{"url":"https://nivawealth.com/firms/northcape-wealth-management-312350","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/312350","regulatoryAum":706082554,"crd":"312350","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"4491895","suffix":null,"lastName":"HASENOEHRL","firstName":"RENEE'","middleName":"M"},{"crd":"4807888","suffix":null,"lastName":"KIMURA","firstName":"KENJI","middleName":"J"},{"crd":"1771548","suffix":null,"lastName":"O'NEILL","firstName":"ERIK","middleName":"M"},{"crd":"8259838","suffix":null,"lastName":"Woods","firstName":"Ian","middleName":null}],"total":4,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-06-24","regulatoryAum":472183917,"clients":561,"employees":5,"offices":2},{"filedOn":"2022-03-10","regulatoryAum":518359975,"clients":600,"employees":5,"offices":2},{"filedOn":"2023-03-09","regulatoryAum":492814566,"clients":629,"employees":6,"offices":2},{"filedOn":"2024-03-15","regulatoryAum":565612204,"clients":600,"employees":6,"offices":2},{"filedOn":"2025-06-11","regulatoryAum":614524913,"clients":636,"employees":6,"offices":2},{"filedOn":"2026-08-17","regulatoryAum":706082554,"clients":594,"employees":6,"offices":2}],"secFileNumber":"801-120425","legalName":"Northcape Wealth Management, LLC","displayName":"Northcape Wealth Management","slug":"northcape-wealth-management-312350","website":null,"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/northcape-wealth-management","founded":null,"organization":"Delaware limited liability company","fiscalYearEnd":"December","headquarters":{"street":"6565 Main Street","city":"Williamsville","state":"NY","stateName":"New York","country":"United States","postalCode":"14221"},"tradeNames":[],"registration":{"secApproved":"4 March 2021","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1182876.643859649,"staff":{"employees":6,"advisory":3,"brokerDealerReps":0,"insuranceAgents":1,"promoters":0},"aum":{"regulatory":706082554,"discretionary":666976748,"discretionaryAccounts":1356,"nonDiscretionary":39105806,"nonDiscretionaryAccounts":38,"wrapProgram":1355661126,"nonUsClientsPct":1,"nonAumClients":10},"clientTypes":[{"label":"Individuals (other than HNW)","clients":404,"regulatoryAum":138814417},{"label":"High-net-worth individuals","clients":166,"regulatoryAum":535425270},{"label":"Charitable organizations","clients":16,"regulatoryAum":21622235},{"label":"Corporations and other businesses","clients":8,"regulatoryAum":10220632}],"feePrograms":[{"role":"main","program":"Investment and Wealth Management Services","feeBasis":"ceiling","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1021125","versionId":1021125,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-03-18","documentName":"NORTHCAPE WEALTH MANAGEMENT FORM ADV PART 2A BROCHURE","fee_rate_low":null,"fee_rate_high":1.5,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial Planning and Consulting Services","summary":"Billed hourly or at a fixed rate in advance; hourly fees generally range up to $400 per hour.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1021125","versionId":1021125,"submittedOn":"2026-03-18","documentName":"NORTHCAPE WEALTH MANAGEMENT FORM ADV PART 2A BROCHURE"},{"role":"other","program":"Wells Fargo Advisors Programs","summary":"Maximum annual advisory fees of 1.50% (Personalized Unified Managed Account, Private Adviser Network) and 1.25% (FundSource), inclusive of the firm’s fee; third-party manager fees are extra.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1021125","versionId":1021125,"submittedOn":"2026-03-18","documentName":"NORTHCAPE WEALTH MANAGEMENT FORM ADV PART 2A BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T07:44:32.516364+00:00","documents":[{"name":"NORTHCAPE WEALTH MANAGEMENT FORM ADV PART 2A BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1021125","versionId":1021125,"submittedOn":"2026-03-18"},{"name":null,"status":"not_downloaded","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1021126","versionId":1021126,"submittedOn":null}]},"custodians":[{"name":"Wells Fargo Clearing Services, LLC","shortName":"Wells Fargo Clearing Services","location":"St. Louis, MO","smaAssets":706082554}],"custodyNote":"Northcape Wealth Management has custody of $108M in client assets for 57 clients.","otherCustodians":[],"leadership":[{"name":"Kenji Kimura","title":"Chief Compliance Officer","crd":"4807888"},{"name":"Erik O'Neill","title":"Founder, Managing Partner","crd":"1771548"}],"ownership":[{"label":"Erik O'Neill","detail":"Founder, managing partner in the 75% or more ownership band and a control person, since January 2021."