{"url":"https://nivawealth.com/firms/montis-financial-163986","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/163986","regulatoryAum":1258932129,"crd":"163986","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"8257264","suffix":null,"lastName":"Assad","firstName":"Christopher","middleName":"Thomas"},{"crd":"2339587","suffix":null,"lastName":"BATZELL","firstName":"STEPHEN","middleName":"WOOLF"},{"crd":"7820520","suffix":null,"lastName":"BRAGDON","firstName":"JOSEPH","middleName":null},{"crd":"1404594","suffix":null,"lastName":"BROWN","firstName":"TIMOTHY","middleName":"ROBERT"},{"crd":"2973367","suffix":null,"lastName":"BURKE","firstName":"BRIAN","middleName":"W"},{"crd":"725508","suffix":null,"lastName":"DELESSERT","firstName":"CHRISTIANE","middleName":"SHIELDS"},{"crd":"6096119","suffix":null,"lastName":"DONAHOE","firstName":"TUCKER","middleName":"PATRICK"},{"crd":"2256077","suffix":null,"lastName":"FOLLMER","firstName":"DENNIS","middleName":"EUGENE"},{"crd":"7235785","suffix":null,"lastName":"Gast","firstName":"Cameron","middleName":null},{"crd":"2400603","suffix":null,"lastName":"HIGGINS","firstName":"DENIS","middleName":"COLIN"},{"crd":"5332300","suffix":null,"lastName":"JOHNSON","firstName":"CASANDRA","middleName":"ANN"},{"crd":"6710293","suffix":"Jr.","lastName":"Schaible","firstName":"Randall","middleName":"Krail"},{"crd":"5636384","suffix":null,"lastName":"SCHROCK","firstName":"CLAUDINE","middleName":"PATRICE"},{"crd":"5294494","suffix":null,"lastName":"TILDEN","firstName":"CHRISTOPHER","middleName":"MARK"},{"crd":"3091754","suffix":null,"lastName":"TRAUB","firstName":"DANIEL","middleName":"JAY"},{"crd":"1295105","suffix":null,"lastName":"WHELAN","firstName":"ROBERT","middleName":"Edward"},{"crd":"5937158","suffix":null,"lastName":"YANCHEK","firstName":"JOHN","middleName":"MICHAEL"}],"total":17,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"secFileNumber":"801-76534","legalName":"Montis Financial, LLC","displayName":"Montis Financial","website":"https://montisfinancial.com","linkedinUrl":"https://www.linkedin.com/company/montis-financial-llc/","founded":"2012","organization":"Delaware limited liability company","fiscalYearEnd":"December","headquarters":{"street":"230 Third Avenue, Floor 5","city":"Waltham","state":"MA","stateName":"Massachusetts","country":"United States","postalCode":"02451"},"tradeNames":[],"registration":{"secApproved":"27 April 2012","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":2164746.1310344827,"staff":{"employees":26,"advisory":16,"brokerDealerReps":0,"insuranceAgents":1,"promoters":0},"aum":{"discretionary":1218004283,"discretionaryAccounts":1943,"nonDiscretionary":40927846,"nonDiscretionaryAccounts":33,"wrapProgram":null,"nonUsClientsPct":1,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":277,"regulatoryAum":108883200},{"label":"High-net-worth individuals","clients":303,"regulatoryAum":1146669556},{"label":"Corporations and other businesses","clients":null,"fewerThan5":true,"regulatoryAum":3379373}],"fees":[{"service":"Investment advisory services","basis":"Percentage of assets; negotiable, billed in advance.","range":"0.48% to 1.50% a year"}],"feeNotes":[],"feePrograms":[],"brochureCoverage":{"scope":"known_documents","status":"not_processed","checkedAt":null,"documents":[{"name":"FORM ADV PART 2","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1019982","versionId":1019982,"submittedOn":"2026-03-17"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":726412782},{"name":"National Financial Services LLC","shortName":"Fidelity","location":"Boston, MA","smaAssets":506647831}],"custodyNote":"Montis Financial has custody of $14.1M for 10 clients.","otherCustodians":[],"leadership":[{"name":"John Yanchek","title":"Chief Executive Officer","crd":"5937158"},{"name":"Judy Weeden","title":"Chief Operating Officer","crd":"8051201"},{"name":"Adrian Ketri","title":"Chief Compliance Officer","crd":"6755424"},{"name":"Tucker Donahoe","title":"Managing Partner","crd":"6096119"},{"name":"Dennis Follmer","title":"Chief Investment Officer","crd":"2256077"}],"ownership":[{"label":"Montis Holdco, LLC","detail":"Parent company in the 75% or more ownership band and a control person, since December 2021."