{"url":"https://nivawealth.com/firms/money-management-financial-services-288375","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/288375","regulatoryAum":289591779,"crd":"288375","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"325916","suffix":null,"lastName":"MCCORMAC","firstName":"WALTER","middleName":"JOSEPH"},{"crd":"2869487","suffix":null,"lastName":"SULESKI","firstName":"THEODORE","middleName":"MICHAEL"},{"crd":"2998331","suffix":"JR","lastName":"ZIELINSKI","firstName":"JOSEPH","middleName":"ANTHONY"}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-04-28","regulatoryAum":178571789,"clients":297,"employees":4,"offices":1},{"filedOn":"2022-03-18","regulatoryAum":239691895,"clients":314,"employees":4,"offices":1},{"filedOn":"2023-03-27","regulatoryAum":207579421,"clients":312,"employees":4,"offices":1},{"filedOn":"2024-03-26","regulatoryAum":231558948,"clients":328,"employees":4,"offices":1},{"filedOn":"2025-03-03","regulatoryAum":259407105,"clients":324,"employees":4,"offices":1},{"filedOn":"2026-04-24","regulatoryAum":289591779,"clients":331,"employees":4,"offices":1}],"secFileNumber":"801-112245","legalName":"Money Management Financial Services LLC","displayName":"Money Management Financial Services","slug":"money-management-financial-services-288375","website":null,"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":"2017","organization":"New Jersey limited liability company","fiscalYearEnd":"December","headquarters":{"street":"212 West Route 38, Suite 106","city":"Moorestown","state":"NJ","stateName":"New Jersey","country":"United States","postalCode":"08057"},"tradeNames":[],"registration":{"secApproved":"2 January 2018","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":861666.5683890578,"staff":{"employees":4,"advisory":3,"brokerDealerReps":0,"insuranceAgents":3,"promoters":0},"aum":{"regulatory":289591779,"discretionary":272066391,"discretionaryAccounts":670,"nonDiscretionary":17525388,"nonDiscretionaryAccounts":38,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":261,"regulatoryAum":77212077},{"label":"High-net-worth individuals","clients":68,"regulatoryAum":206276224},{"label":"Pension and profit-sharing plans","clients":2,"regulatoryAum":6103478}],"feePrograms":[{"role":"main","program":"Portfolio Management Fees","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1027139","versionId":1027139,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-03-26","documentName":"ADV PART 2A- MONEY MANAGEMENT FINANCIAL SERVICES LLC DBA BLUE FIN FINANCIAL","fee_rate_low":0.1,"fee_rate_high":1.25,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial Planning","summary":"Financial planning is a fixed fee of $500 to $5,000, or hourly at $200 to $400, negotiated with each client.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1027139","versionId":1027139,"submittedOn":"2026-03-26","documentName":"ADV PART 2A- MONEY MANAGEMENT FINANCIAL SERVICES LLC DBA BLUE FIN FINANCIAL"},{"role":"other","program":"Pension Consulting","summary":"Asset-based pension consulting is up to 1.25% a year; fixed fees run $500 to $5,000 and hourly fees $200 to $400.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1027139","versionId":1027139,"submittedOn":"2026-03-26","documentName":"ADV PART 2A- MONEY MANAGEMENT FINANCIAL SERVICES LLC DBA BLUE FIN FINANCIAL"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T10:20:36.525783+00:00","documents":[{"name":"ADV PART 2A- MONEY MANAGEMENT FINANCIAL SERVICES LLC DBA BLUE FIN FINANCIAL","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1027139","versionId":1027139,"submittedOn":"2026-03-26"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":283500000}],"custodyNote":"Money Management Financial Services has custody of $106M in client assets for 200 clients.","otherCustodians":[],"leadership":[{"name":"Walter Gilmore","title":"CCO","crd":"1996728"},{"name":"Theodore Suleski","title":"Managing Member","crd":"2869487"},{"name":"Joseph Zielinski","title":"Member","crd":"2998331"}],"ownership":[{"label":"Theodore Suleski","detail":"Managing member in the 50% to 75% ownership band and a control person, since January 2017."},{"label":"Joseph Zielinski","detail":"Member in the 50% to 75% ownership band and a control person, since January 2017."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"New Jersey","offices":1,"addresses":[{"street":"212 West Route 38, Suite 106","city":"Moorestown","headquarters":true}]}],"brochureServices":["education planning","insurance"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"856-795-9998","stateRegisteredReps":3,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":36},{"label":"U.S. government/agency bonds","percent":21},{"label":"Securities issued by registered investment companies or business development companies","percent":40},{"label":"Cash and cash equivalents","percent":3}],"privateFunds":0},"sources":{"adv1FilingDate":"24 April 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/288375/PDF/288375.pdf","brochureDate":"26 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1027139","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Money Management Financial Services have?","answer":"Money Management Financial Services has 331 clients and manages $290 million for them, as of April 2026. They include 261 individual clients, 68 high-net-worth individuals, and 2 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 24 April 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Money Management Financial Services offer?","answer":"Money Management Financial Services provides financial planning, portfolio management for individuals and small businesses, pension consulting, education planning, and insurance.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Money Management Financial Services charge?","answer":"Money Management Financial Services charges 0.10%–1.25% a year for its Portfolio Management Fees. The fee is billed in arrears and is negotiable.","source":"ADV PART 2A- MONEY MANAGEMENT FINANCIAL SERVICES LLC DBA BLUE FIN FINANCIAL, filed 26 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Money Management Financial Services use?","answer":"Money Management Financial Services’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $284M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 24 April 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Money Management Financial Services have?","answer":"Money Management Financial Services has 3 investment adviser representatives registered with state securities authorities, out of 4 employees, and 3 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 3 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Money Management Financial Services invest in?","answer":"At the end of its last fiscal year, Money Management Financial Services’ separately managed accounts held 40% registered funds (mutual funds, ETFs, BDCs), 36% exchange-traded equities, 21% U.S. government and agency bonds and 3% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Money Management Financial Services?","answer":"Money Management Financial Services’ direct owners are Theodore Suleski (50% to 75%) and Joseph Zielinski (50% to 75%).","source":"Form ADV Part 1A, Schedules A and B, filed 24 April 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Money Management Financial Services get paid?","answer":"Money Management Financial Services is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Money Management Financial Services?","answer":"Money Management Financial Services’ main office is at 212 West Route 38, Suite 106, Moorestown, NJ 08057. Its phone number is 856-795-9998.","source":"Form ADV Part 1A, Item 1.F, filed 24 April 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}