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The fee is billed in advance, is negotiable and requires an account of at least $500,000.","source":"NOTE FORM ADV PART 2A 2026, filed 30 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Note Advisors use?","answer":"Note Advisors’ separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $364M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 30 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Note Advisors have?","answer":"Note Advisors has 5 investment adviser representatives registered with state securities authorities, out of 11 employees, and 6 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Note Advisors invest in?","answer":"At the end of its last fiscal year, Note Advisors’ separately managed accounts held 67% registered funds (mutual funds, ETFs, BDCs), 17% cash and equivalents, 10% state and local bonds and 6% exchange-traded equities.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Does Note Advisors have a minimum investment?","answer":"Yes, Note Advisors’ minimum account size for its Asset Management is $500K.","source":"NOTE FORM ADV PART 2A 2026, filed 30 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Who owns Note Advisors?","answer":"Note Advisors is owned through a holding company by Shawn Glogowski. Its direct owner is Ssao1210, LLC (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 30 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Note Advisors get paid?","answer":"Note Advisors is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Note Advisors?","answer":"Note Advisors’ main office is at 50 Lakefront BLVD, Suite 215, Buffalo, NY 14202. Its phone number is 716-256-1682. 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