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":6,"privateResidences":6},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Massachusetts","offices":1,"addresses":[{"street":"230 Third Avenue, Floor 5","city":"Waltham","headquarters":true}]}],"brochureServices":["estate planning","insurance","tax planning"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"781-541-5057","stateRegisteredReps":16,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)","Other"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Pension consulting services"],"financialPlanningClients":"500","assetMix":[{"label":"Exchange-traded equity securities","percent":7},{"label":"U.S. state and local bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":81},{"label":"Securities issued by pooled investment vehicles (other than registered investment companies)","percent":1},{"label":"Cash and cash equivalents","percent":8},{"label":"Other","percent":2,"detail":"Annuities"}],"privateFunds":0},"sources":{"adv1FilingDate":"18 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/163986/PDF/163986.pdf","brochureDate":"17 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1019982","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Montis Financial have?","answer":"Montis Financial has 580 clients and manages $1.26 billion for them, as of March 2026. They include 303 high-net-worth individuals and 277 individual clients.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 18 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Montis Financial offer?","answer":"Montis Financial provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, estate planning, insurance, and tax planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Montis Financial charge?","answer":"Montis Financial charges 0.48% to 1.50% a year for investment advisory services.","source":"Part 2A brochure, Item 5","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Montis Financial use?","answer":"Montis Financial’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $726M and National Financial Services LLC (Boston, MA), with $507M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 18 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Montis Financial have?","answer":"Montis Financial has 16 investment adviser representatives registered with state securities authorities, out of 26 employees, and 16 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Montis Financial invest in?","answer":"At the end of its last fiscal year, Montis Financial’s separately managed accounts held 81% registered funds (mutual funds, ETFs, BDCs), 8% cash and equivalents, 7% exchange-traded equities, 2% other, 1% state and local bonds and 1% pooled vehicles (private funds and similar). The 2% other category is described as: Annuities.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Montis Financial?","answer":"Montis Financial’s direct owner is Montis Holdco, LLC (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 18 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Montis Financial get paid?","answer":"Montis Financial is paid through a percentage of assets under management, hourly charges, fixed fees and other arrangements. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}}],"holdings":{"url":"https://nivawealth.com/firms/montis-financial-163986/holdings","form":"13F-HR","periodOfReport":"2026-06-30","filedOn":"2026-08-06","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/1844314/000184431426000004/0001844314-26-000004-index.html","totalValue":489090661,"positionCount":152,"top10Share":0.536271321279635,"top10":[{"issuer":"PROFESIONALLY MANAGED PORTFO","titleOfClass":"AKRE FOCUS ETF","cusip":"74316P579","value":42538991,"shares":799755,"shareType":"SH","priorValue":42702675,"priorShares":807998},{"issuer":"FIRST TR EXCH TRADED FD III","titleOfClass":"INSTL PFD SECS","cusip":"33739P855","value":36725418,"shares":1903858,"shareType":"SH","priorValue":34519452,"priorShares":1816813},{"issuer":"VANGUARD TAX-MANAGED FDS","titleOfClass":"VAN FTSE DEV MKT","cusip":"921943858","value":34115235,"shares":478810,"shareType":"SH","priorValue":31438910,"priorShares":490620},{"issuer":"INVESCO EXCHANGE TRADED FD T","titleOfClass":"S&P500 EQL WGT","cusip":"46137V357","value":29431756,"shares":138327,"shareType":"SH","priorValue":26591884,"priorShares":138557},{"issuer":"ISHARES TR","titleOfClass":"CORE MSCI