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The fee is billed in arrears and is negotiable.","source":"PART 2A BROCHURE, filed 15 September 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Miller Financial Services use?","answer":"Miller Financial Services’ separately managed account assets are held at Tiaa-Cref Individual & Institutional Services, LLC (New York, NY), with $209M, Fidelity Brokerage Services LLC (Smithfield, RI), with $156M and Charles Schwab & Co., Inc. (Westlake, TX), with $97M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 15 September 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Miller Financial Services have?","answer":"Miller Financial Services has 3 investment adviser representatives registered with state securities authorities, out of 3 employees, and 3 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 3 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Miller Financial Services invest in?","answer":"At the end of its last fiscal year, Miller Financial Services’ separately managed accounts held 44% registered funds (mutual funds, ETFs, BDCs), 22% exchange-traded equities, 13% state and local bonds, 13% cash and equivalents, 6% pooled vehicles (private funds and similar), 1% investment grade corporate bonds and 1% other. 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