{"url":"https://nivawealth.com/firms/meridiana-mfo-306237","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/306237","regulatoryAum":441877759,"crd":"306237","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"7768750","suffix":null,"lastName":"ROVIRA DOMENECH","firstName":"ALBERT","middleName":null},{"crd":"7651906","suffix":null,"lastName":"TOMAS VILA","firstName":"ARIADNA","middleName":null}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-06-15","regulatoryAum":202976980,"clients":4,"employees":3,"offices":2},{"filedOn":"2022-03-10","regulatoryAum":258536058,"clients":5,"employees":604,"offices":3},{"filedOn":"2023-04-27","regulatoryAum":342825446,"clients":6,"employees":5,"offices":3},{"filedOn":"2024-02-07","regulatoryAum":374912236,"clients":10,"employees":5,"offices":2},{"filedOn":"2025-01-22","regulatoryAum":406978450,"clients":10,"employees":5,"offices":2},{"filedOn":"2026-04-28","regulatoryAum":441877759,"clients":10,"employees":5,"offices":2}],"secFileNumber":"801-117687","legalName":"Meridiana Mfo LLC","displayName":"Meridiana MFO","slug":"meridiana-mfo-306237","website":"https://meridiana-mfo.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Florida limited liability company","fiscalYearEnd":"December","headquarters":{"street":"2600 S. Douglas RD., Suite 908","city":"Coral Gables","state":"FL","stateName":"Florida","country":"United States","postalCode":"33134"},"tradeNames":[],"registration":{"secApproved":"26 November 2019","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":63125394.14285714,"staff":{"employees":5,"advisory":3,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":441877759,"discretionary":0,"discretionaryAccounts":0,"nonDiscretionary":441877759,"nonDiscretionaryAccounts":152,"wrapProgram":null,"nonUsClientsPct":71,"nonAumClients":3},"clientTypes":[{"label":"High-net-worth individuals","clients":7,"regulatoryAum":441877759},{"label":"Corporations and other businesses","clients":3,"regulatoryAum":0}],"feePrograms":[{"role":"other","program":"Statement consolidation","summary":"Fee based on the value of assets in the accounts, rate and frequency negotiated with the client by the number of accounts and reporting frequency; billed monthly or quarterly.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1042997","versionId":1042997,"submittedOn":"2026-04-28","documentName":"ADV 2A MERIDIANA MFO LLC"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T10:48:35.405202+00:00","documents":[{"name":"ADV 2A MERIDIANA MFO LLC","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1042997","versionId":1042997,"submittedOn":"2026-04-28"}]},"custodians":[{"name":"J.P. Morgan Securities LLC","shortName":"J.P. Morgan","location":"New York, NY","smaAssets":82123924},{"name":"Merrill Lynch, Pierce, Fenner & Smith Incorporated","shortName":"Merrill Lynch, Pierce, Fenner & Smith","location":"New York, NY","smaAssets":90847904},{"name":"Morgan Stanley Smith Barney LLC","shortName":"Morgan Stanley","location":"Purchase, NY","smaAssets":71055686},{"name":"Banco Santander International","shortName":"Banco Santander International","location":"Miami, FL","smaAssets":88559861}],"custodyNote":"Meridiana MFO does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Enrique Carrillo","title":"Member & Principal","crd":"7193382"},{"name":"Andrea Merchan","title":"Member","crd":"7865014"},{"name":"Ariadna Tomas Vila","title":"CCO","crd":"7651906"}],"ownership":[{"label":"Enrique Carrillo","detail":"Member & principal in the 10% to 25% ownership band and a control person, since September 2019."},{"label":"Zafire Investments LTD","detail":"Member in the 10% to 25% ownership band, since February 2024."},{"label":"Almanacs LLC","detail":"Member in the 10% to 25% ownership band, since April 2021."},{"label":"Three Peak LLC","detail":"Member in the 10% to 25% ownership band, since April 2021."},{"label":"Rodbeck Holding Sa","detail":"Member in the 10% to 25% ownership band, since February 2024."},{"label":"Marmer Sas","detail":"Member in the 5% to 10% ownership band, since January 2024."},{"label":"Andrea Merchan","detail":"Member in the 5% to 10% ownership band, since January 2024."