{"url":"https://nivawealth.com/firms/montz-harcus-wealth-management-301963","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/301963","regulatoryAum":876333177,"crd":"301963","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"5281184","suffix":null,"lastName":"Brown","firstName":"Mary","middleName":"Elizabeth"},{"crd":"6027482","suffix":"III","lastName":"Crane","firstName":"Morell","middleName":"S"},{"crd":"7021890","suffix":null,"lastName":"Duffy","firstName":"Bennett","middleName":"Lyle"},{"crd":"6321832","suffix":null,"lastName":"HARCUS","firstName":"ALEXANDER","middleName":"BRUCE"},{"crd":"3100135","suffix":null,"lastName":"MONTZ","firstName":"CHRISTINE","middleName":"CHAMPAGNE"},{"crd":"1656101","suffix":null,"lastName":"MONTZ","firstName":"JOSEPH","middleName":"CHARLES"}],"total":6,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-07-27","regulatoryAum":436445106,"clients":460,"employees":6,"offices":1},{"filedOn":"2022-07-19","regulatoryAum":537668729,"clients":534,"employees":7,"offices":1},{"filedOn":"2023-03-08","regulatoryAum":450600120,"clients":567,"employees":7,"offices":1},{"filedOn":"2024-04-26","regulatoryAum":563831182,"clients":592,"employees":7,"offices":1},{"filedOn":"2025-03-20","regulatoryAum":713694816,"clients":616,"employees":9,"offices":1},{"filedOn":"2026-08-04","regulatoryAum":876333177,"clients":687,"employees":10,"offices":2}],"secFileNumber":"801-115292","legalName":"Montz Harcus Wealth Management LLC","displayName":"Montz Harcus Wealth Management","slug":"montz-harcus-wealth-management-301963","website":"https://montzharcus.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/301963/6c23262c80f98b0a-r1.webp","tone":"light","width":474,"height":200,"sourceUrl":"https://www.montzharcus.com","sourceLabel":"Montz Harcus Wealth Management, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/montz-harcus-wealth-management","founded":"2019","organization":"Louisiana limited liability company","fiscalYearEnd":"December","headquarters":{"street":"610 City Park Avenue","city":"New Orleans","state":"LA","stateName":"Louisiana","country":"United States","postalCode":"70119"},"tradeNames":[],"registration":{"secApproved":"17 May 2019","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1190872.3028485756,"staff":{"employees":10,"advisory":6,"brokerDealerReps":2,"insuranceAgents":5,"promoters":0},"aum":{"regulatory":876333177,"discretionary":794575177,"discretionaryAccounts":1438,"nonDiscretionary":81758000,"nonDiscretionaryAccounts":93,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":20},"clientTypes":[{"label":"Individuals (other than HNW)","clients":447,"regulatoryAum":107092010},{"label":"High-net-worth individuals","clients":220,"regulatoryAum":687219816},{"label":"Pension and profit-sharing plans","clients":11,"regulatoryAum":62597556},{"label":"Charitable organizations","clients":2,"fewerThan5":true,"regulatoryAum":16195024},{"label":"Corporations and other businesses","clients":7,"regulatoryAum":3228771}],"feePrograms":[{"role":"main","program":"Portfolio Management Fees","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1053815","versionId":1053815,"ratePeriod":"annual","fee_billing":null,"submittedOn":"2026-08-04","documentName":"FORM ADV PART 2A BROCHURE","fee_rate_low":0.3,"fee_rate_high":1,"fee_negotiable":true,"minimum_account":250000,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial Planning Fixed Fee","summary":"New financial plans begin at a fixed $2,500, and plan updates are a fixed fee beginning at $2,500, negotiable.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1053815","versionId":1053815,"submittedOn":"2026-08-04","documentName":"FORM ADV PART 2A BROCHURE"},{"role":"other","program":"Hourly Financial Planning Consultation","summary":"Negotiated hourly fee for financial planning consultation is $250.00 an hour.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1053815","versionId":1053815,"submittedOn":"2026-08-04","documentName":"FORM ADV PART 2A BROCHURE"},{"role":"other","program":"Private Alternative Investment Fees","summary":"Advisory fee on private alternative investments is 1.00% of assets up to $1,000,000 and 0.50% above that, generally negotiable.