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They include 275 individual clients, 171 high-net-worth individuals, and 16 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 25 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Mills Wealth Advisors offer?","answer":"Mills Wealth Advisors provides financial planning, portfolio management for individuals and small businesses, portfolio management for pooled vehicles, selecting other managers, business succession planning, divorce planning, education planning, estate planning, insurance, retirement plan services, and tax planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Mills Wealth Advisors charge?","answer":"Mills Wealth Advisors charges 0.50%–1.50% a year for its Asset Management Services. The fee is billed in advance and is negotiable.","source":"MILLS WEALTH ADVISORS, LLC ADV 2, filed 25 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Mills Wealth Advisors use?","answer":"Mills Wealth Advisors’ separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $549M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 25 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Mills Wealth Advisors have?","answer":"Mills Wealth Advisors has 6 investment adviser representatives registered with state securities authorities, out of 8 employees, and 6 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Mills Wealth Advisors invest in?","answer":"At the end of its last fiscal year, Mills Wealth Advisors’ separately managed accounts held 52% exchange-traded equities, 36% registered funds (mutual funds, ETFs, BDCs), 8% cash and equivalents and 3% other. The 3% other category is described as: Private Investments, Cash Value. It advises 2 private funds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Mills Wealth Advisors?","answer":"Mills Wealth Advisors’ direct owners are Michael Mills (75% or more) and Stephen Nelson (5% to 10%).","source":"Form ADV Part 1A, Schedules A and B, filed 25 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Mills Wealth Advisors get paid?","answer":"Mills Wealth Advisors is paid through a percentage of assets under management, hourly charges, fixed fees and performance-based fees. 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Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}