EAFE","cusip":"46432F842","value":27694992,"shares":286757,"shareType":"SH","priorValue":26426921,"priorShares":291913},{"issuer":"VANGUARD WHITEHALL FDS","titleOfClass":"HIGH DIV YLD","cusip":"921946406","value":24175897,"shares":152983,"shareType":"SH","priorValue":24146135,"priorShares":163039},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US DIVIDEND EQ","cusip":"808524797","value":21336507,"shares":672864,"shareType":"SH","priorValue":18260909,"priorShares":595206},{"issuer":"APPLE INC","titleOfClass":"COM","cusip":"037833100","value":21201025,"shares":73269,"shareType":"SH","priorValue":18446866,"priorShares":72686},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR BLO 1 ETF","cusip":"78468R663","value":13758832,"shares":150140,"shareType":"SH","priorValue":16401389,"priorShares":178976},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P500 ETF","cusip":"464287200","value":11306642,"shares":15098,"shareType":"SH","priorValue":9926005,"priorShares":15196}],"positionsListed":152,"positions":[{"issuer":"PROFESIONALLY MANAGED PORTFO","titleOfClass":"AKRE FOCUS ETF","cusip":"74316P579","value":42538991,"shares":799755,"shareType":"SH","priorValue":42702675,"priorShares":807998},{"issuer":"FIRST TR EXCH TRADED FD III","titleOfClass":"INSTL PFD SECS","cusip":"33739P855","value":36725418,"shares":1903858,"shareType":"SH","priorValue":34519452,"priorShares":1816813},{"issuer":"VANGUARD TAX-MANAGED FDS","titleOfClass":"VAN FTSE DEV MKT","cusip":"921943858","value":34115235,"shares":478810,"shareType":"SH","priorValue":31438910,"priorShares":490620},{"issuer":"INVESCO EXCHANGE TRADED FD T","titleOfClass":"S&P500 EQL WGT","cusip":"46137V357","value":29431756,"shares":138327,"shareType":"SH","priorValue":26591884,"priorShares":138557},{"issuer":"ISHARES TR","titleOfClass":"CORE MSCI EAFE","cusip":"46432F842","value":27694992,"shares":286757,"shareType":"SH","priorValue":26426921,"priorShares":291913},{"issuer":"VANGUARD WHITEHALL FDS","titleOfClass":"HIGH DIV YLD","cusip":"921946406","value":24175897,"shares":152983,"shareType":"SH","priorValue":24146135,"priorShares":163039},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US DIVIDEND EQ","cusip":"808524797","value":21336507,"shares":672864,"shareType":"SH","priorValue":18260909,"priorShares":595206},{"issuer":"APPLE INC","titleOfClass":"COM","cusip":"037833100","value":21201025,"shares":73269,"shareType":"SH","priorValue":18446866,"priorShares":72686},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR BLO 1 ETF","cusip":"78468R663","value":13758832,"shares":150140,"shareType":"SH","priorValue":16401389,"priorShares":178976},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P500 ETF","cusip":"464287200","value":11306642,"shares":15098,"shareType":"SH","priorValue":9926005,"priorShares":15196},{"issuer":"J P MORGAN EXCHANGE TRADED F","titleOfClass":"EQUITY PREMIUM","cusip":"46641Q332","value":10176357,"shares":180176,"shareType":"SH","priorValue":9465468,"priorShares":166998},{"issuer":"STATE STR SPDR S&P 500 ETF T","titleOfClass":"TR UNIT","cusip":"78462F103","value":9458228,"shares":12666,"shareType":"SH","priorValue":8396634,"priorShares":12911},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P MCP ETF","cusip":"464287507","value":9408029,"shares":122008,"shareType":"SH","priorValue":8382336,"priorShares":124128},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"SHRT TRM CORP BD","cusip":"92206C409","value":8379349,"shares":106027,"shareType":"SH","priorValue":32910336,"priorShares":415168},{"issuer":"LEGG MASON ETF INVT","titleOfClass":"FRANKLIN INTL LW","cusip":"52468L505","value":7526013,"shares":185438,"shareType":"SH","priorValue":6794532,"priorShares":167601},{"issuer":"BERKSHIRE HATHAWAY INC DEL","titleOfClass":"CL B NEW","cusip":"084670702","value":7472824,"shares":14934,"shareType":"SH","priorValue":6856873,"priorShares":14309},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US COR EQU 2 ETF","cusip":"25434V708","value":7116705,"shares":160431,"shareType":"SH","priorValue":6301929,"priorShares":162170},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"TOTAL STK MKT","cusip":"922908769","value":7031201,"shares":19001,"shareType":"SH","priorValue":6097730,"priorShares":19007},{"issuer":"VANGUARD SPECIALIZED FUNDS","titleOfClass":"DIV APP