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1053815","versionId":1053815,"submittedOn":"2026-08-04","documentName":"FORM ADV PART 2A BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T07:36:56.813362+00:00","documents":[{"name":"FORM ADV PART 2A BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1053815","versionId":1053815,"submittedOn":"2026-08-04"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":795664366}],"custodyNote":"Montz Harcus Wealth Management has custody of $400M in client assets for 475 clients.","leadership":[{"name":"Alexander Harcus","title":"Member/Vice President/Chief Compliance Officer","crd":"6321832"},{"name":"Christine Montz","title":"Managing Member/President","crd":"3100135"}],"ownership":[{"label":"Christine Montz","detail":"Managing member/president in the 75% or more ownership band and a control person, since April 2019."},{"label":"Alexander Harcus","detail":"Member/vice president/chief compliance officer in the 10% to 25% ownership band and a control person, since April 2019."}],"filedOffices":{"otherThanPrincipal":1,"privateResidences":1},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Louisiana","offices":1,"addresses":[{"street":"610 City Park Avenue","city":"New Orleans","headquarters":true}]}],"brochureServices":["education planning","estate planning","insurance","philanthropic planning","tax planning"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"504-488-3700","stateRegisteredReps":6,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services","Selection of other advisers (including private fund managers)","Educational seminars/workshops","Other"],"financialPlanningClients":"101-250","assetMix":[{"label":"Exchange-traded equity securities","percent":9},{"label":"U.S. government/agency bonds","percent":1},{"label":"U.S. state and local bonds","percent":8},{"label":"Investment grade corporate bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":71},{"label":"Securities issued by pooled investment vehicles (other than registered investment companies)","percent":4},{"label":"Cash and cash equivalents","percent":6}],"privateFunds":0},"sources":{"adv1FilingDate":"4 August 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/301963/PDF/301963.pdf","brochureDate":"4 August 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1053815","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Montz Harcus Wealth Management have?","answer":"Montz Harcus Wealth Management has 687 clients and manages $876 million for them, as of August 2026. They include 447 individual clients, 220 high-net-worth individuals, and 11 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 4 August 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Montz Harcus Wealth Management offer?","answer":"Montz Harcus Wealth Management provides financial planning, portfolio management for individuals and small businesses, pension consulting, selecting other managers, educational seminars, education planning, estate planning, insurance, philanthropic planning, and tax planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Montz Harcus Wealth Management charge?","answer":"Montz Harcus Wealth Management charges 0.30%–1.00% a year for its Portfolio Management Fees. The fee is negotiable and requires an account of at least $250,000.","source":"FORM ADV PART 2A BROCHURE, filed 4 August 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Montz Harcus Wealth Management use?","answer":"Montz Harcus Wealth Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $796M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 4 August 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Montz Harcus Wealth Management have?","answer":"Montz Harcus Wealth Management has 6 investment adviser representatives registered with state securities authorities, out of 10 employees, and 6 perform investment advisory functions. 