{"url":"https://nivawealth.com/firms/natural-bridges-financial-advisors-148056","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/148056","regulatoryAum":155788020,"crd":"148056","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"7622830","suffix":null,"lastName":"Brown","firstName":"Sarah","middleName":"Russell"},{"crd":"7375304","suffix":null,"lastName":"Diaz-Garcia","firstName":"Anabel","middleName":null},{"crd":"4836951","suffix":null,"lastName":"WENTZIEN","firstName":"CHRISTOPHER","middleName":"LEWIS"}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2025-05-07","regulatoryAum":106322572,"clients":75,"employees":3,"offices":1},{"filedOn":"2026-06-10","regulatoryAum":155788020,"clients":80,"employees":3,"offices":4}],"secFileNumber":"801-132940","legalName":"Natural Bridges Financial Advisors LLC","displayName":"Natural Bridges Financial Advisors","slug":"natural-bridges-financial-advisors-148056","website":"https://naturalbridgesfa.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"California limited liability company","fiscalYearEnd":"December","headquarters":{"street":"627 Center Street","city":"Santa Cruz","state":"CA","stateName":"California","country":"United States","postalCode":"95060"},"tradeNames":[],"registration":{"secApproved":"6 June 2025","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1947350.25,"staff":{"employees":3,"advisory":3,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":155788020,"discretionary":155788020,"discretionaryAccounts":319,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":7},"clientTypes":[{"label":"Individuals (other than HNW)","clients":6,"regulatoryAum":2797611},{"label":"High-net-worth individuals","clients":74,"regulatoryAum":152990409}],"feePrograms":[],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T13:48:12.972674+00:00","documents":[{"name":"NATURAL BRIDGES ADV PART 2A ANNUAL AMENDMENT V.02.13.26","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1009001","versionId":1009001,"submittedOn":"2026-02-13"}]},"custodians":[{"name":"Altruist Financial LLC","shortName":"Altruist","location":"Culver City, CA","smaAssets":155565938}],"custodyNote":"Natural Bridges Financial Advisors has custody of $3.7M for 7 clients.","otherCustodians":[],"leadership":[{"name":"Sarah Brown","title":"Partner / Chief Compliance Officer","crd":"7622830"},{"name":"Christopher Wentzien","title":"Principal / Managing Member","crd":"4836951"}],"ownership":[{"label":"Christopher Wentzien","detail":"Principal / managing member in the 75% or more ownership band and a control person, since August 2008."},{"label":"Sarah Brown","detail":"Partner / chief compliance officer in the 10% to 25% ownership band and a control person, since January 2026."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":3,"privateResidences":3},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"California","offices":1,"addresses":[{"street":"627 Center Street","city":"Santa Cruz","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"831-421-0700","stateRegisteredReps":3,"otherAdviserReps":0,"compensation":["Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Other"],"financialPlanningClients":"51-100","assetMix":[{"label":"Exchange-traded equity securities","percent":51},{"label":"U.S. government/agency bonds","percent":3},{"label":"Investment grade corporate bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":38},{"label":"Cash and cash equivalents","percent":7}],"privateFunds":0},"sources":{"adv1FilingDate":"10 June 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/148056/PDF/148056.pdf","brochureDate":"13 February 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1009001","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Natural Bridges Financial Advisors have?","answer":"Natural Bridges Financial Advisors has 80 clients and manages $156 million for them, as of June 2026. They include 74 high-net-worth individuals and 6 individual clients.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 10 June 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Natural Bridges Financial Advisors offer?","answer":"Natural Bridges Financial Advisors provides financial planning and portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Natural Bridges Financial Advisors use?","answer":"Natural Bridges Financial Advisors’ separately managed account assets are held at Altruist Financial LLC (Culver City, CA), with $156M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 10 June 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Natural Bridges Financial Advisors have?","answer":"Natural Bridges Financial Advisors has 3 investment adviser representatives registered with state securities authorities, out of 3 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Natural Bridges Financial Advisors invest in?","answer":"At the end of its last fiscal year, Natural Bridges Financial Advisors’ separately managed accounts held 51% exchange-traded equities, 38% registered funds (mutual funds, ETFs, BDCs), 7% cash and equivalents, 3% U.S. government and agency bonds and 1% investment grade corporate bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Natural Bridges Financial Advisors?","answer":"Natural Bridges Financial Advisors’ direct owners are Christopher Wentzien (75% or more) and Sarah Brown (10% to 25%).","source":"Form ADV Part 1A, Schedules A and B, filed 10 June 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Natural Bridges Financial Advisors get paid?","answer":"Natural Bridges Financial Advisors is paid through fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Natural Bridges Financial Advisors?","answer":"Natural Bridges Financial Advisors’ main office is at 627 Center Street, Santa Cruz, CA 95060. Its phone number is 831-421-0700. Its website is naturalbridgesfa.com.","source":"Form ADV Part 1A, Item 1.F, filed 10 June 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}