{"url":"https://nivawealth.com/firms/madrid-wealth-management-333331","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/333331","regulatoryAum":212050883,"crd":"333331","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"6701500","suffix":null,"lastName":"HINTON","firstName":"REESE","middleName":"EDWARD"},{"crd":"5311000","suffix":null,"lastName":"MADRID","firstName":"PAUL","middleName":"LUIS"},{"crd":"6603743","suffix":null,"lastName":"Nettles","firstName":"Ross","middleName":null},{"crd":"6723736","suffix":null,"lastName":"Sanchez","firstName":"Bernadine","middleName":"Marie"}],"total":4,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2025-01-10","regulatoryAum":127342065,"clients":60,"employees":2,"offices":1},{"filedOn":"2026-07-13","regulatoryAum":212050883,"clients":128,"employees":4,"offices":2}],"secFileNumber":"801-131961","legalName":"Madrid Wealth Management, LLC","displayName":"Madrid Wealth Management","slug":"madrid-wealth-management-333331","website":"https://madridwm.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/madrid-wealth-management-llc","founded":"2024","organization":"New Mexico limited liability company","fiscalYearEnd":"December","headquarters":{"street":"9400 Holly Ave Ne, BLDG 4","city":"Albuquerque","state":"NM","stateName":"New Mexico","country":"United States","postalCode":"87122"},"tradeNames":[],"registration":{"secApproved":"7 February 2025","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1656647.5234375,"staff":{"employees":4,"advisory":4,"brokerDealerReps":0,"insuranceAgents":0,"promoters":1},"aum":{"regulatory":212050883,"discretionary":207110201,"discretionaryAccounts":417,"nonDiscretionary":4940682,"nonDiscretionaryAccounts":11,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":11},"clientTypes":[{"label":"Individuals (other than HNW)","clients":73,"regulatoryAum":28380861},{"label":"High-net-worth individuals","clients":55,"regulatoryAum":183670022}],"feePrograms":[{"role":"main","program":"Wealth Management Services","feeBasis":"marginal","fee_tiers":[{"to":2500000,"pct":1,"from":0},{"to":5000000,"pct":0.8,"from":2500000},{"to":10000000,"pct":0.6,"from":5000000},{"to":null,"pct":0.4,"from":10000000}],"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1049580","versionId":1049580,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-06-25","documentName":"FORM ADV PART 2A","fee_rate_low":0.4,"fee_rate_high":1,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":"annual","fee_minimum_annual":10000},{"role":"other","program":"Ongoing financial planning","summary":"Initial plan construction fee of $5,000, then a recurring fixed fee starting at $2,500 per quarter; negotiable.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1049580","versionId":1049580,"submittedOn":"2026-06-25","documentName":"FORM ADV PART 2A"},{"role":"other","program":"Project-based financial planning and consulting","summary":"Fixed fees start at $3,500; hourly rate is $500; fees are negotiable.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1049580","versionId":1049580,"submittedOn":"2026-06-25","documentName":"FORM ADV PART 2A"},{"role":"other","program":"Retirement plan management and consulting","summary":"Annual fees by plan assets: $3,500 to $15,000 for consulting and $5,000 to $20,000 for management, with a $1,500 one-time setup fee; $20,000,000 and above negotiated.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1049580","versionId":1049580,"submittedOn":"2026-06-25","documentName":"FORM ADV PART 2A"},{"role":"other","program":"Tax advisory and preparation","summary":"Fees range from $500 to $10,000 based on complexity and time involved, in addition to the wealth management fee.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1049580","versionId":1049580,"submittedOn":"2026-06-25","documentName":"FORM ADV PART 2A"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T17:52:36.331962+00:00","documents":[{"name":"FORM ADV PART 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1049580","versionId":1049580,"submittedOn":"2026-06-25"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":208585277}],"custodyNote":"Madrid Wealth Management does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Reese Hinton","title":"CIO & Wealth Advisor","crd":"6701500"},{"name":"Paul Madrid","title":"CEO, CCO, Trustee of Paul & Jessica Madrid Trust","crd":"5311000"},{"name":"Jessica Madrid","title":"Trustee of Paul & Jessica Madrid Trust","crd":"8313120"}],"ownership":[{"label":"Paul Madrid","detail":"Ceo, cco, trustee of paul & jessica madrid trust in the 25% to 50% ownership band and a control person, since June 2026."},{"label":"Reese Hinton","detail":"Cio & wealth advisor in the 10% to 25% ownership band and a control person, since January 2026."},{"label":"Paul L. & Jessica M. Madrid Trust","detail":"Shareholder in the 75% or more ownership band and a control person, since June 2026."