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":1,"privateResidences":0},"listedOfficeAddresses":2,"foreignOffices":[],"officesByState":[{"state":"New York","offices":2,"addresses":[{"street":"6565 Main Street","city":"Williamsville","headquarters":true},{"street":"514 Bewley Building","city":"Lockport"}]}],"brochureServices":["divorce planning","education planning","estate planning","insurance","philanthropic planning","tax planning"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"716326565","stateRegisteredReps":4,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Pension consulting services","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":55},{"label":"U.S. government/agency bonds","percent":13},{"label":"U.S. state and local bonds","percent":2},{"label":"Investment grade corporate bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":28},{"label":"Cash and cash equivalents","percent":1}],"privateFunds":0},"sources":{"adv1FilingDate":"17 August 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/312350/PDF/312350.pdf","brochureDate":"18 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1021125","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Northcape Wealth Management have?","answer":"Northcape Wealth Management has 594 clients and manages $706 million for them, as of August 2026. They include 404 individual clients, 166 high-net-worth individuals and 16 charitable organizations.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 17 August 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Northcape Wealth Management offer?","answer":"Northcape Wealth Management provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, selecting other managers, divorce planning, education planning, estate planning, insurance, philanthropic planning, and tax planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Northcape Wealth Management charge?","answer":"Northcape Wealth Management charges up to 1.50% a year for its Investment and Wealth Management Services. The fee is billed in advance and is negotiable.","source":"NORTHCAPE WEALTH MANAGEMENT FORM ADV PART 2A BROCHURE, filed 18 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Northcape Wealth Management use?","answer":"Northcape Wealth Management’s separately managed account assets are held at Wells Fargo Clearing Services, LLC (St. Louis, MO), with $706M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 17 August 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Northcape Wealth Management have?","answer":"Northcape Wealth Management has 4 investment adviser representatives registered with state securities authorities, out of 6 employees, and 3 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Northcape Wealth Management invest in?","answer":"At the end of its last fiscal year, Northcape Wealth Management’s separately managed accounts held 55% exchange-traded equities, 28% registered funds (mutual funds, ETFs, BDCs), 13% U.S. government and agency bonds, 2% state and local bonds, 1% investment grade corporate bonds and 1% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Northcape Wealth Management?","answer":"Northcape Wealth Management’s direct owner is Erik O'Neill (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 17 August 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Northcape Wealth Management get paid?","answer":"Northcape Wealth Management is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Northcape Wealth Management?","answer":"Northcape Wealth Management’s main office is at 6565 Main Street, Williamsville, NY 14221. Its phone number is 716326565.","source":"Form ADV Part 1A, Item 1.F, filed 17 August 