2 employees are registered representatives of a broker-dealer and 5 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Montz Harcus Wealth Management invest in?","answer":"At the end of its last fiscal year, Montz Harcus Wealth Management’s separately managed accounts held 71% registered funds (mutual funds, ETFs, BDCs), 9% exchange-traded equities, 8% state and local bonds, 6% cash and equivalents, 4% pooled vehicles (private funds and similar), 1% U.S. government and agency bonds and 1% investment grade corporate bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Does Montz Harcus Wealth Management have a minimum investment?","answer":"Yes, Montz Harcus Wealth Management’s minimum account size for its Portfolio Management Fees is $250K.","source":"FORM ADV PART 2A BROCHURE, filed 4 August 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Who owns Montz Harcus Wealth Management?","answer":"Montz Harcus Wealth Management’s direct owners are Christine Montz (75% or more) and Alexander Harcus (10% to 25%).","source":"Form ADV Part 1A, Schedules A and B, filed 4 August 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Montz Harcus Wealth Management get paid?","answer":"Montz Harcus Wealth Management is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Montz Harcus Wealth Management registered with the SEC?","answer":"Yes, Montz Harcus Wealth Management has been registered with the SEC as an investment adviser since 17 May 2019. Its CRD number is 301963 and its SEC file number is 801-115292.","source":"Form ADV Part 1A, Item 1, filed 4 August 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Montz Harcus Wealth Management?","answer":"Montz Harcus Wealth Management’s main office is at 610 City Park Avenue, New Orleans, LA 70119. Its phone number is 504-488-3700. Its website is montzharcus.com.","source":"Form ADV Part 1A, Item 1.F, filed 4 August 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":{"url":"https://nivawealth.com/firms/montz-harcus-wealth-management-301963/holdings","form":"13F-HR","periodOfReport":"2026-06-30","filedOn":"2026-07-24","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/1918613/000208585326000855/0002085853-26-000855-index.html","totalValue":281018640,"positionCount":100,"top10Share":0.663171777502019,"top10":[{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR P500ETF","cusip":"78464A854","value":39904894,"shares":454084,"shareType":"SH","priorValue":34434534,"priorShares":449889},{"issuer":"STATE STR SPDR S&P 500 ETF T","titleOfClass":"TR UNIT","cusip":"78462F103","value":35661974,"shares":47755,"shareType":"SH","priorValue":31575283,"priorShares":48552},{"issuer":"INVESCO EXCHANGE TRADED FD T","titleOfClass":"RAFI US 1000 ETF","cusip":"46137V613","value":18626818,"shares":344750,"shareType":"SH","priorValue":15777102,"priorShares":331940},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR P400MID","cusip":"78464A847","value":17374990,"shares":257179,"shareType":"SH","priorValue":14218404,"priorShares":240095},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR SP600 SML","cusip":"78468R853","value":15913988,"shares":275949,"shareType":"SH","priorValue":12359179,"priorShares":255778},{"issuer":"ISHARES TR","titleOfClass":"CORE MSCI EAFE","cusip":"46432F842","value":13800768,"shares":142895,"shareType":"SH","priorValue":12022641,"priorShares":132803},{"issuer":"SPDR INDEX SHS FDS","titleOfClass":"ST STR PO EX ETF","cusip":"78463X889","value":12922825,"shares":256456,"shareType":"SH","priorValue":11565864,"priorShares":253360},{"issuer":"STATE STR SPDR S&P MIDCAP 40","titleOfClass":"UTSER1 S&PDCRP","cusip":"78467Y107","value":11200759,"shares":15925,"shareType":"SH","priorValue":9911991,"priorShares":16071},{"issuer":"VANGUARD WHITEHALL FDS","titleOfClass":"HIGH DIV YLD","cusip":"921946406","value":10831952,"shares":68544,"shareType":"SH","priorValue":9929423,"priorShares":67045},{"issuer":"APPLE