{"url":"https://nivawealth.com/firms/mainstay-capital-management-109528","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/109528","regulatoryAum":5307611903,"crd":"109528","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"5166342","suffix":null,"lastName":"AUSTIN","firstName":"PAUL","middleName":"ALEXANDER"},{"crd":"4487939","suffix":null,"lastName":"Bagneschi","firstName":"Anthony","middleName":"Dean"},{"crd":"2553203","suffix":null,"lastName":"Bennett","firstName":"Terry","middleName":"Lee"},{"crd":"3004601","suffix":null,"lastName":"BERLIN","firstName":"WILLIAM","middleName":"LEONARD"},{"crd":"2467448","suffix":null,"lastName":"BEST","firstName":"JASON","middleName":"M"},{"crd":"2748773","suffix":null,"lastName":"BRADY","firstName":"SCOTT","middleName":"CHRISTOPHER"},{"crd":"4431292","suffix":null,"lastName":"KUDLA","firstName":"DAVID","middleName":"PAUL"},{"crd":"3005737","suffix":null,"lastName":"LADUKE","firstName":"SCOTT","middleName":"JOHN"},{"crd":"7959458","suffix":null,"lastName":"Lemp","firstName":"Nicholas","middleName":null},{"crd":"6328663","suffix":"III","lastName":"LUDINGTON","firstName":"JEREMIAH","middleName":null},{"crd":"2571840","suffix":null,"lastName":"Mackler","firstName":"Bartholomew","middleName":"Timothy-Dylan"},{"crd":"6488302","suffix":null,"lastName":"MAKELA","firstName":"CATHERYN","middleName":"LEE"},{"crd":"7809654","suffix":null,"lastName":"Moore","firstName":"Curtis","middleName":"Eugene"},{"crd":"2619942","suffix":null,"lastName":"PUZ","firstName":"ROBERT","middleName":"LOUIS"},{"crd":"5906802","suffix":null,"lastName":"Rao","firstName":"Hari","middleName":"K"},{"crd":"2195463","suffix":null,"lastName":"RICE","firstName":"PATRICK","middleName":"JAMES"},{"crd":"5015220","suffix":null,"lastName":"Shaieb","firstName":"Anthony","middleName":"M."},{"crd":"7497478","suffix":null,"lastName":"Stewart","firstName":"Dylan","middleName":"J."},{"crd":"4788280","suffix":"II","lastName":"WALLEN","firstName":"MICHAEL","middleName":"D"},{"crd":"2116141","suffix":null,"lastName":"WHITTON","firstName":"DONALD","middleName":"JOSEPH"},{"crd":"7647359","suffix":null,"lastName":"Wilcox","firstName":"Zachary","middleName":null},{"crd":"6089891","suffix":null,"lastName":"WITMER","firstName":"ERICA","middleName":"ANN"}],"total":22,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-07-20","regulatoryAum":3778213813,"clients":3820,"employees":29,"offices":4},{"filedOn":"2022-02-15","regulatoryAum":3858741129,"clients":3831,"employees":29,"offices":4},{"filedOn":"2023-07-19","regulatoryAum":3607756689,"clients":3657,"employees":29,"offices":5},{"filedOn":"2024-07-29","regulatoryAum":4024422798,"clients":3476,"employees":31,"offices":5},{"filedOn":"2025-07-23","regulatoryAum":4516416783,"clients":3457,"employees":34,"offices":5},{"filedOn":"2026-07-15","regulatoryAum":5307611903,"clients":3454,"employees":33,"offices":5}],"secFileNumber":"801-58099","legalName":"Mainstay 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They include 1,790 individual clients and 1,664 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 15 July 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Mainstay Capital Management offer?","answer":"Mainstay Capital Management provides financial planning, portfolio management for individuals and small businesses, and educational seminars.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Mainstay Capital Management charge?","answer":"Mainstay Capital Management charges 0.40%–1.50% a year for its Mainstay Wealth Management. The fee is billed in arrears, is negotiable and has a $1,120 annual minimum.","source":"PART 2A OF FORM ADV, filed 23 January 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Mainstay Capital Management use?","answer":"Mainstay Capital Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $2.82B and Pershing Advisor Solutions LLC (Omaha, NE), with $14.2M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 15 July 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Mainstay Capital Management have?","answer":"Mainstay Capital Management has 16 investment adviser representatives registered with state securities authorities, out of 33 employees, and 19 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Mainstay Capital Management invest in?","answer":"At the end of its last fiscal year, Mainstay Capital Management’s separately managed accounts held 82% registered funds (mutual funds, ETFs, BDCs), 8% cash and equivalents, 6% U.S. government and agency bonds, 2% exchange-traded equities and 2% state and local bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Mainstay Capital Management?","answer":"Mainstay Capital Management’s direct owner is David Kudla (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 15 July 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Mainstay Capital Management get paid?","answer":"Mainstay Capital Management is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Mainstay Capital Management registered with the SEC?","answer":"Yes, Mainstay Capital Management has been registered with the SEC as an investment adviser since 14 November 2000. Its CRD number is 109528 and its SEC file number is 801-58099.","source":"Form ADV Part 1A, Item 1, filed 15 July 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Mainstay Capital Management?","answer":"Mainstay Capital Management’s main office is at 10775 South Saginaw, BLDG C, Suite F, Grand Blanc, MI 48439. Its phone number is 866-444-6246. Its website is mainstaycapital.com.","source":"Form ADV Part 1A, Item 1.F, filed 15 July 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}