{"url":"https://nivawealth.com/firms/mcdonald-capital-investors-105562","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/105562","regulatoryAum":1857431822,"crd":"105562","history":[{"filedOn":"2021-03-30","regulatoryAum":1404547129,"clients":90,"employees":5,"offices":1},{"filedOn":"2022-03-30","regulatoryAum":1607680871,"clients":90,"employees":5,"offices":1},{"filedOn":"2023-03-30","regulatoryAum":1401878428,"clients":91,"employees":5,"offices":1},{"filedOn":"2024-03-28","regulatoryAum":1617535770,"clients":90,"employees":5,"offices":1},{"filedOn":"2025-03-28","regulatoryAum":1866490863,"clients":91,"employees":5,"offices":1},{"filedOn":"2026-03-30","regulatoryAum":1857431822,"clients":90,"employees":5,"offices":1}],"secFileNumber":"801-17866","legalName":"McDonald Capital Investors Inc","displayName":"McDonald Capital Investors","slug":"mcdonald-capital-investors-105562","website":null,"classification":{"segment":"individuals","segmentLabel":"Wealth 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INC.","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1032663","versionId":1032663,"submittedOn":"2026-03-30"}]},"custodians":[{"name":"RBC Capital Markets, LLC","shortName":"RBC Capital Markets","location":"Minneapolis, MN","smaAssets":777851075},{"name":"Northern Trust Company","shortName":"Northern Trust","location":"Chicago, IL","smaAssets":160308253},{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"El Paso, TX","smaAssets":188877714},{"name":"State Street Corporation","shortName":"State Street","location":"Boston, MA","smaAssets":151304376}],"custodyNote":"McDonald Capital Investors has custody of $218M in client assets for 10 clients.","leadership":[{"name":"Andrew McDonald","title":"President","crd":"4344766"},{"name":"Linda Udall","title":"Chief Compliance Officer","crd":"4344768"},{"name":"Trent McDonald","title":"Vice","crd":"1528205"},{"name":"Thomas Steyer","title":"Shareholder","crd":"1233313"}],"ownership":[{"label":"Andrew McDonald","detail":"President in the 25% to 50% ownership band and a control person, since July 1982."},{"label":"Trent McDonald","detail":"Vice in the 25% to 50% ownership band and a control person, since January 1986."},{"label":"Thomas Steyer","detail":"Shareholder in the 10% to 25% ownership band, since January 1994."}],"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"California","offices":1,"addresses":[{"street":"4 Orinda Way, Suite 120-D","city":"Orinda","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"925-258-5401","stateRegisteredReps":0,"otherAdviserReps":0,"compensation":["A percentage of assets under management"],"activities":["Portfolio management for individuals and/or small businesses","Portfolio management for pooled investment vehicles (other than investment companies)","Portfolio management for businesses (other than small businesses) or institutional clients"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":88},{"label":"U.S. government/agency bonds","percent":8},{"label":"Cash and cash equivalents","percent":4}],"privateFunds":0},"sources":{"adv1FilingDate":"30 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/105562/PDF/105562.pdf","brochureDate":"30 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1032663","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does McDonald Capital Investors have?","answer":"McDonald Capital Investors has 90 clients and manages $1.86 billion for them, as of March 2026. They include 73 high-net-worth individuals, 7 charitable organizations and 6 individual clients.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 30 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does McDonald Capital Investors offer?","answer":"McDonald Capital Investors provides portfolio management for individuals and small businesses, portfolio management for pooled vehicles, and portfolio management for institutions.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does McDonald Capital Investors charge?","answer":"McDonald Capital Investors charges 0.75%–1.00% a year for its Compensation Schedule. The fee is billed in arrears, is negotiable and requires an account of at least $5,000,000.","source":"MCDONALD CAPITAL INVESTORS, INC., filed 30 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does McDonald Capital Investors use?","answer":"McDonald Capital Investors’ separately managed account assets are held at RBC Capital Markets, LLC (Minneapolis, MN), with $778M, Charles Schwab & Co., Inc. (El Paso, TX), with $189M, Northern Trust Company (Chicago, IL), with $160M and State Street Corporation (Boston, MA), with $151M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 30 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does McDonald Capital Investors have?","answer":"McDonald Capital Investors has 0 investment adviser representatives registered with state securities authorities, out of 5 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does McDonald Capital Investors invest in?","answer":"At the end of its last fiscal year, McDonald Capital Investors’ separately managed accounts held 88% exchange-traded equities, 8% U.S. government and agency bonds and 4% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Does McDonald Capital Investors have a minimum investment?","answer":"Yes, McDonald Capital Investors’ minimum account size for its Compensation Schedule is $5M.","source":"MCDONALD CAPITAL INVESTORS, INC., filed 30 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Who owns McDonald Capital Investors?","answer":"McDonald Capital Investors’ direct owners are Andrew McDonald, Trent McDonald and Thomas Steyer, each holding 50% or less.","source":"Form ADV Part 1A, Schedules A and B, filed 30 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does McDonald Capital Investors get paid?","answer":"McDonald Capital Investors is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is McDonald Capital Investors registered with the SEC?","answer":"Yes, McDonald Capital Investors has been registered with the SEC as an investment adviser since 26 October 1982. Its CRD number is 105562 and its SEC file number is 801-17866.","source":"Form ADV Part 1A, Item 1, filed 30 March 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact McDonald Capital Investors?","answer":"McDonald Capital Investors’ main office is at 4 Orinda Way, Suite 120-D, Orinda, CA 94563. Its phone number is 925-258-5401.","source":"Form ADV Part 1A, Item 1.F, filed 30 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":{"url":"https://nivawealth.com/firms/mcdonald-capital-investors-105562/holdings","form":"13F-HR","periodOfReport":"2026-06-30","filedOn":"2026-07-29","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/1033225/000103322526000005/0001033225-26-000005-index.html","totalValue":1369429397,"positionCount":20,"top10Share":0.7632405060748086,"top10":[{"issuer":"PROGRESSIVE CORP","titleOfClass":"COM","cusip":"743315103","value":176229732,"shares":806728,"shareType":"SH","priorValue":174622281,"priorShares":880863},{"issuer":"BERKSHIRE HATHAWAY INC DEL","titleOfClass":"CL B NEW","cusip":"084670702","value":140768214,"shares":281317,"shareType":"SH","priorValue":145535436,"priorShares":303705},{"issuer":"REGENERON 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Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}