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":{"url":"https://nivawealth.com/firms/northcape-wealth-management-312350/holdings","form":"13F-HR","periodOfReport":"2026-06-30","filedOn":"2026-08-10","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/1902806/000190280626000004/0001902806-26-000004-index.html","totalValue":381165215,"positionCount":144,"top10Share":0.357820135816958,"top10":[{"issuer":"SPDR GOLD TR","titleOfClass":"GOLD SHS","cusip":"78463V107","value":25244308,"shares":68528,"shareType":"SH","priorValue":29798185,"priorShares":69251},{"issuer":"JANUS DETROIT STR TR","titleOfClass":"HENDRSON AAA CL","cusip":"47103U845","value":19332527,"shares":382898,"shareType":"SH","priorValue":19084884,"priorShares":378894},{"issuer":"BLACKROCK ETF TRUST II","titleOfClass":"ISHA FLEX IN ETF","cusip":"092528603","value":18812824,"shares":359435,"shareType":"SH","priorValue":18022704,"priorShares":347058},{"issuer":"ISHARES TR","titleOfClass":"CORE MSCI EAFE","cusip":"46432F842","value":15836593,"shares":163974,"shareType":"SH","priorValue":15099408,"priorShares":166789},{"issuer":"ISHARES TR","titleOfClass":"MSCI INTL QUALTY","cusip":"46434V456","value":12222312,"shares":246666,"shareType":"SH","priorValue":11405331,"priorShares":246708},{"issuer":"APPLE INC","titleOfClass":"COM","cusip":"037833100","value":11182096,"shares":38644,"shareType":"SH","priorValue":10016863,"priorShares":39469},{"issuer":"HARBOR ETF TRUST","titleOfClass":"COMM ALL WEA ETF","cusip":"41151J505","value":9652303,"shares":328981,"shareType":"SH","priorValue":9819968,"priorShares":316671},{"issuer":"KINDER MORGAN INC DEL","titleOfClass":"COM","cusip":"49456B101","value":9247248,"shares":289248,"shareType":"SH","priorValue":9899705,"priorShares":295249},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"MID CAP ETF","cusip":"922908629","value":7902563,"shares":98083,"shareType":"SH","priorValue":7137392,"priorShares":24853},{"issuer":"JOHNSON & JOHNSON","titleOfClass":"COM","cusip":"478160104","value":6955815,"shares":27388,"shareType":"SH","priorValue":6705503,"priorShares":27432}],"positionsListed":144,"positions":[{"issuer":"SPDR GOLD TR","titleOfClass":"GOLD SHS","cusip":"78463V107","value":25244308,"shares":68528,"shareType":"SH","priorValue":29798185,"priorShares":69251},{"issuer":"JANUS DETROIT STR TR","titleOfClass":"HENDRSON AAA CL","cusip":"47103U845","value":19332527,"shares":382898,"shareType":"SH","priorValue":19084884,"priorShares":378894},{"issuer":"BLACKROCK ETF TRUST II","titleOfClass":"ISHA FLEX IN ETF","cusip":"092528603","value":18812824,"shares":359435,"shareType":"SH","priorValue":18022704,"priorShares":347058},{"issuer":"ISHARES TR","titleOfClass":"CORE MSCI EAFE","cusip":"46432F842","value":15836593,"shares":163974,"shareType":"SH","priorValue":15099408,"priorShares":166789},{"issuer":"ISHARES TR","titleOfClass":"MSCI INTL QUALTY","cusip":"46434V456","value":12222312,"shares":246666,"shareType":"SH","priorValue":11405331,"priorShares":246708},{"issuer":"APPLE INC","titleOfClass":"COM","cusip":"037833100","value":11182096,"shares":38644,"shareType":"SH","priorValue":10016863,"priorShares":39469},{"issuer":"HARBOR ETF TRUST","titleOfClass":"COMM ALL WEA ETF","cusip":"41151J505","value":9652303,"shares":328981,"shareType":"SH","priorValue":9819968,"priorShares":316671},{"issuer":"KINDER MORGAN INC DEL","titleOfClass":"COM","cusip":"49456B101","value":9247248,"shares":289248,"shareType":"SH","priorValue":9899705,"priorShares":295249},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"MID CAP ETF","cusip":"922908629","value":7902563,"shares":98083,"shareType":"SH","priorValue":7137392,"priorShares":24853},{"issuer":"JOHNSON & JOHNSON","titleOfClass":"COM","cusip":"478160104","value":6955815,"shares":27388,"shareType":"SH","priorValue":6705503,"priorShares":27432},{"issuer":"MICROSOFT CORP","titleOfClass":"COM","cusip":"594918104","value":6707132,"shares":17981,"shareType":"SH","priorValue":6566872,"priorShares":17740},{"issuer":"ALPHABET INC","titleOfClass":"CAP STK CL C","cusip":"02079K107","value":5827230,"shares":16492,"shareType":"SH","priorValue":4918300,"priorShares":17145},{"issuer":"WALMART