{"url":"https://nivawealth.com/firms/mozaic-145777","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/145777","regulatoryAum":3644339186,"crd":"145777","history":[{"filedOn":"2021-03-29","regulatoryAum":3150873899,"clients":66,"employees":15,"offices":1},{"filedOn":"2022-03-25","regulatoryAum":3202559896,"clients":75,"employees":14,"offices":1},{"filedOn":"2023-03-28","regulatoryAum":2896976167,"clients":78,"employees":15,"offices":1},{"filedOn":"2024-03-22","regulatoryAum":3636302344,"clients":75,"employees":13,"offices":1},{"filedOn":"2025-03-19","regulatoryAum":4068716711,"clients":76,"employees":13,"offices":1},{"filedOn":"2026-03-24","regulatoryAum":3644339186,"clients":93,"employees":14,"offices":1}],"secFileNumber":"801-68951","legalName":"Mozaic, LLC","displayName":"Mozaic","slug":"mozaic-145777","website":"https://mozaic-llc.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/145777/db05ac7b6cc4f434-r1.webp","tone":"light","width":1158,"height":200,"sourceUrl":"https://www.mozaic-llc.com/","sourceLabel":"Mozaic, LLC, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"California limited liability company","fiscalYearEnd":"December","headquarters":{"street":"350 South Beverly Drive, Suite 340","city":"Beverly Hills","state":"CA","stateName":"California","country":"United States","postalCode":"90212"},"tradeNames":[],"registration":{"secApproved":"18 March 2008","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":39161456.406976745,"staff":{"employees":14,"advisory":11,"brokerDealerReps":0,"insuranceAgents":0,"promoters":1},"aum":{"regulatory":3644339186,"discretionary":0,"discretionaryAccounts":0,"nonDiscretionary":3644339186,"nonDiscretionaryAccounts":93,"wrapProgram":null,"nonUsClientsPct":15,"nonAumClients":93},"clientTypes":[{"label":"High-net-worth individuals","clients":86,"regulatoryAum":3367885251},{"label":"Charitable organizations","clients":7,"regulatoryAum":276453935}],"feePrograms":[{"role":"main","program":"Wealth management services","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1025220","versionId":1025220,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-03-24","documentName":"MOZAIC, LLC","fee_rate_low":0.75,"fee_rate_high":0.75,"fee_negotiable":null,"minimum_account":100000000,"feeMinimumPeriod":"annual","fee_minimum_annual":750000}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T04:45:19.340573+00:00","documents":[{"name":"MOZAIC, LLC","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1025220","versionId":1025220,"submittedOn":"2026-03-24"}]},"custodians":[{"name":"JPMorgan Chase Bank, N.A.","shortName":"J.P. Morgan","location":"New York, NY","smaAssets":1424793941},{"name":"Fiduciary Trust Company, International","shortName":"Fiduciary Trust Company, International","location":"New York, NY","smaAssets":664900966}],"custodyNote":"Mozaic does not have custody of client assets.","leadership":[{"name":"Christopher Zyda","title":"Managing Member and Chief Compliance Officer","crd":"5471409"}],"ownership":[{"label":"Christopher Zyda","detail":"Managing member and chief compliance officer in the 75% or more ownership band and a control person, since January 2007."}],"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"California","offices":1,"addresses":[{"street":"350 South Beverly Drive, Suite 340","city":"Beverly Hills","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"310-247-9657","stateRegisteredReps":0,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"51-100","assetMix":[{"label":"Exchange-traded equity securities","percent":31},{"label":"Non-exchange-traded equity securities","percent":3},{"label":"U.S. state and local bonds","percent":4},{"label":"Investment grade corporate bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":15},{"label":"Cash and cash equivalents","percent":12},{"label":"Other","percent":34,"detail":"Alternative Investments Via Non-Sma Third Party Investment Managers, Limited Partnerships, and Limited Liability Companies."}],"privateFunds":0},"sources":{"adv1FilingDate":"24 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/145777/PDF/145777.pdf","brochureDate":"24 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1025220","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Mozaic have?","answer":"Mozaic has 93 clients and manages $3.64 billion for them, as of March 2026. They include 86 high-net-worth individuals and 7 charitable organizations.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 24 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Mozaic offer?","answer":"Mozaic provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Mozaic charge?","answer":"Mozaic charges 0.75% a year for its Wealth management services. The fee is billed in advance, has a $750,000 annual minimum and requires an account of at least $100,000,000.","source":"MOZAIC, LLC, filed 24 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Mozaic use?","answer":"Mozaic’s separately managed account assets are held at JPMorgan Chase Bank, N.A. (New York, NY), with $1.42B and Fiduciary Trust Company, International (New York, NY), with $665M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 24 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Mozaic have?","answer":"Mozaic has 0 investment adviser representatives registered with state securities authorities, out of 14 employees, and 11 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Mozaic invest in?","answer":"At the end of its last fiscal year, Mozaic’s separately managed accounts held 34% other, 31% exchange-traded equities, 15% registered funds (mutual funds, ETFs, BDCs), 12% cash and equivalents, 4% state and local bonds, 3% non-exchange-traded equities and 1% investment grade corporate bonds. The 34% other category is described as: Alternative Investments Via Non-Sma Third Party Investment Managers, Limited Partnerships, and Limited Liability Companies.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Does Mozaic have a minimum investment?","answer":"Yes, Mozaic’s minimum account size for its Wealth management services is $100M. It charges a $750K annual minimum fee.","source":"MOZAIC, LLC, filed 24 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Who owns Mozaic?","answer":"Mozaic’s direct owner is Christopher Zyda (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 24 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Mozaic get paid?","answer":"Mozaic is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Mozaic registered with the SEC?","answer":"Yes, Mozaic has been registered with the SEC as an investment adviser since 18 March 2008. Its CRD number is 145777 and its SEC file number is 801-68951.","source":"Form ADV Part 1A, Item 1, filed 24 March 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Mozaic?","answer":"Mozaic’s main office is at 350 South Beverly Drive, Suite 340, Beverly Hills, CA 90212. Its phone number is 310-247-9657. Its website is mozaic-llc.com.","source":"Form ADV Part 1A, Item 1.F, filed 24 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}