{"url":"https://nivawealth.com/firms/monarch-wealth-strategies-136029","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/136029","regulatoryAum":463476338,"crd":"136029","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"7127630","suffix":null,"lastName":"Allen","firstName":"Nicole","middleName":"Renee"},{"crd":"8077044","suffix":null,"lastName":"ASHOURI","firstName":"FATEMEH","middleName":null},{"crd":"4768202","suffix":null,"lastName":"CLARK","firstName":"AARON","middleName":"JEFFREY"},{"crd":"6834090","suffix":null,"lastName":"COLIN","firstName":"GRANT","middleName":"S"},{"crd":"5162507","suffix":null,"lastName":"HO","firstName":"NGA","middleName":"YU"},{"crd":"5617309","suffix":null,"lastName":"JOHNSON","firstName":"BRIAN","middleName":"THOMAS"},{"crd":"8126933","suffix":null,"lastName":"Poteet","firstName":"Lucas","middleName":"Ray"},{"crd":"4719084","suffix":"MRS.","lastName":"TIMMONS","firstName":"IRENE","middleName":"THERESE"}],"total":8,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-05","regulatoryAum":249319052,"clients":292,"employees":7,"offices":2},{"filedOn":"2022-03-30","regulatoryAum":245608171,"clients":241,"employees":4,"offices":3},{"filedOn":"2023-03-17","regulatoryAum":308121727,"clients":413,"employees":5,"offices":3},{"filedOn":"2024-03-22","regulatoryAum":336787014,"clients":401,"employees":7,"offices":3},{"filedOn":"2025-03-28","regulatoryAum":434765478,"clients":422,"employees":8,"offices":3},{"filedOn":"2026-03-25","regulatoryAum":463476338,"clients":396,"employees":7,"offices":3}],"secFileNumber":"801-118775","legalName":"Monarch Wealth Strategies","displayName":"Monarch Wealth Strategies","slug":"monarch-wealth-strategies-136029","website":"https://monarchwealthstrategies.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/monarch-wealth-strategies/","founded":"2008","organization":"California corporation","fiscalYearEnd":"December","headquarters":{"street":"222 East Carillo Street, Suite 208","city":"Santa Barbara","state":"CA","stateName":"California","country":"United States","postalCode":"93101"},"tradeNames":[],"registration":{"secApproved":"22 May 2020","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1124370.117948718,"staff":{"employees":7,"advisory":7,"brokerDealerReps":0,"insuranceAgents":2,"promoters":0},"aum":{"regulatory":463476338,"discretionary":463476338,"discretionaryAccounts":956,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":1,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":229,"regulatoryAum":107382026},{"label":"High-net-worth individuals","clients":161,"regulatoryAum":331122320},{"label":"Pension and profit-sharing plans","clients":3,"fewerThan5":true,"regulatoryAum":10119514},{"label":"Charitable organizations","clients":2,"fewerThan5":true,"regulatoryAum":14783099},{"label":"Corporations and other businesses","clients":1,"fewerThan5":true,"regulatoryAum":69379}],"feePrograms":[{"role":"main","program":"Wealth Management Services","feeBasis":"ceiling","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1025885","versionId":1025885,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-03-25","documentName":"MONARCH WEALTH STRATEGIES PART 2A","fee_rate_low":null,"fee_rate_high":1.95,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":"annual","fee_minimum_annual":7500},{"role":"other","program":"Financial Planning and Consulting","summary":"Fees are set per engagement, with a maximum hourly fee of $1,000 and a maximum flat fee of $30,000; a retainer of up to 50% may be required.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1025885","versionId":1025885,"submittedOn":"2026-03-25","documentName":"MONARCH WEALTH STRATEGIES PART 2A"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T09:05:23.933558+00:00","documents":[{"name":"MONARCH WEALTH STRATEGIES PART 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1025885","versionId":1025885,"submittedOn":"2026-03-25"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"El Paso, TX","smaAssets":463237909}],"custodyNote":"Monarch Wealth Strategies has custody of $58.4M in client assets for 69 clients.","otherCustodians":[],"leadership":[{"name":"Aaron Clark","title":"President","crd":"4768202"},{"name":"Nicole Allen","title":"CCO","crd":"7127630"}],"ownership":[{"label":"The Ouroboros Revocable Trust","detail":"Owner in the 75% or more ownership band, since September 2018."