{"url":"https://nivawealth.com/firms/mighty-oak-strong-america-investment-123322","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/123322","regulatoryAum":398367653,"crd":"123322","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"4574042","suffix":null,"lastName":"DEMUTH","firstName":"DONALD","middleName":"LYNN"},{"crd":"5810134","suffix":null,"lastName":"DEMUTH","firstName":"DREW","middleName":"MATTHEW"},{"crd":"5022732","suffix":null,"lastName":"HARRIS","firstName":"JOHN","middleName":"JONES"},{"crd":"4717514","suffix":null,"lastName":"MCKENZIE","firstName":"GLENN","middleName":"CARRICK"}],"total":4,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-07-27","regulatoryAum":281354950,"clients":158,"employees":3,"offices":1},{"filedOn":"2022-03-24","regulatoryAum":302538198,"clients":155,"employees":3,"offices":1},{"filedOn":"2023-03-23","regulatoryAum":251240924,"clients":165,"employees":4,"offices":1},{"filedOn":"2024-03-15","regulatoryAum":287341552,"clients":163,"employees":4,"offices":1},{"filedOn":"2025-04-30","regulatoryAum":340449686,"clients":173,"employees":4,"offices":2},{"filedOn":"2026-07-20","regulatoryAum":398367653,"clients":176,"employees":5,"offices":1}],"secFileNumber":"801-101544","legalName":"Mighty Oak Strong America Investment Company","displayName":"Mighty Oak Strong America Investment","slug":"mighty-oak-strong-america-investment-123322","website":"https://investwithmosaic.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/123322/e4b6b4b8a305d327-r1.webp","tone":"light","width":838,"height":200,"sourceUrl":"https://www.investwithmosaic.com/","sourceLabel":"Mighty OAK Strong America Investment Company, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":"2002","organization":"Pennsylvania corporation","fiscalYearEnd":"December","headquarters":{"street":"940 Century Drive, Suite B","city":"Mechanicsburg","state":"PA","stateName":"Pennsylvania","country":"United States","postalCode":"17055-4376"},"tradeNames":[],"registration":{"secApproved":"31 July 2015","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":2254698.3257142855,"staff":{"employees":5,"advisory":4,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":398367653,"discretionary":386856787,"discretionaryAccounts":703,"nonDiscretionary":11510866,"nonDiscretionaryAccounts":12,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":2},"clientTypes":[{"label":"Individuals (other than HNW)","clients":88,"regulatoryAum":42856537},{"label":"High-net-worth individuals","clients":87,"regulatoryAum":351715670},{"label":"Charitable organizations","clients":1,"fewerThan5":true,"regulatoryAum":3795446}],"feePrograms":[{"role":"main","program":"Investment Management and Financial Planning","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1021634","versionId":1021634,"ratePeriod":"not_stated","fee_billing":"advance","submittedOn":"2026-03-19","documentName":"MOSAIC ADV PART 2A ANNUAL AMENDMENT V.03.19.26","fee_rate_low":0.75,"fee_rate_high":1,"fee_negotiable":null,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Limited-scope financial planning","summary":"Non-negotiable hourly fee based on the billing rate of the representative doing the work; hourly fees range from $215 to $475, estimated in advance.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1021634","versionId":1021634,"submittedOn":"2026-03-19","documentName":"MOSAIC ADV PART 2A ANNUAL AMENDMENT V.03.19.26"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T08:49:37.87812+00:00","documents":[{"name":"MOSAIC ADV PART 2A ANNUAL AMENDMENT V.03.19.26","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1021634","versionId":1021634,"submittedOn":"2026-03-19"}]},"custodians":[{"name":"Fidelity Distributors Company LLC","shortName":"Fidelity","location":"Smithfield, RI","smaAssets":398367653}],"custodyNote":"Mighty Oak Strong America Investment has custody of $61.4M in client assets for 44 clients.","leadership":[{"name":"Donald Demuth","title":"President/Chief Compliance Officer","crd":"4574042"},{"name":"Drew Demuth","title":"Vice President","crd":"5810134"},{"name":"John Harris","title":"Vice President","crd":"5022732"},{"name":"Glenn McKenzie","title":"Vice President","crd":"4717514"}],"ownership":[{"label":"Donald Demuth","detail":"President/chief compliance officer in the 75% or more ownership band and a control person, since August 2002."}],"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Pennsylvania","offices":1,"addresses":[{"street":"940 Century Drive, Suite B","city":"Mechanicsburg","headquarters":true}]}],"brochureServices":["estate planning","tax planning","tax preparation"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"717-790-9001","stateRegisteredReps":4,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"51-100","assetMix":[{"label":"Exchange-traded equity securities","percent":8},{"label":"Securities issued by registered investment companies or business development companies","percent":82},{"label":"Cash and cash equivalents","percent":9},{"label":"Other","percent":1,"detail":"Non-Traded Reit and Annuities"}],"privateFunds":0},"sources":{"adv1FilingDate":"20 July 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/123322/PDF/123322.pdf","brochureDate":"19 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1021634","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Mighty Oak Strong America Investment have?","answer":"Mighty Oak Strong America Investment has 176 clients and manages $398 million for them, as of July 2026. They include 88 individual clients, 87 high-net-worth individuals and 1 charitable organization.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 20 July 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Mighty Oak Strong America Investment offer?","answer":"Mighty Oak Strong America Investment provides financial planning, portfolio management for individuals and small businesses, selecting other managers, estate planning, tax planning, and tax preparation.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Mighty Oak Strong America Investment charge?","answer":"Mighty Oak Strong America Investment charges 0.75%–1.00% for its Investment Management and Financial Planning. The brochure does not state whether the rate is annual. The fee is billed in advance.","source":"MOSAIC ADV PART 2A ANNUAL AMENDMENT V.03.19.26, filed 19 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Mighty Oak Strong America Investment use?","answer":"Mighty Oak Strong America Investment’s separately managed account assets are held at Fidelity Distributors Company LLC (Smithfield, RI), with $398M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 20 July 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Mighty Oak Strong America Investment have?","answer":"Mighty Oak Strong America Investment has 4 investment adviser representatives registered with state securities authorities, out of 5 employees, and 4 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Mighty Oak Strong America Investment invest in?","answer":"At the end of its last fiscal year, Mighty Oak Strong America Investment’s separately managed accounts held 82% registered funds (mutual funds, ETFs, BDCs), 9% cash and equivalents, 8% exchange-traded equities and 1% other. The 1% other category is described as: Non-Traded Reit and Annuities.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Mighty Oak Strong America Investment?","answer":"Mighty Oak Strong America Investment’s direct owner is Donald Demuth (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 20 July 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Mighty Oak Strong America Investment get paid?","answer":"Mighty Oak Strong America Investment is paid through a percentage of assets under management and hourly charges. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Mighty Oak Strong America Investment registered with the SEC?","answer":"Yes, Mighty Oak Strong America Investment has been registered with the SEC as an investment adviser since 31 July 2015. Its CRD number is 123322 and its SEC file number is 801-101544.","source":"Form ADV Part 1A, Item 1, filed 20 July 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Mighty Oak Strong America Investment?","answer":"Mighty Oak Strong America Investment’s main office is at 940 Century Drive, Suite B, Mechanicsburg, PA 17055-4376. Its phone number is 717-790-9001. Its website is investwithmosaic.com.","source":"Form ADV Part 1A, Item 1.F, filed 20 July 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}