ETF","cusip":"921908844","value":6837894,"shares":28898,"shareType":"SH","priorValue":6682118,"priorShares":31071},{"issuer":"SPDR INDEX SHS FDS","titleOfClass":"ST STR PO EX ETF","cusip":"78463X889","value":6404941,"shares":127107,"shareType":"SH","priorValue":5894920,"priorShares":129133},{"issuer":"VANECK ETF TRUST","titleOfClass":"IG FLOA RATE ETF","cusip":"92189F486","value":6129701,"shares":239348,"shareType":"SH","priorValue":5755392,"priorShares":225879},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US LRG CAP ETF","cusip":"808524201","value":5789022,"shares":196705,"shareType":"SH","priorValue":5047349,"priorShares":196855},{"issuer":"ALPHABET INC","titleOfClass":"CAP STK CL C","cusip":"02079K107","value":5522948,"shares":15631,"shareType":"SH","priorValue":4457841,"priorShares":15540},{"issuer":"BERKSHIRE HATHAWAY INC DEL","titleOfClass":"CL A","cusip":"084670108","value":5241950,"shares":7,"shareType":"SH","priorValue":5026980,"priorShares":7},{"issuer":"SPDR GOLD TR","titleOfClass":"GOLD SHS","cusip":"78463V107","value":5165760,"shares":14023,"shareType":"SH","priorValue":6289348,"priorShares":14617},{"issuer":"MICROSOFT CORP","titleOfClass":"COM","cusip":"594918104","value":3961952,"shares":10621,"shareType":"SH","priorValue":3640420,"priorShares":9834},{"issuer":"CATERPILLAR INC","titleOfClass":"COM","cusip":"149123101","value":3637900,"shares":3416,"shareType":"SH","priorValue":2434340,"priorShares":3436},{"issuer":"ALPHABET INC","titleOfClass":"CAP STK CL A","cusip":"02079K305","value":3561611,"shares":9966,"shareType":"SH","priorValue":2815549,"priorShares":9791},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P SCP ETF","cusip":"464287804","value":3550514,"shares":23940,"shareType":"SH","priorValue":2994266,"priorShares":24087},{"issuer":"ISHARES TR","titleOfClass":"ESG AW MSCI EAFE","cusip":"46435G516","value":3298580,"shares":32084,"shareType":"SH","priorValue":3084015,"priorShares":32253},{"issuer":"ISHARES TR","titleOfClass":"U.S. TECH ETF","cusip":"464287721","value":3048274,"shares":12085,"shareType":"SH","priorValue":2247500,"priorShares":12388},{"issuer":"ISHARES TR","titleOfClass":"PFD AND INCM SEC","cusip":"464288687","value":3044015,"shares":99836,"shareType":"SH","priorValue":3166231,"priorShares":104427},{"issuer":"ISHARES TR","titleOfClass":"MSCI EAFE ETF","cusip":"464287465","value":2994916,"shares":28831,"shareType":"SH","priorValue":3085024,"priorShares":31762},{"issuer":"ISHARES TR","titleOfClass":"RUS 1000 VAL ETF","cusip":"464287598","value":2926518,"shares":12072,"shareType":"SH","priorValue":2619006,"priorShares":12257},{"issuer":"SPROTT ASSET MANAGEMENT LP","titleOfClass":"PHYSICAL GOLD TR","cusip":"85207H104","value":2513312,"shares":83305,"shareType":"SH","priorValue":2992164,"priorShares":84429},{"issuer":"VANECK ETF TRUST","titleOfClass":"GOLD MINERS ETF","cusip":"92189F106","value":2481890,"shares":32895,"shareType":"SH","priorValue":3098201,"priorShares":33761},{"issuer":"FIRST TR EXCHANGE-TRADED FD","titleOfClass":"NASDQ CLN EDGE","cusip":"33737A108","value":2448276,"shares":12768,"shareType":"SH","priorValue":2146822,"priorShares":13124},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US LCAP GR ETF","cusip":"808524300","value":2277521,"shares":67303,"shareType":"SH","priorValue":1977916,"priorShares":67900},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"MID CAP ETF","cusip":"922908629","value":2177968,"shares":27032,"shareType":"SH","priorValue":1940762,"priorShares":6758},{"issuer":"JPMORGAN CHASE & CO","titleOfClass":"COM","cusip":"46625H100","value":2167022,"shares":6620,"shareType":"SH","priorValue":1944684,"priorShares":6611},{"issuer":"FIRST TR EXCH TRADED FD III","titleOfClass":"LNG/SHT EQUITY","cusip":"33739P103","value":2103614,"shares":28504,"shareType":"SH","priorValue":1997804,"priorShares":28394},{"issuer":"ISHARES TR","titleOfClass":"SELECT DIVID ETF","cusip":"464287168","value":1934253,"shares":12375,"shareType":"SH","priorValue":1642586,"priorShares":10849},{"issuer":"AMAZON COM INC","titleOfClass":"COM","cusip":"023135106","value":1890654,"shares":7933,"shareType":"SH","priorValue":1552776,"priorShares":7456},{"issuer":"ISHARES GOLD TR","titleOfClass":"ISHARES NEW","cusip":"464285204","value":1837838,"shares":24339,"shareType":"SH","priorValue":2145726,"priorShares":24339},{"issuer":"ISHARES TR","titleOfClass":"RUS 1000 GRW