INC","titleOfClass":"COM","cusip":"037833100","value":10124663,"shares":34990,"shareType":"SH","priorValue":8747788,"priorShares":34469}],"positionsListed":100,"positions":[{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR P500ETF","cusip":"78464A854","value":39904894,"shares":454084,"shareType":"SH","priorValue":34434534,"priorShares":449889},{"issuer":"STATE STR SPDR S&P 500 ETF T","titleOfClass":"TR UNIT","cusip":"78462F103","value":35661974,"shares":47755,"shareType":"SH","priorValue":31575283,"priorShares":48552},{"issuer":"INVESCO EXCHANGE TRADED FD T","titleOfClass":"RAFI US 1000 ETF","cusip":"46137V613","value":18626818,"shares":344750,"shareType":"SH","priorValue":15777102,"priorShares":331940},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR P400MID","cusip":"78464A847","value":17374990,"shares":257179,"shareType":"SH","priorValue":14218404,"priorShares":240095},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR SP600 SML","cusip":"78468R853","value":15913988,"shares":275949,"shareType":"SH","priorValue":12359179,"priorShares":255778},{"issuer":"ISHARES TR","titleOfClass":"CORE MSCI EAFE","cusip":"46432F842","value":13800768,"shares":142895,"shareType":"SH","priorValue":12022641,"priorShares":132803},{"issuer":"SPDR INDEX SHS FDS","titleOfClass":"ST STR PO EX ETF","cusip":"78463X889","value":12922825,"shares":256456,"shareType":"SH","priorValue":11565864,"priorShares":253360},{"issuer":"STATE STR SPDR S&P MIDCAP 40","titleOfClass":"UTSER1 S&PDCRP","cusip":"78467Y107","value":11200759,"shares":15925,"shareType":"SH","priorValue":9911991,"priorShares":16071},{"issuer":"VANGUARD WHITEHALL FDS","titleOfClass":"HIGH DIV YLD","cusip":"921946406","value":10831952,"shares":68544,"shareType":"SH","priorValue":9929423,"priorShares":67045},{"issuer":"APPLE INC","titleOfClass":"COM","cusip":"037833100","value":10124663,"shares":34990,"shareType":"SH","priorValue":8747788,"priorShares":34469},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR P500GRW","cusip":"78464A409","value":7964950,"shares":66938,"shareType":"SH","priorValue":591958,"priorShares":6046},{"issuer":"HOMEBANCORP INC","titleOfClass":"COM","cusip":"43689E107","value":6492269,"shares":94750,"shareType":"SH","priorValue":6057649,"priorShares":99994},{"issuer":"AMAZON COM INC","titleOfClass":"COM","cusip":"023135106","value":5719683,"shares":23998,"shareType":"SH","priorValue":4968281,"priorShares":23855},{"issuer":"INVESCO QQQ TR","titleOfClass":"UNIT SER 1","cusip":"46090E103","value":5698938,"shares":7739,"shareType":"SH","priorValue":4666736,"priorShares":8085},{"issuer":"MICROSOFT CORP","titleOfClass":"COM","cusip":"594918104","value":5172310,"shares":13866,"shareType":"SH","priorValue":5207903,"priorShares":14069},{"issuer":"JPMORGAN CHASE & CO","titleOfClass":"COM","cusip":"46625H100","value":5128996,"shares":15669,"shareType":"SH","priorValue":4978515,"priorShares":16925},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR SP400VAL","cusip":"78464A839","value":4043682,"shares":42632,"shareType":"SH","priorValue":3845519,"priorShares":45162},{"issuer":"NVIDIA CORPORATION","titleOfClass":"COM","cusip":"67066G104","value":3713721,"shares":18560,"shareType":"SH","priorValue":3230972,"priorShares":18526},{"issuer":"META PLATFORMS INC","titleOfClass":"CL A","cusip":"30303M102","value":2575416,"shares":4572,"shareType":"SH","priorValue":2693822,"priorShares":4708},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"TOTAL STK MKT","cusip":"922908769","value":2063115,"shares":5575,"shareType":"SH","priorValue":1786489,"priorShares":5569},{"issuer":"CATERPILLAR INC","titleOfClass":"COM","cusip":"149123101","value":1984325,"shares":1863,"shareType":"SH","priorValue":1309013,"priorShares":1848},{"issuer":"ALPHABET INC","titleOfClass":"CAP STK CL A","cusip":"02079K305","value":1933789,"shares":5411,"shareType":"SH","priorValue":1575452,"priorShares":5479},{"issuer":"EXXON MOBIL CORP","titleOfClass":"COM","cusip":"30231G102","value":1816253,"shares":13284,"shareType":"SH","priorValue":2240533,"priorShares":13206},{"issuer":"BERKSHIRE HATHAWAY INC DEL","titleOfClass":"CL B