INC","titleOfClass":"COM","cusip":"931142103","value":5816042,"shares":51351,"shareType":"SH","priorValue":6456815,"priorShares":51954},{"issuer":"COSTCO WHOLESALE CORPORATION","titleOfClass":"COM","cusip":"22160K105","value":5804457,"shares":6205,"shareType":"SH","priorValue":6242918,"priorShares":6265},{"issuer":"JPMORGAN CHASE & CO","titleOfClass":"COM","cusip":"46625H100","value":5766126,"shares":17616,"shareType":"SH","priorValue":5297425,"priorShares":18009},{"issuer":"ELI LILLY & CO","titleOfClass":"COM","cusip":"532457108","value":5539088,"shares":4618,"shareType":"SH","priorValue":4282541,"priorShares":4656},{"issuer":"PEPSICO INC","titleOfClass":"COM","cusip":"713448108","value":5477026,"shares":40451,"shareType":"SH","priorValue":6317756,"priorShares":40684},{"issuer":"EXXON MOBIL CORP","titleOfClass":"COM","cusip":"30231G102","value":5417010,"shares":39621,"shareType":"SH","priorValue":6708603,"priorShares":39541},{"issuer":"GENERAL DYNAMICS CORP","titleOfClass":"COM","cusip":"369550108","value":5371277,"shares":15163,"shareType":"SH","priorValue":5295788,"priorShares":15430},{"issuer":"EMERSON ELEC CO","titleOfClass":"COM","cusip":"291011104","value":5256458,"shares":36720,"shareType":"SH","priorValue":4460528,"priorShares":34045},{"issuer":"INTERNATIONAL BUSINESS MACHS","titleOfClass":"COM","cusip":"459200101","value":5194249,"shares":18471,"shareType":"SH","priorValue":4457395,"priorShares":18389},{"issuer":"VISA INC","titleOfClass":"COM CL A","cusip":"92826C839","value":4907417,"shares":14304,"shareType":"SH","priorValue":4297339,"priorShares":14218},{"issuer":"CISCO SYS INC","titleOfClass":"COM","cusip":"17275R102","value":4830655,"shares":41126,"shareType":"SH","priorValue":4545270,"priorShares":58581},{"issuer":"ABBOTT LABORATORIES","titleOfClass":"COM","cusip":"002824100","value":4790946,"shares":52799,"shareType":"SH","priorValue":4345296,"priorShares":42323},{"issuer":"ARISTA NETWORKS INC","titleOfClass":"COM SHS","cusip":"040413205","value":4462748,"shares":26270,"shareType":"SH","priorValue":3646566,"priorShares":29700},{"issuer":"DUKE ENERGY CORP NEW","titleOfClass":"COM NEW","cusip":"26441C204","value":4440727,"shares":35082,"shareType":"SH","priorValue":4174545,"priorShares":31881},{"issuer":"NEXTERA ENERGY INC","titleOfClass":"COM","cusip":"65339F101","value":4423546,"shares":50399,"shareType":"SH","priorValue":4734287,"priorShares":50972},{"issuer":"CHUBB LIMITED","titleOfClass":"COM","cusip":"H1467J104","value":4278899,"shares":12558,"shareType":"SH","priorValue":4077040,"priorShares":12509},{"issuer":"AMAZON COM INC","titleOfClass":"COM","cusip":"023135106","value":4195976,"shares":17605,"shareType":"SH","priorValue":3679923,"priorShares":17669},{"issuer":"DEERE & CO","titleOfClass":"COM","cusip":"244199105","value":4083104,"shares":6437,"shareType":"SH","priorValue":3660987,"priorShares":6499},{"issuer":"COLGATE PALMOLIVE CO","titleOfClass":"COM","cusip":"194162103","value":4010097,"shares":43740,"shareType":"SH","priorValue":3734438,"priorShares":43816},{"issuer":"ANALOG DEVICES INC","titleOfClass":"COM","cusip":"032654105","value":3950955,"shares":9948,"shareType":"SH","priorValue":4563469,"priorShares":14344},{"issuer":"RTX CORPORATION","titleOfClass":"COM","cusip":"75513E101","value":3838836,"shares":20233,"shareType":"SH","priorValue":3893910,"priorShares":20186},{"issuer":"EATON CORP PLC","titleOfClass":"SHS","cusip":"G29183103","value":3837329,"shares":9005,"shareType":"SH","priorValue":3242310,"priorShares":9065},{"issuer":"BHP BILLITON LIMITED","titleOfClass":"SPONSORED ADS","cusip":"088606108","value":3663061,"shares":43969,"shareType":"SH","priorValue":3249256,"priorShares":44669},{"issuer":"BOEING CO","titleOfClass":"COM","cusip":"097023105","value":3638905,"shares":16810,"shareType":"SH","priorValue":3283239,"priorShares":16496},{"issuer":"COCA COLA CO","titleOfClass":"COM","cusip":"191216100","value":3534135,"shares":43486,"shareType":"SH","priorValue":3298370,"priorShares":43371},{"issuer":"INTEL CORP","titleOfClass":"COM","cusip":"458140100","value":3530684,"shares":25286,"shareType":"SH","priorValue":1182419,"priorShares":26794},{"issuer":"ROCKWELL AUTOMATION