ETF","cusip":"464287614","value":1799320,"shares":14491,"shareType":"SH","priorValue":1857026,"priorShares":4355},{"issuer":"VANGUARD INTL EQUITY INDEX F","titleOfClass":"TT WRLD ST ETF","cusip":"922042742","value":1657390,"shares":10560,"shareType":"SH","priorValue":1679210,"priorShares":12140},{"issuer":"ISHARES TR","titleOfClass":"GLOBAL TECH ETF","cusip":"464287291","value":1652395,"shares":11437,"shareType":"SH","priorValue":1139629,"priorShares":11400},{"issuer":"VANGUARD STAR FDS","titleOfClass":"VG TL INTL STK F","cusip":"921909768","value":1624951,"shares":19007,"shareType":"SH","priorValue":337349,"priorShares":4375},{"issuer":"ISHARES TR","titleOfClass":"MSCI INTL QUALTY","cusip":"46434V456","value":1620366,"shares":32702,"shareType":"SH","priorValue":1511796,"priorShares":32702},{"issuer":"DEERE & CO","titleOfClass":"COM","cusip":"244199105","value":1613434,"shares":2544,"shareType":"SH","priorValue":1432529,"priorShares":2543},{"issuer":"PIMCO ETF TR","titleOfClass":"ENHAN SHRT MA AC","cusip":"72201R833","value":1320026,"shares":13094,"shareType":"SH","priorValue":1434849,"priorShares":14267},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"WORLD EX US CORE","cusip":"25434V880","value":1272299,"shares":34536,"shareType":"SH","priorValue":1175776,"priorShares":34612},{"issuer":"HARTFORD FDS EXCHANGE TRADED","titleOfClass":"MUN OPORTUNITE","cusip":"41653L503","value":1241512,"shares":31716,"shareType":"SH","priorValue":2004497,"priorShares":51742},{"issuer":"BROADCOM INC","titleOfClass":"COM","cusip":"11135F101","value":1234017,"shares":3267,"shareType":"SH","priorValue":947953,"priorShares":3063},{"issuer":"FIRST TR EXCHANGE-TRADED FD","titleOfClass":"FINLS ALPHADEX","cusip":"33734X135","value":1140657,"shares":18262,"shareType":"SH","priorValue":1021903,"priorShares":18187},{"issuer":"JOHNSON & JOHNSON","titleOfClass":"COM","cusip":"478160104","value":1132096,"shares":4458,"shareType":"SH","priorValue":1074549,"priorShares":4396},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"EMGR CRE EQT MNG","cusip":"25434V302","value":1126233,"shares":28009,"shareType":"SH","priorValue":1141477,"priorShares":33712},{"issuer":"INVESCO QQQ TR","titleOfClass":"UNIT SER 1","cusip":"46090E103","value":1109982,"shares":1507,"shareType":"SH","priorValue":915724,"priorShares":1587},{"issuer":"NVIDIA CORPORATION","titleOfClass":"COM","cusip":"67066G104","value":1106631,"shares":5531,"shareType":"SH","priorValue":667848,"priorShares":3829},{"issuer":"SPROTT ASSET MANAGEMENT LP","titleOfClass":"PHYSICAL GOLD AN","cusip":"85208R101","value":1103509,"shares":27430,"shareType":"SH","priorValue":1308960,"priorShares":27430},{"issuer":"INTERNATIONAL BUSINESS MACHS","titleOfClass":"COM","cusip":"459200101","value":1087879,"shares":3869,"shareType":"SH","priorValue":932941,"priorShares":3849},{"issuer":"ISHARES TR","titleOfClass":"INTERNATIONAL SL","cusip":"46434V266","value":1039352,"shares":24009,"shareType":"SH","priorValue":1090804,"priorShares":26102},{"issuer":"META PLATFORMS INC","titleOfClass":"CL A","cusip":"30303M102","value":1033813,"shares":1835,"shareType":"SH","priorValue":978381,"priorShares":1710},{"issuer":"FIDELITY COVINGTON TRUST","titleOfClass":"VLU FACTOR ETF","cusip":"316092782","value":972099,"shares":12473,"shareType":"SH","priorValue":874461,"priorShares":12600},{"issuer":"SELECT SECTOR SPDR TR","titleOfClass":"ST STR CARE ETF","cusip":"81369Y209","value":962177,"shares":6064,"shareType":"SH","priorValue":892767,"priorShares":6089},{"issuer":"VANECK ETF TRUST","titleOfClass":"SEMICONDUCTR ETF","cusip":"92189F676","value":933033,"shares":1423,"shareType":"SH","priorValue":545404,"priorShares":1423},{"issuer":"ABBVIE INC","titleOfClass":"COM","cusip":"00287Y109","value":928614,"shares":3690,"shareType":"SH","priorValue":736693,"priorShares":3387},{"issuer":"VERTEX PHARMACEUTICALS INC","titleOfClass":"COM","cusip":"92532F100","value":897591,"shares":1807,"shareType":"SH","priorValue":808237,"priorShares":1810},{"issuer":"INVESCO EXCH TRD SLF IDX FD","titleOfClass":"INVSCO BLSH 26","cusip":"46138J635","value":894230,"shares":38956,"shareType":"SH","priorValue":1409360,"priorShares":60814},{"issuer":"VANGUARD WORLD FD","titleOfClass":"INF TECH ETF","cusip":"92204A702","value":870382,"shares":7282,"shareType":"SH","priorValue":635127,"priorShares":910},{"issuer":"WALMART