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negotiable.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1011498","versionId":1011498,"submittedOn":"2026-02-24","documentName":"MAIN LINE RETIREMENT ADVISORS, LLC D/B/A HEARTSTONE ADVISORS ADV 2"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T10:14:43.533307+00:00","documents":[{"name":"MAIN LINE RETIREMENT ADVISORS, LLC D/B/A HEARTSTONE ADVISORS ADV 2","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1011498","versionId":1011498,"submittedOn":"2026-02-24"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"West Lakes, TX","smaAssets":9186862}],"custodyNote":"Main Line Retirement Advisors does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Alfred Matarazzo","title":"Managing Partner, Chief Compliance 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They include 98 individual clients, 60 high-net-worth individuals, and 23 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 23 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Main Line Retirement Advisors offer?","answer":"Main Line Retirement Advisors provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Main Line Retirement Advisors use?","answer":"Main Line Retirement Advisors’ separately managed account assets are held at Charles Schwab & Co., Inc. (West Lakes, TX), with $9.19M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 23 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Main Line Retirement Advisors have?","answer":"Main Line Retirement Advisors has 2 investment adviser representatives registered with state securities authorities, out of 3 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Main Line Retirement Advisors invest in?","answer":"At the end of its last fiscal year, Main Line Retirement Advisors’ separately managed accounts held 100% exchange-traded equities.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Main Line Retirement Advisors?","answer":"Main Line Retirement Advisors’ direct owners are Alfred Matarazzo (75% or more) and Zachary Matarazzo (10% to 25%).","source":"Form ADV Part 1A, Schedules A and B, filed 23 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Main Line Retirement Advisors get paid?","answer":"Main Line Retirement Advisors is paid through a percentage of assets under management, hourly charges and fixed fees. 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Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}