{"url":"https://nivawealth.com/firms/nova-financial-150148","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/150148","regulatoryAum":469445760,"crd":"150148","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"1716189","suffix":null,"lastName":"BJORDAHL","firstName":"BLAKE","middleName":"ALAN"},{"crd":"5636198","suffix":null,"lastName":"CHAFFON","firstName":"CHRISTOPHER","middleName":"JOHN"},{"crd":"4715752","suffix":null,"lastName":"DEBENEDETTI","firstName":"MARK","middleName":"CLIFFORD"},{"crd":"4542859","suffix":null,"lastName":"DENIGRIS","firstName":"VICTOR","middleName":"GUY"},{"crd":"8255000","suffix":null,"lastName":"Fischer","firstName":"Cole","middleName":"Robert"},{"crd":"2613534","suffix":null,"lastName":"FISCHER","firstName":"THOMAS","middleName":"MICHAEL"},{"crd":"3276479","suffix":null,"lastName":"JOHNSON","firstName":"JEFFREY","middleName":"MICHAEL"},{"crd":"4606475","suffix":null,"lastName":"KAGELE","firstName":"JACOB","middleName":"RAY"},{"crd":"5452644","suffix":null,"lastName":"MARE","firstName":"MICHAEL","middleName":"STEPHAN"}],"total":9,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-29","regulatoryAum":252711011,"clients":776,"employees":9,"offices":2},{"filedOn":"2022-03-21","regulatoryAum":308496440,"clients":808,"employees":9,"offices":2},{"filedOn":"2023-03-31","regulatoryAum":290301691,"clients":808,"employees":8,"offices":2},{"filedOn":"2024-03-25","regulatoryAum":342468206,"clients":709,"employees":7,"offices":2},{"filedOn":"2025-07-15","regulatoryAum":391234000,"clients":737,"employees":7,"offices":2},{"filedOn":"2026-03-29","regulatoryAum":469445760,"clients":738,"employees":10,"offices":2}],"secFileNumber":"801-79612","legalName":"Nova Financial LLC","displayName":"Nova Financial","slug":"nova-financial-150148","website":"https://yourfuturebynova.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/nova-financial-services/","founded":null,"organization":"Arizona limited liability company","fiscalYearEnd":"December","headquarters":{"street":"1630 E River RD, Suite 212","city":"Tucson","state":"AZ","stateName":"Arizona","country":"United States","postalCode":"85718"},"tradeNames":["Arizona Financial Plan","Nova Financial Services","Quantum Wealth Strategies"],"registration":{"secApproved":"25 April 2014","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":636105.3658536585,"staff":{"employees":10,"advisory":7,"brokerDealerReps":0,"insuranceAgents":5,"promoters":0},"aum":{"regulatory":469445760,"discretionary":468900073,"discretionaryAccounts":1384,"nonDiscretionary":545687,"nonDiscretionaryAccounts":4,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":594,"regulatoryAum":192614290},{"label":"High-net-worth individuals","clients":144,"regulatoryAum":276831470}],"feePrograms":[{"role":"main","program":"Comprehensive Portfolio Management","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1030676","versionId":1030676,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-03-29","documentName":"NF - ADV PART 2A: FIRM BROCHURE","fee_rate_low":1.75,"fee_rate_high":2.5,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial Planning & Consulting","summary":"Hourly fees generally range from $100 to $500 and flat fees from $1,500 to $10,000, based on the scope and complexity of the engagement.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1030676","versionId":1030676,"submittedOn":"2026-03-29","documentName":"NF - ADV PART 2A: FIRM BROCHURE"},{"role":"other","program":"Pension Consulting","summary":"Pension consulting is charged on the same asset tiers as comprehensive portfolio management, at a maximum annual 2.50% to 1.75% of assets.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1030676","versionId":1030676,"submittedOn":"2026-03-29","documentName":"NF - ADV PART 2A: FIRM BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T09:25:16.915182+00:00","documents":[{"name":"NF - ADV PART 2A: FIRM BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1030676","versionId":1030676,"submittedOn":"2026-03-29"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":469445000}],"custodyNote":"Nova Financial does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Jacob Kagele","title":"Managing Partner / CCO","crd":"4606475"}],"ownership":[{"label":"Jacob Kagele","detail":"Managing partner / cco in the 25% to 50% ownership band and a control person, since May 2009. Also a managing member of BFD, LLC in the 75% or more band and a control person, since September 2012."},{"label":"BFD, LLC","detail":"Managing member in the 25% to 50% ownership band, since September 2012."