORE","cusip":"25434V880","value":43635558,"shares":1184461,"shareType":"SH","priorValue":39423802,"priorShares":1160548},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"SHOR DUR FIX 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Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}