{"url":"https://nivawealth.com/firms/new-england-financial-planning-group-105254","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/105254","regulatoryAum":246119348,"crd":"105254","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"4082184","suffix":null,"lastName":"MCCULLY","firstName":"MICHAEL","middleName":null},{"crd":"2624137","suffix":null,"lastName":"NICHOLS","firstName":"BRADFORD","middleName":"BERGH"},{"crd":"471029","suffix":null,"lastName":"WOJCIK","firstName":"RICHARD","middleName":"JOSEPH"}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-04-09","regulatoryAum":213756069,"clients":297,"employees":6,"offices":1},{"filedOn":"2022-04-24","regulatoryAum":247400000,"clients":211,"employees":6,"offices":1},{"filedOn":"2023-02-24","regulatoryAum":202452763,"clients":201,"employees":6,"offices":1},{"filedOn":"2024-01-31","regulatoryAum":220462679,"clients":193,"employees":6,"offices":1},{"filedOn":"2025-02-25","regulatoryAum":226887104,"clients":192,"employees":6,"offices":1},{"filedOn":"2026-09-02","regulatoryAum":246119348,"clients":196,"employees":6,"offices":1}],"secFileNumber":"801-17130","legalName":"New England Financial Planning Group, LLC","displayName":"New England Financial Planning Group","slug":"new-england-financial-planning-group-105254","website":"https://nefpg.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Massachusetts limited liability company","fiscalYearEnd":"December","headquarters":{"street":"69 Winn Street","city":"Burlington","state":"MA","stateName":"Massachusetts","country":"United States","postalCode":"01803"},"tradeNames":[],"registration":{"secApproved":"17 May 1982","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1255710.9591836734,"staff":{"employees":6,"advisory":2,"brokerDealerReps":3,"insuranceAgents":1,"promoters":0},"aum":{"regulatory":246119348,"discretionary":128479645,"discretionaryAccounts":379,"nonDiscretionary":117639703,"nonDiscretionaryAccounts":330,"wrapProgram":0,"nonUsClientsPct":1,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":120,"regulatoryAum":38744944},{"label":"High-net-worth individuals","clients":76,"regulatoryAum":207374404}],"feePrograms":[{"role":"other","program":"Financial Planning Services","summary":"Billed hourly at $250.00 an hour with a $2,000 minimum fee and a 50% deposit; ongoing financial planning is a fixed fee payable quarterly in advance.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1056807","versionId":1056807,"submittedOn":"2026-09-02","documentName":"NEFPG FORM ADV PART 2A (AUGUST 25, 2026)"},{"role":"other","program":"Investment Advisory Consulting Services","summary":"Charged annually as a percentage of assets under consultation: 1.75% on the first $100,000, 1.50% on the next $100,000, 1.25% on the next $300,000 and 0.75% above $500,000, billed quarterly in advance.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1056807","versionId":1056807,"submittedOn":"2026-09-02","documentName":"NEFPG FORM ADV PART 2A (AUGUST 25, 2026)"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T11:46:39.458947+00:00","documents":[{"name":"NEFPG FORM ADV PART 2A (AUGUST 25, 2026)","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1056807","versionId":1056807,"submittedOn":"2026-09-02"}]},"custodians":[{"name":"Raymond James & Associates, Inc.","shortName":"Raymond James","location":"St. Petersburg, FL","smaAssets":119582812},{"name":"Raymond James Trust Company of NH","shortName":"Raymond James","location":"Portsmouth, NH","smaAssets":95488143}],"custodyNote":"New England Financial Planning Group does not have custody of client assets.","leadership":[{"name":"Bradford Nichols","title":"Member/Chief Compliance Officer","crd":"2624137"},{"name":"Richard Wojcik","title":"Member","crd":"471029"}],"ownership":[{"label":"Richard Wojcik","detail":"Member in the 50% to 75% ownership band and a control person, since March 1989."},{"label":"Bradford Nichols","detail":"Member/chief compliance officer in the 50% to 75% ownership band, since April 2019."}],"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Massachusetts","offices":1,"addresses":[{"street":"69 Winn Street","city":"Burlington","headquarters":true}]}],"brochureServices":["education planning","estate planning","insurance","tax planning"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"781-272-2200","stateRegisteredReps":3,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"11-25","assetMix":[{"label":"Exchange-traded equity securities","percent":36},{"label":"U.S. state and local bonds","percent":3},{"label":"Investment grade corporate bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":56},{"label":"Cash and cash equivalents","percent":4}],"privateFunds":0},"sources":{"adv1FilingDate":"2 September 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/105254/PDF/105254.pdf","brochureDate":"2 September 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1056807","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does New England Financial Planning Group have?","answer":"New England Financial Planning Group has 196 clients and manages $246 million for them, as of September 2026. They include 120 individual clients and 76 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 2 September 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does New England Financial Planning Group offer?","answer":"New England Financial Planning Group provides financial planning, portfolio management for individuals and small businesses, education planning, estate planning, insurance, and tax planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does New England Financial Planning Group use?","answer":"New England Financial Planning Group’s separately managed account assets are held at Raymond James & Associates, Inc. (St. Petersburg, FL), with $120M and Raymond James Trust Company of NH (Portsmouth, NH), with $95.5M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 2 September 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does New England Financial Planning Group have?","answer":"New England Financial Planning Group has 3 investment adviser representatives registered with state securities authorities, out of 6 employees, and 2 perform investment advisory functions. 3 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does New England Financial Planning Group invest in?","answer":"At the end of its last fiscal year, New England Financial Planning Group’s separately managed accounts held 56% registered funds (mutual funds, ETFs, BDCs), 36% exchange-traded equities, 4% cash and equivalents, 3% state and local bonds and 1% investment grade corporate bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns New England Financial Planning Group?","answer":"New England Financial Planning Group’s direct owners are Richard Wojcik (50% to 75%) and Bradford Nichols (50% to 75%).","source":"Form ADV Part 1A, Schedules A and B, filed 2 September 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does New England Financial Planning Group get paid?","answer":"New England Financial Planning Group is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is New England Financial Planning Group registered with the SEC?","answer":"Yes, New England Financial Planning Group has been registered with the SEC as an investment adviser since 17 May 1982. Its CRD number is 105254 and its SEC file number is 801-17130.","source":"Form ADV Part 1A, Item 1, filed 2 September 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact New England Financial Planning Group?","answer":"New England Financial Planning Group’s main office is at 69 Winn Street, Burlington, MA 01803. Its phone number is 781-272-2200. Its website is nefpg.com.","source":"Form ADV Part 1A, Item 1.F, filed 2 September 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}