INC","titleOfClass":"COM","cusip":"773903109","value":3383739,"shares":6835,"shareType":"SH","priorValue":2451346,"priorShares":6831},{"issuer":"BROADCOM INC","titleOfClass":"COM","cusip":"11135F101","value":3374007,"shares":8932,"shareType":"SH","priorValue":2723308,"priorShares":8799},{"issuer":"UNION PAC CORP","titleOfClass":"COM","cusip":"907818108","value":3227914,"shares":11867,"shareType":"SH","priorValue":2885234,"priorShares":11892},{"issuer":"ECOLAB INC","titleOfClass":"COM","cusip":"278865100","value":3182466,"shares":11423,"shareType":"SH","priorValue":3045208,"priorShares":11447},{"issuer":"MEDTRONIC PLC","titleOfClass":"SHS","cusip":"G5960L103","value":3152552,"shares":40299,"shareType":"SH","priorValue":1937086,"priorShares":22355},{"issuer":"ABBVIE INC","titleOfClass":"COM","cusip":"00287Y109","value":3047472,"shares":12110,"shareType":"SH","priorValue":2462508,"priorShares":11322},{"issuer":"PROCTER & GAMBLE CO","titleOfClass":"COM","cusip":"742718109","value":3041753,"shares":20743,"shareType":"SH","priorValue":2835239,"priorShares":19629},{"issuer":"WOODWARD INC","titleOfClass":"COM","cusip":"980745103","value":3035089,"shares":7134,"shareType":"SH","priorValue":2580245,"priorShares":7209},{"issuer":"MORGAN STANLEY","titleOfClass":"COM NEW","cusip":"617446448","value":2847125,"shares":13620,"shareType":"SH","priorValue":2361086,"priorShares":14347},{"issuer":"HOME DEPOT INC","titleOfClass":"COM","cusip":"437076102","value":2800993,"shares":7942,"shareType":"SH","priorValue":2577972,"priorShares":7838},{"issuer":"MCDONALDS CORP","titleOfClass":"COM","cusip":"580135101","value":2777802,"shares":10276,"shareType":"SH","priorValue":3167641,"priorShares":10192},{"issuer":"STRYKER CORPORATION","titleOfClass":"COM","cusip":"863667101","value":2746630,"shares":8724,"shareType":"SH","priorValue":2860913,"priorShares":8707},{"issuer":"WASTE MGMT INC DEL","titleOfClass":"COM","cusip":"94106L109","value":2728459,"shares":12242,"shareType":"SH","priorValue":2807462,"priorShares":12218},{"issuer":"BECTON DICKINSON & CO","titleOfClass":"COM","cusip":"075887109","value":2698450,"shares":17832,"shareType":"SH","priorValue":2070331,"priorShares":13168},{"issuer":"TEXAS INSTRS INC","titleOfClass":"COM","cusip":"882508104","value":2622498,"shares":8798,"shareType":"SH","priorValue":2275927,"priorShares":11723},{"issuer":"AIR PRODUCTS AND CHEMICALS I","titleOfClass":"COM","cusip":"009158106","value":2566133,"shares":8753,"shareType":"SH","priorValue":2531979,"priorShares":8716},{"issuer":"M & T BK CORP","titleOfClass":"COM","cusip":"55261F104","value":2546997,"shares":10701,"shareType":"SH","priorValue":2252696,"priorShares":10897},{"issuer":"QUALCOMM INC","titleOfClass":"COM","cusip":"747525103","value":2533656,"shares":13711,"shareType":"SH","priorValue":1760680,"priorShares":13672},{"issuer":"EVERSOURCE ENERGY","titleOfClass":"COM","cusip":"30040W108","value":2505746,"shares":34672,"shareType":"SH","priorValue":2385133,"priorShares":34427},{"issuer":"HUNTINGTON INGALLS INDS INC","titleOfClass":"COM","cusip":"446413106","value":2273492,"shares":8123,"shareType":"SH","priorValue":3063715,"priorShares":8065},{"issuer":"AMERICAN WTR WKS CO INC NEW","titleOfClass":"COM","cusip":"030420103","value":2016737,"shares":15327,"shareType":"SH","priorValue":2063392,"priorShares":15162},{"issuer":"AMERICAN TOWER CORP","titleOfClass":"COM","cusip":"03027X100","value":1944179,"shares":11886,"shareType":"SH","priorValue":2017936,"priorShares":11693},{"issuer":"AMERICAN EXPRESS CO","titleOfClass":"COM","cusip":"025816109","value":1869508,"shares":5527,"shareType":"SH","priorValue":1671807,"priorShares":5527},{"issuer":"VANGUARD WHITEHALL FDS","titleOfClass":"HIGH DIV YLD","cusip":"921946406","value":1797971,"shares":11377,"shareType":"SH","priorValue":1733718,"priorShares":11706},{"issuer":"ISHARES TR","titleOfClass":"INTL SEL DIV ETF","cusip":"464288448","value":1440695,"shares":34774,"shareType":"SH","priorValue":1444707,"priorShares":33945},{"issuer":"NOVARTIS AG","titleOfClass":"SPONSORED ADR","cusip":"66987V109","value":1296231,"shares":8271,"shareType":"SH","priorValue":1278518,"priorShares":8370},{"issuer":"HONEYWELL INTL