{"url":"https://nivawealth.com/firms/md-wealth-advisors-304595","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/304595","regulatoryAum":105204224,"crd":"304595","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"5744579","suffix":null,"lastName":"Desai","firstName":"Mohit","middleName":null}],"total":1,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"secFileNumber":"801-135977","legalName":"MD Wealth Advisors Inc","displayName":"MD Wealth Advisors","slug":"md-wealth-advisors-304595","website":"https://mdwealthinc.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/304595/623dea5183cd8151-r1.webp","tone":"dark","width":433,"height":200,"sourceUrl":"https://www.mdwealthinc.com","sourceLabel":"MD Wealth Advisors INC, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth 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arrears.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1025985","versionId":1025985,"submittedOn":"2026-03-25","documentName":"ADV PART 2A & 2B"},{"role":"other","program":"Hourly Engagement","summary":"Hourly engagements are offered at $250 per hour, which may be negotiable in certain cases, and are due at completion.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1025985","versionId":1025985,"submittedOn":"2026-03-25","documentName":"ADV PART 2A & 2B"},{"role":"other","program":"Retirement Plan Advisory Services","summary":"Retirement plan advisory fees are 0.25% to 1.5% of plan assets a year, negotiable and paid quarterly in arrears.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1025985","versionId":1025985,"submittedOn":"2026-03-25","documentName":"ADV PART 2A & 2B"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T16:23:50.88692+00:00","documents":[{"name":"ADV PART 2A & 2B","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1025985","versionId":1025985,"submittedOn":"2026-03-25"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Orlando, FL","smaAssets":105224000}],"custodyNote":"MD Wealth Advisors does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Mohit Desai","title":"Owner/Chief Compliance Officer","crd":"5744579"}],"ownership":[{"label":"Mohit Desai","detail":"Owner/chief compliance officer in the 75% or more ownership band and a control person, since May 2019."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":1,"privateResidences":0},"listedOfficeAddresses":2,"foreignOffices":[],"officesByState":[{"state":"New Jersey","offices":2,"addresses":[{"street":"20 Commerce Drive, Suite 135","city":"Cranford","headquarters":true},{"street":"140 East Ridgewood Ave","city":"Paramus"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"908-440-0811","stateRegisteredReps":1,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)","Commissions"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"26-50","assetMix":[{"label":"Exchange-traded equity securities","percent":67},{"label":"U.S. government/agency bonds","percent":12},{"label":"U.S. state and local bonds","percent":2},{"label":"Investment grade corporate bonds","percent":6},{"label":"Cash and cash equivalents","percent":13}],"privateFunds":0},"sources":{"adv1FilingDate":"8 April 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/304595/PDF/304595.pdf","brochureDate":"25 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1025985","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does MD Wealth Advisors have?","answer":"MD Wealth Advisors has 184 clients and manages $105 million for them, as of April 2026. They include 82 individual clients, 81 high-net-worth individuals, and 13 corporations and other businesses.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 8 April 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does MD Wealth Advisors offer?","answer":"MD Wealth Advisors provides financial planning and portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does MD Wealth Advisors charge?","answer":"MD Wealth Advisors charges 0.50%–1.25% for its Investment Management Services. The brochure does not state whether the rate is annual. The fee is billed in arrears and is negotiable.","source":"ADV PART 2A & 2B, filed 25 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does MD Wealth Advisors use?","answer":"MD Wealth Advisors’ separately managed account assets are held at Charles Schwab & Co., Inc. (Orlando, FL), with $105M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 8 April 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does MD Wealth Advisors have?","answer":"MD Wealth Advisors has 1 investment adviser representative registered with state securities authorities, out of 1 employees, and 1 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does MD Wealth Advisors invest in?","answer":"At the end of its last fiscal year, MD Wealth Advisors’ separately managed accounts held 67% exchange-traded equities, 13% cash and equivalents, 12% U.S. government and agency bonds, 6% investment grade corporate bonds and 2% state and local bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns MD Wealth Advisors?","answer":"MD Wealth Advisors’ direct owner is Mohit Desai (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 8 April 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does MD Wealth Advisors get paid?","answer":"MD Wealth Advisors is paid through a percentage of assets under management, hourly charges, fixed fees and commissions. Its Form ADV lists no performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact MD Wealth Advisors?","answer":"MD Wealth Advisors’ main office is at 20 Commerce Drive, Suite 135, Cranford, NJ 07016. Its phone number is 908-440-0811. Its website is mdwealthinc.com.","source":"Form ADV Part 1A, Item 1.F, filed 8 April 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}