NEW","cusip":"084670702","value":1741357,"shares":3480,"shareType":"SH","priorValue":1657074,"priorShares":3458},{"issuer":"SPDR INDEX SHS FDS","titleOfClass":"ST PORT MARK ETF","cusip":"78463X509","value":1494469,"shares":28862,"shareType":"SH","priorValue":1286733,"priorShares":27430},{"issuer":"ISHARES TR","titleOfClass":"U.S. TECH ETF","cusip":"464287721","value":1465602,"shares":5811,"shareType":"SH","priorValue":1634784,"priorShares":9011},{"issuer":"ALPHABET INC","titleOfClass":"CAP STK CL C","cusip":"02079K107","value":1443741,"shares":4086,"shareType":"SH","priorValue":1228276,"priorShares":4282},{"issuer":"ISHARES BITCOIN TRUST ETF","titleOfClass":"SHS BEN INT","cusip":"46438F101","value":1357034,"shares":40764,"shareType":"SH","priorValue":2266050,"priorShares":58981},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P500 ETF","cusip":"464287200","value":1254550,"shares":1675,"shareType":"SH","priorValue":1093366,"priorShares":1674},{"issuer":"BUSINESS FIRST BANCSHARES IN","titleOfClass":"COM","cusip":"12326C105","value":1252021,"shares":40743,"shareType":"SH","priorValue":1095936,"priorShares":40530},{"issuer":"INVESCO ACTIVELY MANAGED EXC","titleOfClass":"ACTIVE US REAL","cusip":"46090A101","value":1198818,"shares":11688,"shareType":"SH","priorValue":990646,"priorShares":10698},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US EQUI MARK ETF","cusip":"25434V401","value":1184085,"shares":14451,"shareType":"SH","priorValue":1022173,"priorShares":14415},{"issuer":"TESLA INC","titleOfClass":"COM","cusip":"88160R101","value":1031311,"shares":2452,"shareType":"SH","priorValue":879561,"priorShares":2366},{"issuer":"BROADCOM INC","titleOfClass":"COM","cusip":"11135F101","value":940714,"shares":2490,"shareType":"SH","priorValue":772838,"priorShares":2497},{"issuer":"INTERNATIONAL BUSINESS MACHS","titleOfClass":"COM","cusip":"459200101","value":870567,"shares":3096,"shareType":"SH","priorValue":737990,"priorShares":3045},{"issuer":"WALMART INC","titleOfClass":"COM","cusip":"931142103","value":784416,"shares":6926,"shareType":"SH","priorValue":848828,"priorShares":6830},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR SP600SM C","cusip":"78464A300","value":767650,"shares":7036,"shareType":"SH","priorValue":652236,"priorShares":6896},{"issuer":"ABBVIE INC","titleOfClass":"COM","cusip":"00287Y109","value":739155,"shares":2937,"shareType":"SH","priorValue":655427,"priorShares":3014},{"issuer":"INVESCO EXCHANGE TRADED FD T","titleOfClass":"S&P500 EQL WGT","cusip":"46137V357","value":732513,"shares":3443,"shareType":"SH","priorValue":667811,"priorShares":3480},{"issuer":"BOEING CO","titleOfClass":"COM","cusip":"097023105","value":713650,"shares":3297,"shareType":"SH","priorValue":676448,"priorShares":3399},{"issuer":"FIRST TR EXCHANGE TRADED FD","titleOfClass":"DORSEY WRT 5 ETF","cusip":"33738R605","value":680554,"shares":8969,"shareType":"SH","priorValue":892332,"priorShares":14765},{"issuer":"COCA COLA CO","titleOfClass":"COM","cusip":"191216100","value":672023,"shares":8269,"shareType":"SH","priorValue":624601,"priorShares":8213},{"issuer":"PALO ALTO NETWORKS INC","titleOfClass":"COM","cusip":"697435105","value":611449,"shares":1793,"shareType":"SH","priorValue":225410,"priorShares":1406},{"issuer":"HOME DEPOT INC","titleOfClass":"COM","cusip":"437076102","value":594338,"shares":1685,"shareType":"SH","priorValue":566410,"priorShares":1722},{"issuer":"CHEVRON CORPORATION","titleOfClass":"COM","cusip":"166764100","value":580410,"shares":3502,"shareType":"SH","priorValue":720615,"priorShares":3483},{"issuer":"NEWMONT CORP","titleOfClass":"COM","cusip":"651639106","value":575426,"shares":6161,"shareType":"SH","priorValue":665820,"priorShares":6151},{"issuer":"SPDR GOLD TR","titleOfClass":"GOLD SHS","cusip":"78463V107","value":537466,"shares":1459,"shareType":"SH","priorValue":545608,"priorShares":1268},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P MCP ETF","cusip":"464287507","value":534698,"shares":6934,"shareType":"SH","priorValue":461190,"priorShares":6829},{"issuer":"APPLIED MATLS