INC","titleOfClass":"COM","cusip":"438516205","value":1287640,"shares":5751,"shareType":"SH"},{"issuer":"HONEYWELL AEROSPACE INC","titleOfClass":"COM","cusip":"43849R105","value":1271563,"shares":5752,"shareType":"SH"},{"issuer":"GOLDMAN SACHS GROUP INC","titleOfClass":"COM","cusip":"38141G104","value":1255110,"shares":1241,"shareType":"SH","priorValue":1049874,"priorShares":1241},{"issuer":"INVESCO EXCH TRADED FD TR II","titleOfClass":"S&P500 LOW VOL","cusip":"46138E354","value":1187614,"shares":15856,"shareType":"SH","priorValue":1171776,"priorShares":16021},{"issuer":"NVIDIA CORPORATION","titleOfClass":"COM","cusip":"67066G104","value":1175165,"shares":5873,"shareType":"SH","priorValue":1024265,"priorShares":5873},{"issuer":"ISHARES GOLD TR","titleOfClass":"ISHARES NEW","cusip":"464285204","value":1129630,"shares":14960,"shareType":"SH","priorValue":1344087,"priorShares":15246},{"issuer":"CAPITAL ONE FINL CORP","titleOfClass":"COM","cusip":"14040H105","value":1115648,"shares":5561,"shareType":"SH","priorValue":1014493,"priorShares":5561},{"issuer":"BERKSHIRE HATHAWAY INC DEL","titleOfClass":"CL B NEW","cusip":"084670702","value":1102860,"shares":2204,"shareType":"SH","priorValue":665609,"priorShares":1389},{"issuer":"AMGEN INC","titleOfClass":"COM","cusip":"031162100","value":1076800,"shares":2974,"shareType":"SH","priorValue":915863,"priorShares":2603},{"issuer":"MERCK & CO INC","titleOfClass":"COM","cusip":"58933Y105","value":1073379,"shares":8353,"shareType":"SH","priorValue":1029835,"priorShares":8561},{"issuer":"MASTERCARD INCORPORATED","titleOfClass":"CL A","cusip":"57636Q104","value":1066747,"shares":2077,"shareType":"SH","priorValue":1038793,"priorShares":2079},{"issuer":"ACCENTURE PLC IRELAND","titleOfClass":"SHS CLASS A","cusip":"G1151C101","value":1032343,"shares":8296,"shareType":"SH","priorValue":1745006,"priorShares":8800},{"issuer":"NORFOLK SOUTHN CORP","titleOfClass":"COM","cusip":"655844108","value":955410,"shares":3037,"shareType":"SH","priorValue":871619,"priorShares":3037},{"issuer":"FIRST TR EXCHANGE-TRADED FD","titleOfClass":"FT VEST GOLD","cusip":"33733E856","value":945759,"shares":44908,"shareType":"SH","priorValue":1130147,"priorShares":44267},{"issuer":"SCHWAB CHARLES CORP","titleOfClass":"COM","cusip":"808513105","value":935987,"shares":10144,"shareType":"SH","priorValue":999665,"priorShares":10637},{"issuer":"LOCKHEED MARTIN CORP","titleOfClass":"COM","cusip":"539830109","value":921051,"shares":1808,"shareType":"SH","priorValue":1070467,"priorShares":1771},{"issuer":"CHURCH & DWIGHT CO INC","titleOfClass":"COM","cusip":"171340102","value":910553,"shares":9399,"shareType":"SH","priorValue":877560,"priorShares":9404},{"issuer":"WISDOMTREE TR","titleOfClass":"EMER MKT HIGH FD","cusip":"97717W315","value":886127,"shares":16474,"shareType":"SH","priorValue":823053,"priorShares":16564},{"issuer":"STATE STR SPDR S&P 500 ETF T","titleOfClass":"TR UNIT","cusip":"78462F103","value":867000,"shares":1161,"shareType":"SH","priorValue":772604,"priorShares":1188},{"issuer":"UNITED PARCEL SVCS INC","titleOfClass":"CL B","cusip":"911312106","value":861856,"shares":8017,"shareType":"SH","priorValue":502230,"priorShares":5105},{"issuer":"FEDEX CORP","titleOfClass":"COM","cusip":"31428X106","value":844825,"shares":2698,"shareType":"SH","priorValue":960974,"priorShares":2698},{"issuer":"CHEVRON CORPORATION","titleOfClass":"COM","cusip":"166764100","value":825631,"shares":4981,"shareType":"SH","priorValue":1022863,"priorShares":4944},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"TOTAL STK MKT","cusip":"922908769","value":802987,"shares":2170,"shareType":"SH","priorValue":696158,"priorShares":2170},{"issuer":"TRAVELERS COMPANIES INC","titleOfClass":"COM","cusip":"89417E109","value":792288,"shares":2400,"shareType":"SH","priorValue":700032,"priorShares":2400},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"S&P 500 ETF SHS","cusip":"922908363","value":789832,"shares":1150,"shareType":"SH","priorValue":687183,"priorShares":1150},{"issuer":"BRISTOL-MYERS SQUIBB CO","titleOfClass":"COM","cusip":"110122108","value":685591,"shares":11898,"shareType":"SH","priorValue":716522,"priorShares":11814},{"issuer":"ISHARES TR","titleOfClass":"1 