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They include 851 individual clients, 666 high-net-worth individuals, and 7 corporations and other businesses.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 26 May 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Maloon, Powers, Pitre, Higgins & Dennehy offer?","answer":"Maloon, Powers, Pitre, Higgins & Dennehy provides financial planning, portfolio management for individuals and small businesses, estate planning, insurance, and tax planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Maloon, Powers, Pitre, Higgins & Dennehy charge?","answer":"Maloon, Powers, Pitre, Higgins & Dennehy charges 0.40%–1.20% a year for its Investment Supervisory Services. The fee is negotiable and requires an account of at least $100,000.","source":"CFA PART 2A -2024, filed 24 February 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Maloon, Powers, Pitre, Higgins & Dennehy use?","answer":"Maloon, Powers, Pitre, Higgins & Dennehy’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $1.36M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 26 May 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Maloon, Powers, Pitre, Higgins & Dennehy have?","answer":"Maloon, Powers, Pitre, Higgins & Dennehy has 14 investment adviser representatives registered with state securities authorities, out of 14 employees, and 14 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Maloon, Powers, Pitre, Higgins & Dennehy invest in?","answer":"At the end of its last fiscal year, Maloon, Powers, Pitre, Higgins & Dennehy’s separately managed accounts held 97% state and local bonds and 3% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Does Maloon, Powers, Pitre, Higgins & Dennehy have a minimum investment?","answer":"Yes, Maloon, Powers, Pitre, Higgins & Dennehy’s minimum account size for its Investment Supervisory Services is $100K.","source":"CFA PART 2A -2024, filed 24 February 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Who owns Maloon, Powers, Pitre, Higgins & Dennehy?","answer":"Maloon, Powers, Pitre, Higgins & Dennehy’s direct owners are Michelle Higgins, Michael Maloon, Mark Pitre, Thomas Powers and Ryan Dennehy, each holding 25% or less.","source":"Form ADV Part 1A, Schedules A and B, filed 26 May 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Maloon, Powers, Pitre, Higgins & Dennehy get paid?","answer":"Maloon, Powers, Pitre, Higgins & Dennehy is paid through a percentage of assets under management, hourly charges and fixed fees. 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