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Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 24 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Northstar Financial Companies have?","answer":"Northstar Financial Companies has 5 investment adviser representatives registered with state securities authorities, out of 10 employees, and 5 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 3 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Northstar Financial Companies invest in?","answer":"At the end of its last fiscal year, Northstar Financial Companies’ separately managed accounts held 43% registered funds (mutual funds, ETFs, BDCs), 28% exchange-traded equities, 15% state and local bonds, 5% pooled vehicles (private funds and similar), 4% U.S. government and agency bonds, 4% cash and equivalents and 1% investment grade corporate bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Northstar Financial Companies?","answer":"Northstar Financial Companies’ direct owners are Steven Girard (75% or more) and Glenn Williams (10% to 25%).","source":"Form ADV Part 1A, Schedules A and B, filed 24 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Northstar Financial Companies get paid?","answer":"Northstar Financial Companies is paid through a percentage of assets under management and hourly charges. 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