INC","titleOfClass":"COM","cusip":"931142103","value":859097,"shares":7585,"shareType":"SH","priorValue":795290,"priorShares":6399},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTL CORE EQT MK","cusip":"25434V203","value":845220,"shares":20490,"shareType":"SH","priorValue":882968,"priorShares":22663},{"issuer":"ISHARES TR","titleOfClass":"S&P MC 400GR ETF","cusip":"464287606","value":825376,"shares":7024,"shareType":"SH","priorValue":706761,"priorShares":7024},{"issuer":"ISHARES TR","titleOfClass":"RUS MID CAP ETF","cusip":"464287499","value":806286,"shares":7309,"shareType":"SH","priorValue":718881,"priorShares":7394},{"issuer":"ISHARES TR","titleOfClass":"EXPANDED TECH","cusip":"464287515","value":778061,"shares":8588,"shareType":"SH","priorValue":748697,"priorShares":9353},{"issuer":"PROSHARES TR","titleOfClass":"S&P 500 DV ARIST","cusip":"74348A467","value":775159,"shares":13803,"shareType":"SH","priorValue":750144,"priorShares":7076},{"issuer":"RTX CORPORATION","titleOfClass":"COM","cusip":"75513E101","value":758067,"shares":3996,"shareType":"SH","priorValue":766138,"priorShares":3972},{"issuer":"ISHARES TR","titleOfClass":"CORE DIV GRWTH","cusip":"46434V621","value":742998,"shares":9803,"shareType":"SH","priorValue":803398,"priorShares":11448},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US SUSTAINABILTY","cusip":"25434V716","value":736101,"shares":15786,"shareType":"SH","priorValue":648647,"priorShares":15786},{"issuer":"MASTERCARD INCORPORATED","titleOfClass":"CL A","cusip":"57636Q104","value":723235,"shares":1408,"shareType":"SH","priorValue":701563,"priorShares":1404},{"issuer":"BANK OF AMER CORP","titleOfClass":"COM","cusip":"060505104","value":708374,"shares":12432,"shareType":"SH","priorValue":596438,"priorShares":12235},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US EQUI MARK ETF","cusip":"25434V401","value":701111,"shares":8556,"shareType":"SH","priorValue":606726,"priorShares":8556},{"issuer":"PROCTER & GAMBLE CO","titleOfClass":"COM","cusip":"742718109","value":656785,"shares":4479,"shareType":"SH","priorValue":629888,"priorShares":4361},{"issuer":"STRYKER CORPORATION","titleOfClass":"COM","cusip":"863667101","value":649511,"shares":2063,"shareType":"SH","priorValue":639433,"priorShares":1946},{"issuer":"GE AEROSPACE","titleOfClass":"COM NEW","cusip":"369604301","value":642995,"shares":1720,"shareType":"SH","priorValue":490439,"priorShares":1728},{"issuer":"ISHARES SILVER TR","titleOfClass":"ISHARES","cusip":"46428Q109","value":636293,"shares":11900,"shareType":"SH","priorValue":810866,"priorShares":11900},{"issuer":"FIDELITY COVINGTON TRUST","titleOfClass":"MSCI FINLS IDX","cusip":"316092501","value":634551,"shares":8288,"shareType":"SH","priorValue":557376,"priorShares":7940},{"issuer":"ISHARES TR","titleOfClass":"GLOBAL 100 ETF","cusip":"464287572","value":611695,"shares":4478,"shareType":"SH","priorValue":541704,"priorShares":4478},{"issuer":"CISCO SYS INC","titleOfClass":"COM","cusip":"17275R102","value":608787,"shares":5183,"shareType":"SH","priorValue":379879,"priorShares":4896},{"issuer":"STATE STR SPDR S&P MIDCAP 40","titleOfClass":"UTSER1 S&PDCRP","cusip":"78467Y107","value":590896,"shares":840,"shareType":"SH","priorValue":522765,"priorShares":848},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR SP600 SML","cusip":"78468R853","value":583742,"shares":10122,"shareType":"SH","priorValue":488374,"priorShares":10107},{"issuer":"VISA INC","titleOfClass":"COM CL A","cusip":"92826C839","value":562704,"shares":1640,"shareType":"SH","priorValue":492923,"priorShares":1631},{"issuer":"CHEVRON CORPORATION","titleOfClass":"COM","cusip":"166764100","value":551803,"shares":3329,"shareType":"SH","priorValue":544866,"priorShares":2633},{"issuer":"ISHARES TR","titleOfClass":"EAFE VALUE ETF","cusip":"464288877","value":538587,"shares":7036,"shareType":"SH","priorValue":516785,"priorShares":6951},{"issuer":"VANGUARD WELLINGTON FD","titleOfClass":"SHORT TRM TAX EX","cusip":"921935870","value":538361,"shares":5314,"shareType":"SH","priorValue":537458,"priorShares":5314},{"issuer":"EXXON MOBIL CORP","titleOfClass":"COM","cusip":"30231G102","value":526048,"shares":3848,"shareType":"SH","priorValue":565584,"priorShares":3334},{"issuer":"INTEL CORP","titleOfClass":"COM","cusip":"458140100","value":503925,"shares":3609,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"IBON 