{"url":"https://nivawealth.com/firms/muntz-financial-145971","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/145971","regulatoryAum":177601228,"crd":"145971","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"8241948","suffix":null,"lastName":"DOUGHERTY","firstName":"CHRISTOPHER","middleName":"MICHAEL"},{"crd":"7480814","suffix":null,"lastName":"Horgan","firstName":"Kevin","middleName":"Joseph"},{"crd":"3236250","suffix":null,"lastName":"MUNTZ","firstName":"DAVID","middleName":"MICHAEL"},{"crd":"8156902","suffix":null,"lastName":"Smith","firstName":"Dylan","middleName":"Matthew"},{"crd":"5648312","suffix":null,"lastName":"THOMAS","firstName":"KIMBERLY","middleName":"BETH"}],"total":5,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2025-04-07","regulatoryAum":153190676,"clients":123,"employees":3,"offices":1},{"filedOn":"2026-03-31","regulatoryAum":177601228,"clients":99,"employees":3,"offices":1}],"secFileNumber":"801-131242","legalName":"Muntz Financial, LLC","displayName":"Muntz Financial","slug":"muntz-financial-145971","website":"https://muntzfinancial.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Pennsylvania limited liability company","fiscalYearEnd":"December","headquarters":{"street":"108 N. Main Street, Suite 202","city":"Doylestown","state":"PA","stateName":"Pennsylvania","country":"United States","postalCode":"18901"},"tradeNames":[],"registration":{"secApproved":"3 October 2024","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1215421.3548387096,"staff":{"employees":3,"advisory":2,"brokerDealerReps":0,"insuranceAgents":1,"promoters":0},"aum":{"regulatory":177601228,"discretionary":177155908,"discretionaryAccounts":248,"nonDiscretionary":445320,"nonDiscretionaryAccounts":4,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":61,"regulatoryAum":14981356},{"label":"High-net-worth individuals","clients":32,"regulatoryAum":98052830},{"label":"Pooled investment vehicles","clients":1,"regulatoryAum":267110},{"label":"Pension and profit-sharing plans","clients":null,"fewerThan5":true,"regulatoryAum":55058573},{"label":"Charitable organizations","clients":null,"fewerThan5":true,"regulatoryAum":109170},{"label":"Corporations and other businesses","clients":5,"regulatoryAum":9132189}],"feePrograms":[{"role":"main","program":"Investment advisory fee","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1038437","versionId":1038437,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-03-31","documentName":"ADV II","fee_rate_low":1,"fee_rate_high":1,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T13:41:08.123697+00:00","documents":[{"name":"ADV II","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1038437","versionId":1038437,"submittedOn":"2026-03-31"}]},"custodians":[{"name":"Interactive Brokers LLC","shortName":"Interactive Brokers","location":"Greenwich, CT","smaAssets":114323888},{"name":"Nationwide Investment Services Corporation","shortName":"Nationwide Investment Services","location":"Columbus, OH","smaAssets":43072794},{"name":"SEI Investments Distribution Co.","shortName":"SEI Investments Distribution","location":"Oaks, PA","smaAssets":18152628}],"custodyNote":"Muntz Financial does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"David Muntz","title":"President/Chief Compliance Officer","crd":"3236250"}],"ownership":[{"label":"David Muntz","detail":"President/chief compliance officer in the 75% or more ownership band and a control person, since December 2007."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Pennsylvania","offices":1,"addresses":[{"street":"108 N. Main Street, Suite 202","city":"Doylestown","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"215-262-6909","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management"],"activities":["Portfolio management for individuals and/or small businesses","Portfolio management for pooled investment vehicles (other than investment companies)","Portfolio management for businesses (other than small businesses) or institutional clients","Pension consulting services","Other"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":20},{"label":"U.S. government/agency bonds","percent":5},{"label":"Derivatives","percent":5},{"label":"Securities issued by registered investment companies or business development companies","percent":55},{"label":"Cash and cash equivalents","percent":15}],"privateFunds":1},"sources":{"adv1FilingDate":"31 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/145971/PDF/145971.pdf","brochureDate":"31 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1038437","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Muntz Financial have?","answer":"Muntz Financial has 99 clients and manages $178 million for them, as of March 2026. They include 61 individual clients, 32 high-net-worth individuals, and 5 corporations and other businesses.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 31 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Muntz Financial offer?","answer":"Muntz Financial provides portfolio management for individuals and small businesses, portfolio management for pooled vehicles, portfolio management for institutions, and pension consulting.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Muntz Financial charge?","answer":"Muntz Financial charges 1.00% a year for its Investment advisory fee. The fee is billed in arrears and is negotiable.","source":"ADV II, filed 31 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Muntz Financial use?","answer":"Muntz Financial’s separately managed account assets are held at Interactive Brokers LLC (Greenwich, CT), with $114M, Nationwide Investment Services Corporation (Columbus, OH), with $43.1M and SEI Investments Distribution Co. (Oaks, PA), with $18.2M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 31 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Muntz Financial have?","answer":"Muntz Financial has 2 investment adviser representatives registered with state securities authorities, out of 3 employees, and 2 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Muntz Financial invest in?","answer":"At the end of its last fiscal year, Muntz Financial’s separately managed accounts held 55% registered funds (mutual funds, ETFs, BDCs), 20% exchange-traded equities, 15% cash and equivalents, 5% U.S. government and agency bonds and 5% derivatives. It advises 1 private fund.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Muntz Financial?","answer":"Muntz Financial’s direct owner is David Muntz (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 31 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Muntz Financial get paid?","answer":"Muntz Financial is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Muntz Financial?","answer":"Muntz Financial’s main office is at 108 N. Main Street, Suite 202, Doylestown, PA 18901. Its phone number is 215-262-6909. Its website is muntzfinancial.com.","source":"Form ADV Part 1A, Item 1.F, filed 31 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}