{"url":"https://nivawealth.com/firms/networth-asset-management-105145","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/105145","regulatoryAum":102813096,"crd":"105145","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"251984","suffix":null,"lastName":"HUBLEY","firstName":"ROGER","middleName":"ALLEN"},{"crd":"7449256","suffix":null,"lastName":"Leftwich","firstName":"Jonathan","middleName":"Michael"},{"crd":"1636896","suffix":null,"lastName":"SHUMSKI","firstName":"JOHN","middleName":"ANDREW"}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2024-06-14","regulatoryAum":105809000,"clients":278,"employees":4,"offices":6},{"filedOn":"2025-04-09","regulatoryAum":102893000,"clients":251,"employees":3,"offices":5},{"filedOn":"2026-03-30","regulatoryAum":102813096,"clients":245,"employees":1,"offices":5}],"secFileNumber":"801-129943","legalName":"Networth 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HNW)","clients":202,"regulatoryAum":46200046},{"label":"High-net-worth individuals","clients":43,"regulatoryAum":56613050}],"feePrograms":[{"role":"main","program":"Investment Advisory Services","feeBasis":"marginal","fee_tiers":[{"to":250000,"pct":1.75,"from":50000},{"to":750000,"pct":1.5,"from":250000},{"to":null,"pct":1.15,"from":750000}],"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1031646","versionId":1031646,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-03-30","documentName":"NETWORTH ASSET MANAGEMENT, INC","fee_rate_low":1.15,"fee_rate_high":1.75,"fee_negotiable":true,"minimum_account":50000,"feeMinimumPeriod":null,"fee_minimum_annual":null}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T11:46:22.643141+00:00","documents":[{"name":"NETWORTH ASSET MANAGEMENT, INC","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1031646","versionId":1031646,"submittedOn":"2026-03-30"}]},"custodians":[{"name":"Equity Trust Company","shortName":"Equity Trust","location":"Westlake, OH","smaAssets":54709307},{"name":"Altruist Financial LLC","shortName":"Altruist","location":"Culver City, CA","smaAssets":25948835},{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":3558952}],"custodyNote":"Networth Asset Management does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Sigrid Hubley","title":"Vice President/Secretary","crd":"4374207"},{"name":"Roger Hubley","title":"President/CEO/Chief Compliance Officer","crd":"251984"},{"name":"Amy Bethke","title":"Owner","crd":"4374210"}],"ownership":[{"label":"Roger Hubley","detail":"President/ceo/chief compliance officer in the 75% or more ownership band and a control person, since October 1977."},{"label":"Sigrid Hubley","detail":"Vice president/secretary in the 10% to 25% ownership band, since October 1977."},{"label":"Amy Bethke","detail":"Owner in the 10% to 25% ownership band, since December 2016."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":4,"privateResidences":1},"listedOfficeAddresses":4,"foreignOffices":[],"officesByState":[{"state":"Florida","offices":2,"addresses":[{"street":"Networth Asset Management, Inc","city":"Gainesville"},{"street":"Networth Asset Management, Inc","city":"Maitland"}]},{"state":"Minnesota","offices":1,"addresses":[{"street":"Networth Asset Management, Inc","city":"Pine River"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"352-268-2080","stateRegisteredReps":1,"otherAdviserReps":0,"compensation":["A percentage of assets under management"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services","Selection of other advisers (including private fund managers)","Publication of periodicals or newsletters"],"financialPlanningClients":"0","assetMix":[{"label":"Cash and cash equivalents","percent":25},{"label":"Other","percent":75,"detail":"Primarily Variable Annuities and Other Insurance Products."}],"privateFunds":0},"sources":{"adv1FilingDate":"30 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/105145/PDF/105145.pdf","brochureDate":"30 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1031646","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Networth Asset Management have?","answer":"Networth Asset Management has 245 clients and manages $103 million for them, as of March 2026. They include 202 individual clients and 43 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 30 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Networth Asset Management offer?","answer":"Networth Asset Management provides financial planning, portfolio management for individuals and small businesses, pension consulting, selecting other managers, and publishing newsletters.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Networth Asset Management charge?","answer":"Networth Asset Management charges 1.15%–1.75% a year for its Investment Advisory Services. Each asset band is charged at its own rate. The fee is billed in advance, is negotiable and requires an account of at least $50,000.","source":"NETWORTH ASSET MANAGEMENT, INC, filed 30 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Networth Asset Management use?","answer":"Networth Asset Management’s separately managed account assets are held at Equity Trust Company (Westlake, OH), with $54.7M, Altruist Financial LLC (Culver City, CA), with $25.9M and Charles Schwab & Co., Inc. (Westlake, TX), with $3.56M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 30 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Networth Asset Management have?","answer":"Networth Asset Management has 1 investment adviser representative registered with state securities authorities, out of 1 employees, and 1 perform investment advisory functions. 1 employee is a registered representative of a broker-dealer and 1 employee is a licensed insurance agent.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Networth Asset Management invest in?","answer":"At the end of its last fiscal year, Networth Asset Management’s separately managed accounts held 75% other and 25% cash and equivalents. The 75% other category is described as: Primarily Variable Annuities and Other Insurance Products.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Does Networth Asset Management have a minimum investment?","answer":"Yes, Networth Asset Management’s minimum account size for its Investment Advisory Services is $50K.","source":"NETWORTH ASSET MANAGEMENT, INC, filed 30 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Who owns Networth Asset Management?","answer":"Networth Asset Management’s direct owners are Roger Hubley (75% or more), Sigrid Hubley (10% to 25%) and Amy Bethke (10% to 25%).","source":"Form ADV Part 1A, Schedules A and B, filed 30 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Networth Asset Management get paid?","answer":"Networth Asset Management is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Networth Asset Management?","answer":"Its phone number is 352-268-2080.","source":"Form ADV Part 1A, Item 1.F, filed 30 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}