{"url":"https://nivawealth.com/firms/n10-wealth-342013","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/342013","regulatoryAum":553113709,"crd":"342013","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"5607299","suffix":null,"lastName":"LOKMANYAN","firstName":"KARO","middleName":null},{"crd":"6452620","suffix":null,"lastName":"LYNCH","firstName":"ELIZABETH","middleName":"JEAN"},{"crd":"5316404","suffix":null,"lastName":"URBANSKI","firstName":"ANDREW","middleName":"D."},{"crd":"7399534","suffix":null,"lastName":"URBANSKI","firstName":"LAUREN","middleName":"N"}],"total":4,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"secFileNumber":"801-136307","legalName":"N10 Wealth, LLC","displayName":"N10 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NY","smaAssets":488661265}],"custodyNote":"N10 Wealth has custody of $1.33M in client assets for 4 clients.","leadership":[{"name":"Lauren Urbanski","title":"Chief Compliance Officer / Chief Administrative Officer","crd":"7399534"},{"name":"Karo Lokmanyan","title":"Executive Director / Chief Operations Officer","crd":"5607299"},{"name":"Adam Urbanski","title":"Owner","crd":"8282010"},{"name":"Andrew Urbanski","title":"Chief Investment Officer","crd":"5316404"}],"ownership":[{"label":"N10 Holdings, LLC","detail":"Member in the 75% or more ownership band and a control person, since May 2026."},{"label":"Andromeda, Inc.","detail":"Indirect owner: a owner of N10 Holdings, LLC in the 75% or more band and a control person, since May 2026.","parent":"N10 Holdings, LLC"}],"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Connecticut","offices":1,"addresses":[{"street":"5 Greenwich Office Park, Suite 100","city":"Greenwich","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"203-930-2881","stateRegisteredReps":4,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)","Performance-based fees"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for pooled investment vehicles (other than investment companies)","Portfolio management for businesses (other than small businesses) or institutional clients","Pension consulting services","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":64},{"label":"Securities issued by registered investment companies or business development companies","percent":11},{"label":"Securities issued by pooled investment vehicles (other than registered investment companies)","percent":16},{"label":"Cash and cash equivalents","percent":4},{"label":"Other","percent":5,"detail":"Alternative Investments"}],"privateFunds":0},"sources":{"adv1FilingDate":"14 August 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/342013/PDF/342013.pdf","brochureDate":"14 August 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1054998","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does N10 Wealth have?","answer":"N10 Wealth has 131 clients and manages $553 million for them, as of August 2026. They include 107 high-net-worth individuals, 20 individual clients, and 4 corporations and other businesses.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 14 August 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does N10 Wealth offer?","answer":"N10 Wealth provides financial planning, portfolio management for individuals and small businesses, portfolio management for pooled vehicles, portfolio management for institutions, pension consulting, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does N10 Wealth charge?","answer":"N10 Wealth charges up to 2.00% a year for its Portfolio management services. The fee is billed in advance and is negotiable.","source":"N10 WEALTH MANAGEMENT ADV PART 2A, filed 14 August 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does N10 Wealth use?","answer":"N10 Wealth’s separately managed account assets are held at Folio Investments, Inc. (New York, NY), with $489M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 14 August 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does N10 Wealth have?","answer":"N10 Wealth has 4 investment adviser representatives registered with state securities authorities, out of 5 employees, and 5 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does N10 Wealth invest in?","answer":"At the end of its last fiscal year, N10 Wealth’s separately managed accounts held 64% exchange-traded equities, 16% pooled vehicles (private funds and similar), 11% registered funds (mutual funds, ETFs, BDCs), 5% other and 4% cash and equivalents. The 5% other category is described as: Alternative Investments.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns N10 Wealth?","answer":"N10 Wealth is owned through a holding company by Andromeda, Inc. Its direct owner is N10 Holdings, LLC (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 14 August 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does N10 Wealth get paid?","answer":"N10 Wealth is paid through a percentage of assets under management, hourly charges, fixed fees and performance-based fees. Its Form ADV lists no commissions among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is N10 Wealth registered with the SEC?","answer":"Yes, N10 Wealth has been registered with the SEC as an investment adviser since 1 June 2026. Its CRD number is 342013 and its SEC file number is 801-136307.","source":"Form ADV Part 1A, Item 1, filed 14 August 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact N10 Wealth?","answer":"N10 Wealth’s main office is at 5 Greenwich Office Park, Suite 100, Greenwich, CT 06831. Its phone number is 203-930-2881. Its website is n10wealth.com.","source":"Form ADV Part 1A, Item 1.F, filed 14 August 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}