{"url":"https://nivawealth.com/firms/new-perspectives-113925","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/113925","regulatoryAum":308681773,"crd":"113925","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"2106600","suffix":null,"lastName":"ANDERSON","firstName":"NANCY","middleName":"LOTTRIDGE"},{"crd":"7514997","suffix":null,"lastName":"DeLaune","firstName":"Meredith","middleName":"Parker 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INC"},{"role":"other","program":"Hourly advice on non-managed accounts","summary":"Advice on non-managed accounts is billed hourly at $425 for Nancy Anderson and Ryder Taff and $250 for Meredith DeLaune.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1031183","versionId":1031183,"submittedOn":"2026-03-30","documentName":"NEW PERSPECTIVES, INC"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T08:32:58.713307+00:00","documents":[{"name":"NEW PERSPECTIVES, INC","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1031183","versionId":1031183,"submittedOn":"2026-03-30"},{"name":"NANCY ANDERSON","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=831882","versionId":831882,"submittedOn":"2026-03-30"},{"name":null,"status":"not_downloaded","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1031185","versionId":1031185,"submittedOn":null},{"name":null,"status":"not_downloaded","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1031184","versionId":1031184,"submittedOn":null},{"name":null,"status":"not_downloaded","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=831883","versionId":831883,"submittedOn":null}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":172700000}],"custodyNote":"New Perspectives does not have custody of client 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They include 323 individual clients, 91 high-net-worth individuals and 9 charitable organizations.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 4 August 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does New Perspectives offer?","answer":"New Perspectives provides financial planning and portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does New Perspectives charge?","answer":"New Perspectives charges 0.25%–1.00% a year for its Portfolio management for individuals and/or small businesses. Each asset band is charged at its own rate. The fee is billed in advance, is negotiable and has a $2,500 annual minimum.","source":"NEW PERSPECTIVES, INC, filed 30 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does New Perspectives use?","answer":"New Perspectives’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $173M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 4 August 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does New Perspectives have?","answer":"New Perspectives has 0 investment adviser representatives registered with state securities authorities, out of 8 employees, and 4 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does New Perspectives invest in?","answer":"At the end of its last fiscal year, New Perspectives’ separately managed accounts held 92% registered funds (mutual funds, ETFs, BDCs), 5% exchange-traded equities, 1% pooled vehicles (private funds and similar), 1% cash and equivalents and 1% other. The 1% other category is described as: Brokered CDS.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns New Perspectives?","answer":"New Perspectives’ direct owners are Nancy Anderson (25% to 50%) and Joshua Taff (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 4 August 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does New Perspectives get paid?","answer":"New Perspectives is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact New Perspectives?","answer":"New Perspectives’ main office is at 303 Highland Park Cove, Suite B, Ridgeland, MS 39157. Its phone number is 601-991-3158. Its website is newper.com.","source":"Form ADV Part 1A, Item 1.F, filed 4 August 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}