3 YR TREAS BD","cusip":"464287457","value":678393,"shares":8262,"shareType":"SH","priorValue":660312,"priorShares":7997},{"issuer":"ALTRIA GROUP INC","titleOfClass":"COM","cusip":"02209S103","value":658945,"shares":9158,"shareType":"SH","priorValue":637003,"priorShares":9653},{"issuer":"PFIZER INC","titleOfClass":"COM","cusip":"717081103","value":654884,"shares":27196,"shareType":"SH","priorValue":770223,"priorShares":27430},{"issuer":"AMERICAN ELEC PWR CO INC","titleOfClass":"COM","cusip":"025537101","value":648206,"shares":4738,"shareType":"SH","priorValue":686597,"priorShares":5238},{"issuer":"AMERIPRISE FINL INC","titleOfClass":"COM","cusip":"03076C106","value":596388,"shares":1300,"shareType":"SH","priorValue":577720,"priorShares":1300},{"issuer":"GE VERNOVA INC","titleOfClass":"COM","cusip":"36828A101","value":542785,"shares":462,"shareType":"SH","priorValue":412009,"priorShares":472},{"issuer":"LOWES COS INC","titleOfClass":"COM","cusip":"548661107","value":505112,"shares":2291,"shareType":"SH","priorValue":541757,"priorShares":2293},{"issuer":"ILLINOIS TOOL WKS INC","titleOfClass":"COM","cusip":"452308109","value":501451,"shares":1854,"shareType":"SH","priorValue":483879,"priorShares":1859},{"issuer":"ORACLE CORP","titleOfClass":"COM","cusip":"68389X105","value":469107,"shares":3201,"shareType":"SH","priorValue":470899,"priorShares":3201},{"issuer":"PRICE T ROWE GROUP INC","titleOfClass":"COM","cusip":"74144T108","value":458739,"shares":4035,"shareType":"SH","priorValue":363715,"priorShares":4035},{"issuer":"PHILLIPS 66","titleOfClass":"COM","cusip":"718546104","value":455759,"shares":2696,"shareType":"SH","priorValue":491157,"priorShares":2696},{"issuer":"MOLSON COORS BEVERAGE CO","titleOfClass":"CL B","cusip":"60871R209","value":431677,"shares":11080,"shareType":"SH","priorValue":477105,"priorShares":11080},{"issuer":"WELLS FARGO & CO","titleOfClass":"COM","cusip":"949746101","value":428203,"shares":5182,"shareType":"SH","priorValue":318209,"priorShares":3997},{"issuer":"ALPHABET INC","titleOfClass":"CAP STK CL A","cusip":"02079K305","value":413477,"shares":1157,"shareType":"SH","priorValue":387343,"priorShares":1347},{"issuer":"BLACKROCK ETF TRUST","titleOfClass":"ISHARES GOVT MON","cusip":"09290C749","value":401280,"shares":4000,"shareType":"SH","priorValue":432236,"priorShares":4300},{"issuer":"VANGUARD WHITEHALL FDS","titleOfClass":"INTL HIGH ETF","cusip":"921946794","value":399674,"shares":4070,"shareType":"SH","priorValue":524917,"priorShares":5570},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"VALUE ETF","cusip":"922908744","value":382467,"shares":1755,"shareType":"SH","priorValue":379647,"priorShares":1935},{"issuer":"ONEOK INC NEW","titleOfClass":"COM","cusip":"682680103","value":377667,"shares":4344,"shareType":"SH","priorValue":387592,"priorShares":4288},{"issuer":"BANK OF AMER CORP","titleOfClass":"COM","cusip":"060505104","value":377493,"shares":6625,"shareType":"SH","priorValue":322969,"priorShares":6625},{"issuer":"AFLAC INC","titleOfClass":"COM","cusip":"001055102","value":363006,"shares":3096,"shareType":"SH","priorValue":372575,"priorShares":3396},{"issuer":"SYSCO CORP","titleOfClass":"COM","cusip":"871829107","value":351955,"shares":4211,"shareType":"SH","priorValue":300371,"priorShares":4211},{"issuer":"VANGUARD MUN BD FDS","titleOfClass":"TAX EXEMPT BD","cusip":"922907746","value":344349,"shares":6808,"shareType":"SH","priorValue":344640,"priorShares":6908},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"SMALL CP ETF","cusip":"922908751","value":342840,"shares":1131,"shareType":"SH","priorValue":297924,"priorShares":1137},{"issuer":"YUM BRANDS INC","titleOfClass":"COM","cusip":"988498101","value":342580,"shares":2143,"shareType":"SH","priorValue":333194,"priorShares":2143},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US DIVIDEND EQ","cusip":"808524797","value":342468,"shares":10800,"shareType":"SH","priorValue":331344,"priorShares":10800},{"issuer":"MONDELEZ INTL INC","titleOfClass":"CL A","cusip":"609207105","value":340553,"shares":5888,"shareType":"SH","priorValue":334634,"priorShares":5806},{"issuer":"WELLTOWER