{"url":"https://nivawealth.com/firms/moore-financial-advisors-130421","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/130421","regulatoryAum":127239098,"crd":"130421","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"5694052","suffix":null,"lastName":"COURNOYER","firstName":"DONNA","middleName":"LORAINE"},{"crd":"2111120","suffix":"JR","lastName":"KANIA","firstName":"ROBERT","middleName":"FREDERICK"},{"crd":"4757144","suffix":null,"lastName":"MOORE","firstName":"PATRICIA","middleName":"SUSAN"}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2025-03-13","regulatoryAum":111070659,"clients":90,"employees":4,"offices":4},{"filedOn":"2026-08-14","regulatoryAum":127239098,"clients":92,"employees":4,"offices":4}],"secFileNumber":"801-131897","legalName":"Moore Financial Advisors, LTD.","displayName":"Moore Financial 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DISCLOSURE BROCHURE","fee_rate_low":0.5,"fee_rate_high":1,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial planning","summary":"Stand-alone financial planning and college planning are billed at $350 an hour, or as a fixed engagement fee that typically ranges from $3,500 to $6,000, and may be negotiable.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1054951","versionId":1054951,"submittedOn":"2026-08-14","documentName":"MFA ADV2A/2B DISCLOSURE BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T13:04:07.487163+00:00","documents":[{"name":"MFA ADV2A/2B DISCLOSURE BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1054951","versionId":1054951,"submittedOn":"2026-08-14"}]},"custodians":[{"name":"Altruist Financial LLC","shortName":"Altruist","location":"Culver City, CA","smaAssets":48439528},{"name":"Fidelity Brokerage Services LLC","shortName":"Fidelity","location":"Smithfield, RI","smaAssets":64268770}],"custodyNote":"Moore Financial Advisors does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Robert Kania","title":"Owner, President, Chief Investment Officer, Chief Compliance Officer","crd":"2111120"}],"ownership":[{"label":"Robert Kania","detail":"Owner, president, chief investment officer, chief compliance officer in the 75% or more ownership band and a control person, since February 2024."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":3,"privateResidences":3},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Massachusetts","offices":1,"addresses":[{"street":"83 Leonard Street, Office #9","city":"Belmont","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 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They include 48 high-net-worth individuals and 44 individual clients.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 14 August 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Moore Financial Advisors offer?","answer":"Moore Financial Advisors provides financial planning and portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Moore Financial Advisors charge?","answer":"Moore Financial Advisors charges 0.50%–1.00% a year for its Wealth management. Each asset band is charged at its own rate. The fee is billed in arrears and is negotiable.","source":"MFA ADV2A/2B DISCLOSURE BROCHURE, filed 14 August 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Moore Financial Advisors use?","answer":"Moore Financial Advisors’ separately managed account assets are held at Fidelity Brokerage Services LLC (Smithfield, RI), with $64.3M and Altruist Financial LLC (Culver City, CA), with $48.4M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 14 August 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Moore Financial Advisors have?","answer":"Moore Financial Advisors has 3 investment adviser representatives registered with state securities authorities, out of 4 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Moore Financial Advisors invest in?","answer":"At the end of its last fiscal year, Moore Financial Advisors’ separately managed accounts held 70% exchange-traded equities, 29% registered funds (mutual funds, ETFs, BDCs) and 1% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Moore Financial Advisors?","answer":"Moore Financial Advisors’ direct owner is Robert Kania (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 14 August 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Moore Financial Advisors get paid?","answer":"Moore Financial Advisors is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Moore Financial Advisors?","answer":"Moore Financial Advisors’ main office is at 83 Leonard Street, Office #9, Belmont, MA 02478-2505. Its phone number is 617-393-9999. Its website is mooreadvisors.com.","source":"Form ADV Part 1A, Item 1.F, filed 14 August 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}