{"url":"https://nivawealth.com/firms/match-grade-advisors-299181","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/299181","regulatoryAum":479384674,"crd":"299181","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"7816735","suffix":null,"lastName":"Cooper","firstName":"Chace","middleName":"M"},{"crd":"7222825","suffix":null,"lastName":"EDWARDS","firstName":"ROBERT","middleName":"JAMES"},{"crd":"4734276","suffix":null,"lastName":"Elkins","firstName":"Eric","middleName":"Marcus"},{"crd":"5323217","suffix":null,"lastName":"VAUGHAN","firstName":"JAMES","middleName":"CARSON"},{"crd":"2734032","suffix":"III","lastName":"WELCH","firstName":"RAY","middleName":"WILLIAM"},{"crd":"6147326","suffix":"MS.","lastName":"WRIGHT","firstName":"SUSAN","middleName":"M"}],"total":6,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-06-16","regulatoryAum":176927127,"clients":395,"employees":3,"offices":1},{"filedOn":"2022-04-20","regulatoryAum":223299206,"clients":302,"employees":5,"offices":2},{"filedOn":"2023-03-28","regulatoryAum":214886266,"clients":283,"employees":5,"offices":2},{"filedOn":"2024-03-20","regulatoryAum":279260383,"clients":243,"employees":5,"offices":2},{"filedOn":"2025-03-12","regulatoryAum":361004534,"clients":350,"employees":5,"offices":2},{"filedOn":"2026-03-24","regulatoryAum":479384674,"clients":372,"employees":8,"offices":2}],"secFileNumber":"801-114348","legalName":"Match Grade Advisors, LLC","displayName":"Match Grade Advisors","slug":"match-grade-advisors-299181","website":"https://matchgradeadvisors.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/299181/bd6cdd1ceea57e4a-r1.webp","tone":"light","width":1212,"height":200,"sourceUrl":"https://matchgradeadvisors.com","sourceLabel":"Match Grade Advisors, website"},"classification":{"segment":"institutions","segmentLabel":"Institutional","type":"institutional_wealth_manager","typeLabel":"OCIO / institutional wealth","feeDisclosure":"payment_only"},"linkedinUrl":"https://www.linkedin.com/company/matchgrade","founded":null,"organization":"South Carolina limited liability company","fiscalYearEnd":"December","headquarters":{"street":"400 Pettigru St","city":"Greenville","state":"SC","stateName":"South Carolina","country":"United States","postalCode":"29601"},"tradeNames":[],"registration":{"secApproved":"4 December 2018","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":614458.375,"staff":{"employees":8,"advisory":4,"brokerDealerReps":1,"insuranceAgents":2,"promoters":2},"aum":{"regulatory":479384674,"discretionary":302420662,"discretionaryAccounts":84,"nonDiscretionary":176964012,"nonDiscretionaryAccounts":288,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":215,"regulatoryAum":67553906},{"label":"High-net-worth individuals","clients":73,"regulatoryAum":109410106},{"label":"Pension and profit-sharing plans","clients":84,"regulatoryAum":302420662}],"feePrograms":[],"brochureCoverage":{"scope":"known_documents","status":"not_processed","checkedAt":null,"documents":[]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":176964012}],"custodyNote":"Match Grade Advisors does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"James Vaughan","title":"Chief Compliance Officer","crd":"5323217"},{"name":"Ray Welch","title":"Co-Managing Member","crd":"2734032"}],"ownership":[{"label":"Retirement Funding Advisors, LLC","detail":"50% owner of match grade advisors, llc in the 50% to 75% ownership band and a control person, since September 2018."},{"label":"Welch Benefit Group","detail":"50% owner of match grade advisors, llc in the 50% to 75% ownership band and a control person, since September 2018."},{"label":"Ray Welch","detail":"Indirect owner: a 100% owner of Welch Benefit Group in the 50% to 75% band and a control person, since January 2007.","parent":"Welch Benefit Group"},{"label":"James Vaughan","detail":"Indirect owner: a 100% owner, managing member of Retirement Funding Advisors, LLC in the 75% or more band and a control person, since January 2009.","parent":"Retirement Funding Advisors, LLC"}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":1,"privateResidences":0},"listedOfficeAddresses":2,"foreignOffices":[],"officesByState":[{"state":"South Carolina","offices":2,"addresses":[{"street":"400 Pettigru St","city":"Greenville","headquarters":true},{"street":"810 Johnnie Dodds BLVD","city":"MT. Pleasant"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"864-250-0661","stateRegisteredReps":5,"otherAdviserReps":1,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Pension consulting services","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"0","assetMix":[{"label":"Securities issued by registered investment companies or business development companies","percent":98},{"label":"Cash and cash equivalents","percent":2}],"privateFunds":0},"sources":{"adv1FilingDate":"24 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/299181/PDF/299181.pdf","brochureDate":null,"brochureUrl":null,"iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-21","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Match Grade Advisors have?","answer":"Match Grade Advisors has 372 clients and manages $479 million for them, as of March 2026. They include 215 individual clients, 84 pension and profit-sharing plans, and 73 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 24 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Match Grade Advisors offer?","answer":"Match Grade Advisors provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Match Grade Advisors use?","answer":"Match Grade Advisors’ separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $177M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 24 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Match Grade Advisors have?","answer":"Match Grade Advisors has 5 investment adviser representatives registered with state securities authorities, out of 8 employees, and 4 perform investment advisory functions. 1 employee is a registered representative of a broker-dealer and 2 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Match Grade Advisors invest in?","answer":"At the end of its last fiscal year, Match Grade Advisors’ separately managed accounts held 98% registered funds (mutual funds, ETFs, BDCs) and 2% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Match Grade Advisors?","answer":"Match Grade Advisors is owned through holding companies by Ray Welch and James Vaughan. Its direct owners are Retirement Funding Advisors, LLC (50% to 75%) and Welch Benefit Group (50% to 75%).","source":"Form ADV Part 1A, Schedules A and B, filed 24 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Match Grade Advisors get paid?","answer":"Match Grade Advisors is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Match Grade Advisors?","answer":"Match Grade Advisors’ main office is at 400 Pettigru St, Greenville, SC 29601. Its phone number is 864-250-0661. Its website is matchgradeadvisors.com.","source":"Form ADV Part 1A, Item 1.F, filed 24 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}