INC","titleOfClass":"COM","cusip":"95040Q104","value":339010,"shares":1494,"shareType":"SH","priorValue":293910,"priorShares":1487},{"issuer":"ASTRAZENECA PLC","titleOfClass":"ORD","cusip":"G0593M107","value":327095,"shares":1725,"shareType":"SH","priorValue":340205,"priorShares":1725},{"issuer":"PACKAGING CORP AMER","titleOfClass":"COM","cusip":"695156109","value":318621,"shares":1337,"shareType":"SH","priorValue":289483,"priorShares":1364},{"issuer":"FIRST TR EXCHANGE TRADED FD","titleOfClass":"NASD TECH DIV","cusip":"33738R118","value":311325,"shares":2710,"shareType":"SH","priorValue":253819,"priorShares":2710},{"issuer":"LABCORP HOLDINGS INC","titleOfClass":"COM SHS","cusip":"504922105","value":308000,"shares":1100,"shareType":"SH","priorValue":293491,"priorShares":1100},{"issuer":"LINDE PLC","titleOfClass":"SHS","cusip":"G54950103","value":300985,"shares":580,"shareType":"SH","priorValue":287541,"priorShares":580},{"issuer":"MURPHY USA INC","titleOfClass":"COM","cusip":"626755102","value":296379,"shares":550,"shareType":"SH","priorValue":271684,"priorShares":550},{"issuer":"TARGET CORP","titleOfClass":"COM","cusip":"87612E106","value":295668,"shares":2264,"shareType":"SH"},{"issuer":"PAYCHEX INC","titleOfClass":"COM","cusip":"704326107","value":290129,"shares":2951,"shareType":"SH","priorValue":267460,"priorShares":2903},{"issuer":"UNITEDHEALTH GROUP INC","titleOfClass":"COM","cusip":"91324P102","value":271891,"shares":654,"shareType":"SH"},{"issuer":"CATERPILLAR INC","titleOfClass":"COM","cusip":"149123101","value":264095,"shares":248,"shareType":"SH"},{"issuer":"3M CO","titleOfClass":"COM","cusip":"88579Y101","value":254555,"shares":1572,"shareType":"SH","priorValue":237987,"priorShares":1639},{"issuer":"ADVANCED MICRO DEVICES INC","titleOfClass":"COM","cusip":"007903107","value":252696,"shares":435,"shareType":"SH"},{"issuer":"NATIONAL FUEL GAS CO","titleOfClass":"COM","cusip":"636180101","value":251936,"shares":3263,"shareType":"SH","priorValue":334779,"priorShares":3563},{"issuer":"PRUDENTIAL FINL INC","titleOfClass":"COM","cusip":"744320102","value":251722,"shares":2332,"shareType":"SH","priorValue":222925,"priorShares":2282},{"issuer":"GE AEROSPACE","titleOfClass":"COM NEW","cusip":"369604301","value":247409,"shares":662,"shareType":"SH"},{"issuer":"DOW HLDGS INC","titleOfClass":"COM","cusip":"260557103","value":243875,"shares":8914,"shareType":"SH","priorValue":397456,"priorShares":9543},{"issuer":"META PLATFORMS INC","titleOfClass":"CL A","cusip":"30303M102","value":243187,"shares":432,"shareType":"SH","priorValue":429713,"priorShares":751},{"issuer":"ENERGY TRANSFER L P","titleOfClass":"COM UT LTD PTN","cusip":"29273V100","value":237088,"shares":12400,"shareType":"SH","priorValue":239320,"priorShares":12400},{"issuer":"HERSHEY CO","titleOfClass":"COM","cusip":"427866108","value":234656,"shares":1337,"shareType":"SH","priorValue":278043,"priorShares":1337},{"issuer":"GILEAD SCIENCES INC","titleOfClass":"COM","cusip":"375558103","value":231744,"shares":1834,"shareType":"SH","priorValue":255135,"priorShares":1831},{"issuer":"SIMON PPTY GROUP INC NEW","titleOfClass":"COM","cusip":"828806109","value":220913,"shares":988,"shareType":"SH"},{"issuer":"ALPS ETF TR","titleOfClass":"ALERIAN MLP","cusip":"00162Q452","value":216215,"shares":4170,"shareType":"SH","priorValue":219509,"priorShares":4170},{"issuer":"ENTERGY CORP NEW","titleOfClass":"COM","cusip":"29364G103","value":214112,"shares":1864,"shareType":"SH","priorValue":205725,"priorShares":1831},{"issuer":"VERIZON COMMUNICATIONS INC","titleOfClass":"COM","cusip":"92343V104","value":212335,"shares":5015,"shareType":"SH","priorValue":241663,"priorShares":4814},{"issuer":"FEDEX FGHT HLDG CO INC","titleOfClass":"COMMON STOCK","cusip":"314352105","value":203246,"shares":1346,"shareType":"SH"},{"issuer":"EASTMAN KODAK CO","titleOfClass":"COM NEW","cusip":"277461406","value":161875,"shares":17500,"shareType":"SH","priorValue":203625,"priorShares":22500},{"issuer":"ENERGY TRANSFER L P","titleOfClass":"9.250% FXD PFD I","cusip":"29273V704","value":114601,"shares":10000,"shareType":"SH","priorValue":115700,"priorShares":10000}]},"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}