},{"label":"Jessica Madrid","detail":"Trustee of paul & jessica madrid trust in the 25% to 50% ownership band and a control person, since June 2026."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":1,"privateResidences":1},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"New Mexico","offices":1,"addresses":[{"street":"9400 Holly Ave Ne, BLDG 4","city":"Albuquerque","headquarters":true}]}],"brochureServices":["education planning","estate planning","insurance","tax planning","tax preparation"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"505-633-5332","stateRegisteredReps":4,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Pension consulting services","Educational seminars/workshops"],"financialPlanningClients":"11-25","assetMix":[{"label":"Exchange-traded equity securities","percent":8},{"label":"U.S. government/agency bonds","percent":5},{"label":"U.S. state and local bonds","percent":1},{"label":"Investment grade corporate bonds","percent":1},{"label":"Non-investment grade corporate bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":75},{"label":"Cash and cash equivalents","percent":9}],"privateFunds":0},"sources":{"adv1FilingDate":"13 July 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/333331/PDF/333331.pdf","brochureDate":"25 June 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1049580","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Madrid Wealth Management have?","answer":"Madrid Wealth Management has 128 clients and manages $212 million for them, as of July 2026. They include 73 individual clients and 55 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 13 July 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Madrid Wealth Management offer?","answer":"Madrid Wealth Management provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, educational seminars, education planning, estate planning, insurance, tax planning, and tax preparation.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Madrid Wealth Management charge?","answer":"Madrid Wealth Management charges 0.40%–1.00% a year for its Wealth Management Services. Each asset band is charged at its own rate. The fee is billed in arrears, is negotiable and has a $10,000 annual minimum.","source":"FORM ADV PART 2A, filed 25 June 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Madrid Wealth Management use?","answer":"Madrid Wealth Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $209M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 13 July 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Madrid Wealth Management have?","answer":"Madrid Wealth Management has 4 investment adviser representatives registered with state securities authorities, out of 4 employees, and 4 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Madrid Wealth Management invest in?","answer":"At the end of its last fiscal year, Madrid Wealth Management’s separately managed accounts held 75% registered funds (mutual funds, ETFs, BDCs), 9% cash and equivalents, 8% exchange-traded equities, 5% U.S. government and agency bonds, 1% state and local bonds, 1% investment grade corporate bonds and 1% high-yield corporate bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Madrid Wealth Management?","answer":"Madrid Wealth Management’s direct owners are Paul Madrid (25% to 50%), Reese Hinton (10% to 25%), Paul L. & Jessica M. Madrid Trust (75% or more) and Jessica Madrid (25% to 50%).","source":"Form ADV Part 1A, Schedules A and B, filed 13 July 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Madrid Wealth Management get paid?","answer":"Madrid Wealth Management is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Madrid Wealth Management?","answer":"Madrid Wealth Management’s main office is at 9400 Holly Ave Ne, BLDG 4, Albuquerque, NM 87122. Its phone number is 505-633-5332. Its website is madridwm.com.","source":"Form ADV Part 1A, Item 1.F, filed 13 July 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":{"url":"https://nivawealth.com/firms/madrid-wealth-management-333331/holdings","form":"13F-HR","periodOfReport":"2026-06-30","filedOn":"2026-07-31","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/2106678/000210667826000007/0002106678-26-000007-index.html","totalValue":152421541,"positionCount":70,"top10Share":0.5542086928513602,"top10":[{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"US EQT ETF","cusip":"025072885","value":16193504,"shares":126433,"shareType":"SH","priorValue":13632093,"priorShares":122613},{"issuer":"MORGAN STANLEY ETF TRUST","titleOfClass":"EATO VANC BD ETF","cusip":"61774R841","value":14078214,"shares":277622,"shareType":"SH","priorValue":12644786,"priorShares":249158},{"issuer":"VANGUARD MALVERN FDS","titleOfClass":"CORE BD ETF","cusip":"922020748","value":12369410,"shares":160158,"shareType":"SH","priorValue":10256825,"priorShares":132551},{"issuer":"VANGUARD TAX-MANAGED FDS","titleOfClass":"VAN FTSE DEV