INC","titleOfClass":"COM","cusip":"038222105","value":528513,"shares":731,"shareType":"SH","priorValue":242671,"priorShares":710},{"issuer":"CATALYST BANCORP INC","titleOfClass":"COMMON STOCK","cusip":"14888L101","value":495300,"shares":30000,"shareType":"SH","priorValue":496800,"priorShares":30000},{"issuer":"MORGAN STANLEY","titleOfClass":"COM NEW","cusip":"617446448","value":476834,"shares":2281,"shareType":"SH","priorValue":371626,"priorShares":2258},{"issuer":"MCDONALDS CORP","titleOfClass":"COM","cusip":"580135101","value":461296,"shares":1707,"shareType":"SH","priorValue":597692,"priorShares":1923},{"issuer":"BANK OF AMER CORP","titleOfClass":"COM","cusip":"060505104","value":460466,"shares":8081,"shareType":"SH","priorValue":390506,"priorShares":8010},{"issuer":"LOCKHEED MARTIN CORP","titleOfClass":"COM","cusip":"539830109","value":455981,"shares":895,"shareType":"SH","priorValue":526211,"priorShares":871},{"issuer":"VANGUARD BD INDEX FDS","titleOfClass":"INTERMED TERM","cusip":"921937819","value":454871,"shares":5931,"shareType":"SH","priorValue":389046,"priorShares":5041},{"issuer":"ISHARES TR","titleOfClass":"S&P 500 GRWT ETF","cusip":"464287309","value":446461,"shares":3246,"shareType":"SH","priorValue":359792,"priorShares":3181},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US MKTWIDE VALUE","cusip":"25434V724","value":445836,"shares":8105,"shareType":"SH","priorValue":391431,"priorShares":8077},{"issuer":"GRAYSCALE BITCOIN TRUST ETF","titleOfClass":"SHS REP COM UT","cusip":"389637109","value":443410,"shares":9741,"shareType":"SH","priorValue":513935,"priorShares":9741},{"issuer":"JOHNSON & JOHNSON","titleOfClass":"COM","cusip":"478160104","value":419852,"shares":1653,"shareType":"SH","priorValue":395517,"priorShares":1618},{"issuer":"MERCK & CO INC","titleOfClass":"COM","cusip":"58933Y105","value":410070,"shares":3191,"shareType":"SH","priorValue":406452,"priorShares":3379},{"issuer":"LAM RESEARCH CORP","titleOfClass":"COM NEW","cusip":"512807306","value":406930,"shares":939,"shareType":"SH","priorValue":201505,"priorShares":943},{"issuer":"ADVANCED MICRO DEVICES INC","titleOfClass":"COM","cusip":"007903107","value":403152,"shares":694,"shareType":"SH"},{"issuer":"TEXAS INSTRS INC","titleOfClass":"COM","cusip":"882508104","value":401404,"shares":1347,"shareType":"SH","priorValue":259675,"priorShares":1338},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR SP400GRW","cusip":"78464A821","value":391659,"shares":3494,"shareType":"SH","priorValue":334842,"priorShares":3489},{"issuer":"VANGUARD STAR FDS","titleOfClass":"VG TL INTL STK F","cusip":"921909768","value":364648,"shares":4265,"shareType":"SH","priorValue":327460,"priorShares":4247},{"issuer":"3M CO","titleOfClass":"COM","cusip":"88579Y101","value":363209,"shares":2243,"shareType":"SH","priorValue":325072,"priorShares":2238},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US DIVIDEND EQ","cusip":"808524797","value":335882,"shares":10592,"shareType":"SH"},{"issuer":"GE AEROSPACE","titleOfClass":"COM NEW","cusip":"369604301","value":335396,"shares":897,"shareType":"SH","priorValue":270866,"priorShares":955},{"issuer":"CISCO SYS INC","titleOfClass":"COM","cusip":"17275R102","value":328268,"shares":2795,"shareType":"SH","priorValue":205652,"priorShares":2650},{"issuer":"J P MORGAN EXCHANGE TRADED F","titleOfClass":"EQUITY PREMIUM","cusip":"46641Q332","value":325811,"shares":5769,"shareType":"SH","priorValue":319758,"priorShares":5641},{"issuer":"NETFLIX INC.","titleOfClass":"COM","cusip":"64110L106","value":323728,"shares":4534,"shareType":"SH","priorValue":435656,"priorShares":4531},{"issuer":"ISHARES TR","titleOfClass":"RUS 1000 GRW ETF","cusip":"464287614","value":313548,"shares":2525,"shareType":"SH","priorValue":269039,"priorShares":631},{"issuer":"RTX CORPORATION","titleOfClass":"COM","cusip":"75513E101","value":311265,"shares":1641,"shareType":"SH","priorValue":306803,"priorShares":1590},{"issuer":"PHILIP MORRIS INTL INC","titleOfClass":"COM","cusip":"718172109","value":309478,"shares":1711,"shareType":"SH","priorValue":310366,"priorShares":1877},{"issuer":"CITIGROUP