},{"label":"Aaron Clark","detail":"Indirect owner: a trustee of The Ouroboros Revocable Trust in the 75% or more band and a control person, since September 2018.","parent":"The Ouroboros Revocable Trust"}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":2,"privateResidences":0},"listedOfficeAddresses":3,"foreignOffices":[],"officesByState":[{"state":"California","offices":3,"addresses":[{"street":"222 East Carillo Street, Suite 208","city":"Santa Barbara","headquarters":true},{"street":"6430 Sunset BLVD, Suite 1433","city":"Los Angeles"},{"street":"2151 South College Drive, Suite 204","city":"Santa Maria"}]}],"brochureServices":["business succession planning","education planning","estate planning","insurance","tax planning"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"805-564-0800","stateRegisteredReps":7,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services"],"financialPlanningClients":"251-500","assetMix":[{"label":"Exchange-traded equity securities","percent":84},{"label":"U.S. government/agency bonds","percent":1},{"label":"U.S. state and local bonds","percent":2},{"label":"Investment grade corporate bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":3},{"label":"Cash and cash equivalents","percent":1},{"label":"Other","percent":8,"detail":"Alternatives"}],"privateFunds":0},"sources":{"adv1FilingDate":"25 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/136029/PDF/136029.pdf","brochureDate":"25 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1025885","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Monarch Wealth Strategies have?","answer":"Monarch Wealth Strategies has 396 clients and manages $463 million for them, as of March 2026. They include 229 individual clients, 161 high-net-worth individuals, and 3 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 25 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Monarch Wealth Strategies offer?","answer":"Monarch Wealth Strategies provides financial planning, portfolio management for individuals and small businesses, pension consulting, business succession planning, education planning, estate planning, insurance, and tax planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Monarch Wealth Strategies charge?","answer":"Monarch Wealth Strategies charges up to 1.95% a year for its Wealth Management Services. The fee is billed in advance, is negotiable and has a $7,500 annual minimum.","source":"MONARCH WEALTH STRATEGIES PART 2A, filed 25 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Monarch Wealth Strategies use?","answer":"Monarch Wealth Strategies’ separately managed account assets are held at Charles Schwab & Co., Inc. (El Paso, TX), with $463M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 25 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Monarch Wealth Strategies have?","answer":"Monarch Wealth Strategies has 7 investment adviser representatives registered with state securities authorities, out of 7 employees, and 7 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Monarch Wealth Strategies invest in?","answer":"At the end of its last fiscal year, Monarch Wealth Strategies’ separately managed accounts held 84% exchange-traded equities, 8% other, 3% registered funds (mutual funds, ETFs, BDCs), 2% state and local bonds, 1% U.S. government and agency bonds, 1% investment grade corporate bonds and 1% cash and equivalents. The 8% other category is described as: Alternatives.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Monarch Wealth Strategies?","answer":"Monarch Wealth Strategies is owned through a trust by Aaron Clark. Its direct owner is the Ouroboros Revocable Trust (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 25 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Monarch Wealth Strategies get paid?","answer":"Monarch Wealth Strategies is paid through a percentage of assets under management and hourly charges. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Monarch Wealth Strategies?","answer":"Monarch Wealth Strategies’ main office is at 222 East Carillo Street, Suite 208, Santa Barbara, CA 93101. Its phone number is 805-564-0800. Its website is monarchwealthstrategies.com.","source":"Form ADV Part 1A, Item 1.F, filed 25 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}