},{"label":"Nova Financial Holding Company, LLC","detail":"Manager managed in the 50% to 75% ownership band and a control person, since July 2014."},{"label":"Jon Volpe","detail":"Indirect owner: a trustee of Jon David Volpe & Heather Leann Volpe Irrevocable Trust in the 75% or more band and a control person, since July 2014.","parent":"Jon David Volpe & Heather Leann Volpe Irrevocable Trust"},{"label":"Nova Financial Holding LLC","detail":"Indirect owner: a corporation of Nova Financial & Insurance Services in the 75% or more band and a control person, since July 2014.","parent":"Nova Financial & Insurance Services"},{"label":"Jon David Volpe & Heather Leann Volpe Irrevocable Trust","detail":"Indirect owner: a trust of Nova Financial Holding LLC in the 75% or more band and a control person, since July 2014.","parent":"Nova Financial Holding LLC"},{"label":"Heather Volpe","detail":"Indirect owner: a trustee of Jon David Volpe & Heather Leann Volpe Irrevocable Trust in the 75% or more band and a control person, since July 2014.","parent":"Jon David Volpe & Heather Leann Volpe Irrevocable Trust"}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":1,"privateResidences":0},"listedOfficeAddresses":2,"foreignOffices":[],"officesByState":[{"state":"Arizona","offices":1,"addresses":[{"street":"1630 E River RD, Suite 212","city":"Tucson","headquarters":true}]},{"state":"Colorado","offices":1,"addresses":[{"street":"4659 Centenial BLVD","city":"Colorado Springs"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"520-745-5555","stateRegisteredReps":7,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Pension consulting services","Selection of other advisers (including private fund managers)","Educational seminars/workshops"],"financialPlanningClients":"1-10","assetMix":[{"label":"Exchange-traded equity securities","percent":54},{"label":"Investment grade corporate bonds","percent":20},{"label":"Securities issued by registered investment companies or business development companies","percent":20},{"label":"Cash and cash equivalents","percent":6}],"privateFunds":0},"sources":{"adv1FilingDate":"29 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/150148/PDF/150148.pdf","brochureDate":"29 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1030676","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Nova Financial have?","answer":"Nova Financial has 738 clients and manages $469 million for them, as of March 2026. They include 594 individual clients and 144 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 29 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Nova Financial offer?","answer":"Nova Financial provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, selecting other managers, and educational seminars.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Nova Financial charge?","answer":"Nova Financial charges 1.75%–2.50% a year for its Comprehensive Portfolio Management. The fee is billed in advance and is negotiable.","source":"NF - ADV PART 2A: FIRM BROCHURE, filed 29 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Nova Financial use?","answer":"Nova Financial’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $469M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 29 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Nova Financial have?","answer":"Nova Financial has 7 investment adviser representatives registered with state securities authorities, out of 10 employees, and 7 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 5 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Nova Financial invest in?","answer":"At the end of its last fiscal year, Nova Financial’s separately managed accounts held 54% exchange-traded equities, 20% investment grade corporate bonds, 20% registered funds (mutual funds, ETFs, BDCs) and 6% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Nova Financial?","answer":"Nova Financial is owned through a chain of holding companies by Jon and Heather Volpe. Its direct owners are Jacob Kagele (25% to 50%), BFD, LLC (25% to 50%), Nova Financial Holding Company, LLC (50% to 75%) and Nova Financial Holding LLC (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 29 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Nova Financial get paid?","answer":"Nova Financial is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Nova Financial?","answer":"Nova Financial’s main office is at 1630 E River RD, Suite 212, Tucson, AZ 85718. Its phone number is 520-745-5555. Its website is yourfuturebynova.com.","source":"Form ADV Part 1A, Item 1.F, filed 29 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}