},{"label":"Zafire Trust","detail":"Indirect owner: a managing member of Zafire Investments LTD in the 75% or more band, since July 2022.","parent":"Zafire Investments LTD"}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":1,"privateResidences":0},"listedOfficeAddresses":2,"foreignOffices":[{"city":"ANDORRA LA VELLA","country":"Andorra","postalCode":"AD500","street":"AV. MERITXELL 76","display":{"city":"ANDORRA LA VELLA","region":null,"postalCode":"AD500","ruleVersion":"office-display-1"}}],"officesByState":[{"state":"Florida","offices":1,"addresses":[{"street":"2600 S. Douglas RD., Suite 908","city":"Coral Gables","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"305-448-0014","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)","Other"],"activities":["Portfolio management for individuals and/or small businesses","Selection of other advisers (including private fund managers)","Other"],"financialPlanningClients":null,"assetMix":[{"label":"Exchange-traded equity securities","percent":29},{"label":"U.S. government/agency bonds","percent":4},{"label":"U.S. state and local bonds","percent":1},{"label":"Investment grade corporate bonds","percent":9},{"label":"Non-investment grade corporate bonds","percent":2},{"label":"Securities issued by registered investment companies or business development companies","percent":2},{"label":"Securities issued by pooled investment vehicles (other than registered investment companies)","percent":39},{"label":"Cash and cash equivalents","percent":9},{"label":"Other","percent":5,"detail":"Structured Products"}],"privateFunds":0},"sources":{"adv1FilingDate":"28 April 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/306237/PDF/306237.pdf","brochureDate":"28 April 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1042997","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Meridiana MFO have?","answer":"Meridiana MFO has 10 clients and manages $442 million for them, as of April 2026. They include 7 high-net-worth individuals and 3 corporations and other businesses.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 28 April 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Meridiana MFO offer?","answer":"Meridiana MFO provides portfolio management for individuals and small businesses and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Meridiana MFO use?","answer":"Meridiana MFO’s separately managed account assets are held at Merrill Lynch, Pierce, Fenner & Smith Incorporated (New York, NY), with $90.8M, Banco Santander International (Miami, FL), with $88.6M, J.P. Morgan Securities LLC (New York, NY), with $82.1M and Morgan Stanley Smith Barney LLC (Purchase, NY), with $71.1M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 28 April 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Meridiana MFO have?","answer":"Meridiana MFO has 2 investment adviser representatives registered with state securities authorities, out of 5 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Meridiana MFO invest in?","answer":"At the end of its last fiscal year, Meridiana MFO’s separately managed accounts held 39% pooled vehicles (private funds and similar), 29% exchange-traded equities, 9% investment grade corporate bonds, 9% cash and equivalents, 5% other, 4% U.S. government and agency bonds, 2% high-yield corporate bonds, 2% registered funds (mutual funds, ETFs, BDCs) and 1% state and local bonds. The 5% other category is described as: Structured Products.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Meridiana MFO?","answer":"Meridiana MFO is owned through a holding company by Zafire Trust. Its direct owners are Enrique Carrillo, Zafire Investments LTD, Almanacs LLC, Three Peak LLC, Rodbeck Holding Sa, Marmer Sas and Andrea Merchan, each holding 25% or less.","source":"Form ADV Part 1A, Schedules A and B, filed 28 April 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Meridiana MFO get paid?","answer":"Meridiana MFO is paid through a percentage of assets under management, fixed fees and other compensation. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Meridiana MFO?","answer":"Meridiana MFO’s main office is at 2600 S. Douglas RD., Suite 908, Coral Gables, FL 33134. Its phone number is 305-448-0014. Its website is meridiana-mfo.com.","source":"Form ADV Part 1A, Item 1.F, filed 28 April 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}