{"url":"https://nivawealth.com/firms/martin-d-parlato-and-associates-147403","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/147403","regulatoryAum":284640031,"crd":"147403","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"4556365","suffix":null,"lastName":"PARLATO","firstName":"MARTIN","middleName":"DOUGLAS"}],"total":1,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-31","regulatoryAum":107631439,"clients":180,"employees":1,"offices":5},{"filedOn":"2022-04-26","regulatoryAum":124850196,"clients":169,"employees":1,"offices":6},{"filedOn":"2023-03-30","regulatoryAum":96605919,"clients":140,"employees":1,"offices":6},{"filedOn":"2024-03-19","regulatoryAum":139022779,"clients":152,"employees":1,"offices":6},{"filedOn":"2025-03-31","regulatoryAum":211882501,"clients":182,"employees":1,"offices":6},{"filedOn":"2026-03-11","regulatoryAum":284640031,"clients":182,"employees":1,"offices":1}],"secFileNumber":"801-120237","legalName":"Martin D. 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Parlato & Associates","slug":"martin-d-parlato-and-associates-147403","website":"https://lighthouseretirement.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":"2008","organization":"Florida corporation","fiscalYearEnd":"December","headquarters":{"street":"90 Fort Wade RD","city":"Ponte Vedra","state":"FL","stateName":"Florida","country":"United States","postalCode":"32081"},"tradeNames":[],"registration":{"secApproved":"25 January 2021","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1563956.2142857143,"staff":{"employees":1,"advisory":1,"brokerDealerReps":0,"insuranceAgents":1,"promoters":0},"aum":{"regulatory":284640031,"discretionary":284640031,"discretionaryAccounts":496,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":134,"regulatoryAum":118218044},{"label":"High-net-worth individuals","clients":48,"regulatoryAum":166421987}],"feePrograms":[{"role":"main","program":"Investment Management Services","feeBasis":"ceiling","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1017571","versionId":1017571,"ratePeriod":"not_stated","fee_billing":"advance","submittedOn":"2026-03-11","documentName":"MARTIN D. PARLATO & ASSOCIATES, INC., DBA LIGHTHOUSE RETIREMENT - FORM ADV PART 2A","fee_rate_low":null,"fee_rate_high":2,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":"annual","fee_minimum_annual":1000}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T13:46:24.601227+00:00","documents":[{"name":"MARTIN D. PARLATO & ASSOCIATES, INC., DBA LIGHTHOUSE RETIREMENT - FORM ADV PART 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1017571","versionId":1017571,"submittedOn":"2026-03-11"}]},"custodians":[{"name":"Interactive Brokers LLC","shortName":"Interactive Brokers","location":"Greenwich, CT","smaAssets":147664659},{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Orlando, FL","smaAssets":120059027}],"custodyNote":"Martin D. Parlato & Associates does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Martin Parlato","title":"President & Chief Compliance Officer","crd":"4556365"}],"ownership":[{"label":"Martin Parlato","detail":"President & chief compliance officer in the 75% or more ownership band and a control person, since October 2012."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Florida","offices":1,"addresses":[{"street":"90 Fort Wade RD","city":"Ponte Vedra","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"772-299-7169","stateRegisteredReps":1,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":93},{"label":"U.S. government/agency bonds","percent":1},{"label":"Derivatives","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":1},{"label":"Cash and cash equivalents","percent":2},{"label":"Other","percent":5,"detail":"Investment Sleeves (Available Via Annuity Products) Managed in the Same Style and by the Same Issuers Who Provide Mutual Funds But That Aren'T Technically  A Registered Investment Company"}],"privateFunds":0},"sources":{"adv1FilingDate":"11 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/147403/PDF/147403.pdf","brochureDate":"11 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1017571","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Martin D. Parlato & Associates have?","answer":"Martin D. Parlato & Associates has 182 clients and manages $285 million for them, as of March 2026. They include 134 individual clients and 48 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 11 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Martin D. Parlato & Associates offer?","answer":"Martin D. Parlato & Associates provides financial planning and portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Martin D. Parlato & Associates charge?","answer":"Martin D. Parlato & Associates charges up to 2.00% for its Investment Management Services. The brochure does not state whether the rate is annual. The fee is billed in advance, is negotiable and has a $1,000 annual minimum.","source":"MARTIN D. PARLATO & ASSOCIATES, INC., DBA LIGHTHOUSE RETIREMENT - FORM ADV PART 2A, filed 11 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Martin D. Parlato & Associates use?","answer":"Martin D. Parlato & Associates’ separately managed account assets are held at Interactive Brokers LLC (Greenwich, CT), with $148M and Charles Schwab & Co., Inc. (Orlando, FL), with $120M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 11 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Martin D. Parlato & Associates have?","answer":"Martin D. Parlato & Associates has 1 investment adviser representative registered with state securities authorities, out of 1 employees, and 1 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Martin D. Parlato & Associates invest in?","answer":"At the end of its last fiscal year, Martin D. Parlato & Associates’ separately managed accounts held 93% exchange-traded equities, 5% other, 2% cash and equivalents, 1% U.S. government and agency bonds, 1% derivatives and 1% registered funds (mutual funds, ETFs, BDCs). The 5% other category is described as: Investment Sleeves (Available Via Annuity Products) Managed in the Same Style and by the Same Issuers Who Provide Mutual Funds But That Aren'T Technically  A Registered Investment Company.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Martin D. Parlato & Associates?","answer":"Martin D. Parlato & Associates’ direct owner is Martin Parlato (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 11 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Martin D. Parlato & Associates get paid?","answer":"Martin D. Parlato & Associates is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Martin D. Parlato & Associates?","answer":"Martin D. Parlato & Associates’ main office is at 90 Fort Wade RD, Ponte Vedra, FL 32081. Its phone number is 772-299-7169. Its website is lighthouseretirement.com.","source":"Form ADV Part 1A, Item 1.F, filed 11 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}