2026 TE ETF","cusip":"46436E528","value":501302,"shares":22133,"shareType":"SH","priorValue":566970,"priorShares":24705},{"issuer":"UNION PAC CORP","titleOfClass":"COM","cusip":"907818108","value":493680,"shares":1815,"shareType":"SH","priorValue":429437,"priorShares":1770},{"issuer":"FERRARI N V","titleOfClass":"COM","cusip":"N3167Y103","value":479510,"shares":1288,"shareType":"SH","priorValue":435924,"priorShares":1288},{"issuer":"NETFLIX INC.","titleOfClass":"COM","cusip":"64110L106","value":472668,"shares":6620,"shareType":"SH","priorValue":647570,"priorShares":6735},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"SMALL CP ETF","cusip":"922908751","value":451952,"shares":1491,"shareType":"SH","priorValue":390523,"priorShares":1491},{"issuer":"VANGUARD WORLD FD","titleOfClass":"INDUSTRIAL ETF","cusip":"92204A603","value":448313,"shares":1244,"shareType":"SH","priorValue":388402,"priorShares":1244},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US CORE EQT MKT","cusip":"25434V104","value":447937,"shares":8666,"shareType":"SH","priorValue":410885,"priorShares":9107},{"issuer":"ISHARES TR","titleOfClass":"0-5YR INVT GR CP","cusip":"46434V100","value":428281,"shares":8503,"shareType":"SH","priorValue":589607,"priorShares":11678},{"issuer":"CABOT CORP","titleOfClass":"COM","cusip":"127055101","value":425583,"shares":4686,"shareType":"SH","priorValue":352903,"priorShares":4686},{"issuer":"GE VERNOVA INC","titleOfClass":"COM","cusip":"36828A101","value":424355,"shares":361,"shareType":"SH","priorValue":303908,"priorShares":348},{"issuer":"HOME DEPOT INC","titleOfClass":"COM","cusip":"437076102","value":410681,"shares":1164,"shareType":"SH","priorValue":541704,"priorShares":1647},{"issuer":"ISHARES TR","titleOfClass":"MSCI EAFE SMCP","cusip":"46435G839","value":396869,"shares":9234,"shareType":"SH","priorValue":366986,"priorShares":9250},{"issuer":"THERMO FISHER SCIENTIFIC INC","titleOfClass":"COM","cusip":"883556102","value":396074,"shares":790,"shareType":"SH","priorValue":376020,"priorShares":765},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US SMALL CAP ETF","cusip":"25434V500","value":392833,"shares":4771,"shareType":"SH","priorValue":310814,"priorShares":4370},{"issuer":"EDWARDS LIFESCIENCES CORP","titleOfClass":"COM","cusip":"28176E108","value":391873,"shares":4332,"shareType":"SH","priorValue":348588,"priorShares":4353},{"issuer":"VANGUARD INTL EQUITY INDEX F","titleOfClass":"FTSE EMR MKT ETF","cusip":"922042858","value":379488,"shares":6358,"shareType":"SH","priorValue":418892,"priorShares":7750},{"issuer":"DANAHER CORP DEL","titleOfClass":"COM","cusip":"235851102","value":376043,"shares":1974,"shareType":"SH","priorValue":351972,"priorShares":1856},{"issuer":"TJX COS INC NEW","titleOfClass":"COM","cusip":"872540109","value":375789,"shares":2480,"shareType":"SH","priorValue":388622,"priorShares":2433},{"issuer":"WISDOMTREE TR","titleOfClass":"INTL SMCAP DIV","cusip":"97717W760","value":365339,"shares":4360,"shareType":"SH","priorValue":350343,"priorShares":4299},{"issuer":"PROSHARES TR","titleOfClass":"S&P MDCP 400 DIV","cusip":"74347B680","value":362224,"shares":3956,"shareType":"SH","priorValue":341049,"priorShares":3947},{"issuer":"PALANTIR TECHNOLOGIES INC","titleOfClass":"CL A","cusip":"69608A108","value":357244,"shares":3062,"shareType":"SH","priorValue":226441,"priorShares":1548},{"issuer":"ELI LILLY & CO","titleOfClass":"COM","cusip":"532457108","value":356231,"shares":297,"shareType":"SH","priorValue":264894,"priorShares":288},{"issuer":"NUSHARES ETF TR","titleOfClass":"NUVEEN ESG LRGCP","cusip":"67092P201","value":350731,"shares":2996,"shareType":"SH","priorValue":272472,"priorShares":2996},{"issuer":"PEPSICO INC","titleOfClass":"COM","cusip":"713448108","value":342621,"shares":2530,"shareType":"SH","priorValue":524327,"priorShares":3376},{"issuer":"TAIWAN SEMICONDUCTOR MANUFAC","titleOfClass":"SPONSORED ADS","cusip":"874039100","value":332866,"shares":697,"shareType":"SH","priorValue":228792,"priorShares":677},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"SM CP VAL ETF","cusip":"922908611","value":325607,"shares":1340,"shareType":"SH","priorValue":329346,"priorShares":1516},{"issuer":"WISDOMTREE TR","titleOfClass":"ITL HDG QTLY