INC","titleOfClass":"COM NEW","cusip":"172967424","value":298252,"shares":2131,"shareType":"SH","priorValue":237037,"priorShares":2090},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR P500VAL","cusip":"78464A508","value":296957,"shares":4885,"shareType":"SH","priorValue":246140,"priorShares":4350},{"issuer":"ISHARES TR","titleOfClass":"RUS MD CP GR ETF","cusip":"464287481","value":295764,"shares":2020,"shareType":"SH","priorValue":258521,"priorShares":2018},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US SMALL CAP ETF","cusip":"25434V500","value":294133,"shares":3572,"shareType":"SH","priorValue":253345,"priorShares":3562},{"issuer":"COSTCO WHOLESALE CORPORATION","titleOfClass":"COM","cusip":"22160K105","value":286372,"shares":306,"shareType":"SH","priorValue":301764,"priorShares":303},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US LCAP GR ETF","cusip":"808524300","value":269810,"shares":7973,"shareType":"SH","priorValue":233958,"priorShares":8032},{"issuer":"ELI LILLY & CO","titleOfClass":"COM","cusip":"532457108","value":268351,"shares":224,"shareType":"SH"},{"issuer":"J P MORGAN EXCHANGE TRADED F","titleOfClass":"NASDAQ EQT PREM","cusip":"46654Q203","value":266567,"shares":4337,"shareType":"SH","priorValue":233887,"priorShares":4213},{"issuer":"PALANTIR TECHNOLOGIES INC","titleOfClass":"CL A","cusip":"69608A108","value":257024,"shares":2203,"shareType":"SH","priorValue":317866,"priorShares":2173},{"issuer":"GE VERNOVA INC","titleOfClass":"COM","cusip":"36828A101","value":247895,"shares":211,"shareType":"SH"},{"issuer":"VANGUARD BD INDEX FDS","titleOfClass":"SHORT TRM BOND","cusip":"921937827","value":246988,"shares":3170,"shareType":"SH","priorValue":241308,"priorShares":3078},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"S&P 500 ETF SHS","cusip":"922908363","value":241633,"shares":352,"shareType":"SH"},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR SP600GRWO","cusip":"78464A201","value":228989,"shares":1922,"shareType":"SH"},{"issuer":"CHUBB LIMITED","titleOfClass":"COM","cusip":"H1467J104","value":227805,"shares":669,"shareType":"SH","priorValue":209804,"priorShares":644},{"issuer":"STRYKER CORPORATION","titleOfClass":"COM","cusip":"863667101","value":222681,"shares":707,"shareType":"SH","priorValue":229246,"priorShares":698},{"issuer":"INVESCO EXCHANGE TRADED FD T","titleOfClass":"S&P500 EQL TEC","cusip":"46137V282","value":220777,"shares":3423,"shareType":"SH"},{"issuer":"BLACKROCK INC","titleOfClass":"COM","cusip":"09290D101","value":220053,"shares":229,"shareType":"SH","priorValue":217454,"priorShares":226},{"issuer":"RIO TINTO PLC","titleOfClass":"SPONSORED ADR","cusip":"767204100","value":218339,"shares":2300,"shareType":"SH","priorValue":214567,"priorShares":2300},{"issuer":"PROCTER & GAMBLE CO","titleOfClass":"COM","cusip":"742718109","value":216103,"shares":1474,"shareType":"SH","priorValue":210209,"priorShares":1455},{"issuer":"ENTERGY CORP NEW","titleOfClass":"COM","cusip":"29364G103","value":215333,"shares":1875,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"RUS MDCP VAL ETF","cusip":"464287473","value":212088,"shares":1289,"shareType":"SH"},{"issuer":"UNION PAC CORP","titleOfClass":"COM","cusip":"907818108","value":211906,"shares":779,"shareType":"SH","priorValue":202805,"priorShares":836},{"issuer":"GRAYSCALE ETHEREUM STAKING E","titleOfClass":"SHS","cusip":"389638107","value":207988,"shares":16300,"shareType":"SH","priorValue":278241,"priorShares":16300},{"issuer":"DELTA AIR LINES INC","titleOfClass":"COM NEW","cusip":"247361702","value":203752,"shares":2175,"shareType":"SH"},{"issuer":"WELLS FARGO & CO","titleOfClass":"COM","cusip":"949746101","value":201290,"shares":2436,"shareType":"SH","priorValue":211550,"priorShares":2657},{"issuer":"GABELLI EQUITY TR INC","titleOfClass":"COM","cusip":"362397101","value":99427,"shares":17567,"shareType":"SH","priorValue":95811,"priorShares":17109}]},"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}