{"url":"https://nivawealth.com/firms/money-managers-104529","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/104529","regulatoryAum":146610211,"crd":"104529","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"6503082","suffix":null,"lastName":"HEFFRON","firstName":"CODY","middleName":"THOMAS"},{"crd":"2665662","suffix":null,"lastName":"REINAGEL","firstName":"RANDALL","middleName":"JAMES"},{"crd":"1321876","suffix":null,"lastName":"WHITE","firstName":"TERESA","middleName":"JENSEN"}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2025-06-27","regulatoryAum":123168397,"clients":346,"employees":5,"offices":2},{"filedOn":"2026-04-06","regulatoryAum":146610211,"clients":365,"employees":5,"offices":2}],"secFileNumber":"801-134024","legalName":"Money Managers, Inc.","displayName":"Money Managers","slug":"money-managers-104529","website":"https://moneymanagersinctx.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Texas corporation","fiscalYearEnd":"December","headquarters":{"street":"15303 Huebner RD., BLDG. 10","city":"San Antonio","state":"TX","stateName":"Texas","country":"United States","postalCode":"78248"},"tradeNames":[],"registration":{"secApproved":"28 July 2025","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":401671.8109589041,"staff":{"employees":5,"advisory":4,"brokerDealerReps":3,"insuranceAgents":3,"promoters":0},"aum":{"regulatory":146610211,"discretionary":97345199,"discretionaryAccounts":489,"nonDiscretionary":49265012,"nonDiscretionaryAccounts":113,"wrapProgram":141323372,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":330,"regulatoryAum":57865727},{"label":"High-net-worth individuals","clients":35,"regulatoryAum":88744484}],"feePrograms":[{"role":"other","program":"Financial planning services","summary":"Fixed fee generally between $1 and $25,000, negotiable; the lesser of 50% or $1,200 is due in advance and the balance on completion.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1040395","versionId":1040395,"submittedOn":"2026-04-06","documentName":"MMI FORM ADV PART 2A"},{"role":"other","program":"Portfolio management services","summary":"Portfolio management fees range up to 2.00% of the market value of assets under management, negotiable, billed monthly in arrears.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1040395","versionId":1040395,"submittedOn":"2026-04-06","documentName":"MMI FORM ADV PART 2A"},{"role":"other","program":"Wealth management services","summary":"Wealth management fees: 1.25% for $1 to $1,000,000, 1.00% for $1,000,001 to $2,500,000, 0.75% for $2,500,001 to $5,000,000 and 0.50% above $5,000,000, billed monthly in arrears.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1040395","versionId":1040395,"submittedOn":"2026-04-06","documentName":"MMI FORM ADV PART 2A"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T11:44:47.242434+00:00","documents":[{"name":"MMI FORM ADV PART 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1040395","versionId":1040395,"submittedOn":"2026-04-06"},{"name":null,"status":"not_downloaded","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1034837","versionId":1034837,"submittedOn":null}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":141323372}],"custodyNote":"Money Managers does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Randall Reinagel","title":"President, Chief Compliance Officer","crd":"2665662"},{"name":"Teresa White","title":"CEO","crd":"1321876"}],"ownership":[{"label":"Teresa White","detail":"Ceo in the 75% or more ownership band and a control person, since December 2009."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":1,"privateResidences":1},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Texas","offices":1,"addresses":[{"street":"15303 Huebner RD., BLDG. 10","city":"San Antonio","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"210-349-9494","stateRegisteredReps":3,"otherAdviserReps":3,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":9},{"label":"U.S. government/agency bonds","percent":1},{"label":"U.S. state and local bonds","percent":1},{"label":"Investment grade corporate bonds","percent":2},{"label":"Securities issued by registered investment companies or business development companies","percent":84},{"label":"Cash and cash equivalents","percent":2},{"label":"Other","percent":1,"detail":"Uits and Alternative Investments"}],"privateFunds":0},"sources":{"adv1FilingDate":"6 April 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/104529/PDF/104529.pdf","brochureDate":"6 April 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1040395","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Money Managers have?","answer":"Money Managers has 365 clients and manages $147 million for them, as of April 2026. They include 330 individual clients and 35 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 6 April 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Money Managers offer?","answer":"Money Managers provides financial planning, portfolio management for individuals and small businesses, and pension consulting.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Money Managers use?","answer":"Money Managers’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $141M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 6 April 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Money Managers have?","answer":"Money Managers has 3 investment adviser representatives registered with state securities authorities, out of 5 employees, and 4 perform investment advisory functions. 3 employees are registered representatives of a broker-dealer and 3 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Money Managers invest in?","answer":"At the end of its last fiscal year, Money Managers’ separately managed accounts held 84% registered funds (mutual funds, ETFs, BDCs), 9% exchange-traded equities, 2% investment grade corporate bonds, 2% cash and equivalents, 1% U.S. government and agency bonds, 1% state and local bonds and 1% other. The 1% other category is described as: Uits and Alternative Investments.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Money Managers?","answer":"Money Managers’ direct owner is Teresa White (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 6 April 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Money Managers get paid?","answer":"Money Managers is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Money Managers?","answer":"Money Managers’ main office is at 15303 Huebner RD., BLDG. 10, San Antonio, TX 78248. Its phone number is 210-349-9494. Its website is moneymanagersinctx.com.","source":"Form ADV Part 1A, Item 1.F, filed 6 April 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}