DIV","cusip":"97717X594","value":319794,"shares":6105,"shareType":"SH","priorValue":294499,"priorShares":6116},{"issuer":"CANADIAN PACIFIC KANSAS CITY","titleOfClass":"COM","cusip":"13646K108","value":318525,"shares":3676,"shareType":"SH","priorValue":289154,"priorShares":3676},{"issuer":"LINDE PLC","titleOfClass":"SHS","cusip":"G54950103","value":316034,"shares":609,"shareType":"SH","priorValue":286054,"priorShares":577},{"issuer":"COSTCO WHOLESALE CORPORATION","titleOfClass":"COM","cusip":"22160K105","value":308273,"shares":330,"shareType":"SH","priorValue":328362,"priorShares":330},{"issuer":"TESLA INC","titleOfClass":"COM","cusip":"88160R101","value":294420,"shares":700,"shareType":"SH","priorValue":258366,"priorShares":695},{"issuer":"3M CO","titleOfClass":"COM","cusip":"88579Y101","value":282533,"shares":1745,"shareType":"SH","priorValue":253136,"priorShares":1743},{"issuer":"SPROTT ETF TRUST","titleOfClass":"GOLD MINERS ETF","cusip":"85210B102","value":280903,"shares":4468,"shareType":"SH","priorValue":347254,"priorShares":4600},{"issuer":"FORTINET INC","titleOfClass":"COM","cusip":"34959E109","value":275287,"shares":1792,"shareType":"SH"},{"issuer":"IDEXX LABS INC","titleOfClass":"COM","cusip":"45168D104","value":274802,"shares":522,"shareType":"SH","priorValue":289935,"priorShares":516},{"issuer":"ISHARES TR","titleOfClass":"U.S. MED DVC ETF","cusip":"464288810","value":268810,"shares":5440,"shareType":"SH","priorValue":329831,"priorShares":6182},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR MSCI USAQ","cusip":"78468R812","value":263288,"shares":1409,"shareType":"SH","priorValue":241841,"priorShares":1409},{"issuer":"CARRIER GLOBAL CORPORATION","titleOfClass":"COM","cusip":"14448C104","value":262631,"shares":3581,"shareType":"SH","priorValue":201576,"priorShares":3580},{"issuer":"MERCK & CO INC","titleOfClass":"COM","cusip":"58933Y105","value":254928,"shares":1984,"shareType":"SH","priorValue":313111,"priorShares":2603},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"S&P 500 ETF SHS","cusip":"922908363","value":250734,"shares":365,"shareType":"SH","priorValue":226104,"priorShares":378},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"MTG-BKD SECS ETF","cusip":"92206C771","value":247128,"shares":5279,"shareType":"SH","priorValue":404399,"priorShares":8613},{"issuer":"THE CIGNA GROUP","titleOfClass":"COM","cusip":"125523100","value":244685,"shares":888,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"ESG OPTIMIZED","cusip":"464288802","value":239250,"shares":1551,"shareType":"SH","priorValue":204828,"priorShares":1551},{"issuer":"CITIGROUP INC","titleOfClass":"COM NEW","cusip":"172967424","value":238033,"shares":1701,"shareType":"SH"},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR P400MID","cusip":"78464A847","value":232524,"shares":3442,"shareType":"SH","priorValue":203384,"priorShares":3434},{"issuer":"MICRON TECHNOLOGY INC","titleOfClass":"COM","cusip":"595112103","value":229704,"shares":199,"shareType":"SH"},{"issuer":"INVESCO EXCH TRADED FD TR II","titleOfClass":"S&P SMALLCAP 600","cusip":"46138G664","value":225098,"shares":3783,"shareType":"SH"},{"issuer":"ORACLE CORP","titleOfClass":"COM","cusip":"68389X105","value":224075,"shares":1529,"shareType":"SH","priorValue":235523,"priorShares":1601},{"issuer":"ISHARES TR","titleOfClass":"EAFE SML CP ETF","cusip":"464288273","value":220037,"shares":2675,"shareType":"SH","priorValue":207762,"priorShares":2650},{"issuer":"IONIS PHARMACEUTICALS INC","titleOfClass":"COM","cusip":"462222100","value":214083,"shares":2700,"shareType":"SH","priorValue":202743,"priorShares":2700},{"issuer":"PALO ALTO NETWORKS INC","titleOfClass":"COM","cusip":"697435105","value":213820,"shares":627,"shareType":"SH"},{"issuer":"MCDONALDS CORP","titleOfClass":"COM","cusip":"580135101","value":210050,"shares":777,"shareType":"SH","priorValue":253938,"priorShares":817},{"issuer":"UNITEDHEALTH GROUP INC","titleOfClass":"COM","cusip":"91324P102","value":209648,"shares":504,"shareType":"SH"},{"issuer":"DEVON ENERGY CORP NEW","titleOfClass":"COM","cusip":"25179M103","value":208129,"shares":5037,"shareType":"SH"},{"issuer":"NUSHARES ETF TR","titleOfClass":"ESG DIVIDEND ETF","cusip":"67092P813","value":204740,"shares":6290,"shareType":"SH"}]},"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva Wealth is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}