MKT","cusip":"921943858","value":8651079,"shares":121419,"shareType":"SH","priorValue":7851411,"priorShares":122525},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"INTL EQT ETF","cusip":"025072703","value":7822013,"shares":87691,"shareType":"SH","priorValue":6585142,"priorShares":77618},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"US LARGE CAP VLU","cusip":"025072349","value":5888125,"shares":64556,"shareType":"SH","priorValue":4716937,"priorShares":58516},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"TOTAL STK MKT","cusip":"922908769","value":5379098,"shares":14537,"shareType":"SH","priorValue":4683301,"priorShares":14598},{"issuer":"ISHARES INC","titleOfClass":"MSCI EMRG CHN","cusip":"46434G764","value":5046510,"shares":49330,"shareType":"SH","priorValue":4126137,"priorShares":52455},{"issuer":"J P MORGAN EXCHANGE TRADED F","titleOfClass":"US QUALTY FCTR","cusip":"46641Q761","value":4814395,"shares":66608,"shareType":"SH","priorValue":4169596,"priorShares":67997},{"issuer":"J P MORGAN EXCHANGE TRADED F","titleOfClass":"ULTRA SHRT ETF","cusip":"46641Q837","value":4230995,"shares":83666,"shareType":"SH","priorValue":3610085,"priorShares":71331}],"positionsListed":70,"positions":[{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"US EQT ETF","cusip":"025072885","value":16193504,"shares":126433,"shareType":"SH","priorValue":13632093,"priorShares":122613},{"issuer":"MORGAN STANLEY ETF TRUST","titleOfClass":"EATO VANC BD ETF","cusip":"61774R841","value":14078214,"shares":277622,"shareType":"SH","priorValue":12644786,"priorShares":249158},{"issuer":"VANGUARD MALVERN FDS","titleOfClass":"CORE BD ETF","cusip":"922020748","value":12369410,"shares":160158,"shareType":"SH","priorValue":10256825,"priorShares":132551},{"issuer":"VANGUARD TAX-MANAGED FDS","titleOfClass":"VAN FTSE DEV MKT","cusip":"921943858","value":8651079,"shares":121419,"shareType":"SH","priorValue":7851411,"priorShares":122525},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"INTL EQT ETF","cusip":"025072703","value":7822013,"shares":87691,"shareType":"SH","priorValue":6585142,"priorShares":77618},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"US LARGE CAP VLU","cusip":"025072349","value":5888125,"shares":64556,"shareType":"SH","priorValue":4716937,"priorShares":58516},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"TOTAL STK MKT","cusip":"922908769","value":5379098,"shares":14537,"shareType":"SH","priorValue":4683301,"priorShares":14598},{"issuer":"ISHARES INC","titleOfClass":"MSCI EMRG CHN","cusip":"46434G764","value":5046510,"shares":49330,"shareType":"SH","priorValue":4126137,"priorShares":52455},{"issuer":"J P MORGAN EXCHANGE TRADED F","titleOfClass":"US QUALTY FCTR","cusip":"46641Q761","value":4814395,"shares":66608,"shareType":"SH","priorValue":4169596,"priorShares":67997},{"issuer":"J P MORGAN EXCHANGE TRADED F","titleOfClass":"ULTRA SHRT ETF","cusip":"46641Q837","value":4230995,"shares":83666,"shareType":"SH","priorValue":3610085,"priorShares":71331},{"issuer":"STATE STR SPDR S&P 500 ETF T","titleOfClass":"TR UNIT","cusip":"78462F103","value":3766201,"shares":5043,"shareType":"SH","priorValue":3276784,"priorShares":5039},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US SMALL CAP ETF","cusip":"25434V815","value":3640973,"shares":93864,"shareType":"SH","priorValue":3220338,"priorShares":91905},{"issuer":"ISHARES TR","titleOfClass":"S&P 500 GRWT ETF","cusip":"464287309","value":3633017,"shares":26416,"shareType":"SH","priorValue":2752280,"priorShares":24333},{"issuer":"INVESCO EXCHANGE TRADED FD T","titleOfClass":"S&P500 EQL WGT","cusip":"46137V357","value":3354080,"shares":15764,"shareType":"SH","priorValue":3024560,"priorShares":15759},{"issuer":"APPLE INC","titleOfClass":"COM","cusip":"037833100","value":3243628,"shares":11210,"shareType":"SH","priorValue":2891558,"priorShares":11394},{"issuer":"FRANKLIN TEMPLETON ETF TR","titleOfClass":"FRANKLIN DYN MUN","cusip":"35473P868","value":3113579,"shares":123702,"shareType":"SH","priorValue":2595563,"priorShares":104702},{"issuer":"J P MORGAN EXCHANGE TRADED F","titleOfClass":"INCOME ETF","cusip":"46641Q159","value":2802309,"shares":60854,"shareType":"SH","priorValue":2213804,"priorShares":48053},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"AVAN EMER EX ETF","cusip":"02507A101","value":2767577,"shares":32313,"shareType":"SH","priorValue":2127808,"priorShares":31462},{"issuer":"ISHARES TR","titleOfClass":"ESG AWR MSCI USA","cusip":"46435G425","value":2537796,"shares":15506,"shareType":"SH","priorValue":2178112,"priorShares":15402},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"EMGR CRE EQT MNG","cusip":"25434V302","value":2294654,"shares":57067,"shareType":"SH","priorValue":1836043,"priorShares":54225},{"issuer":"VANGUARD BD INDEX FDS","titleOfClass":"SHORT TRM BOND","cusip":"921937827","value":1944817,"shares":24962,"shareType":"SH","priorValue":2080852,"priorShares":26538},{"issuer":"ISHARES TR","titleOfClass":"ESG AW MSCI EAFE","cusip":"46435G516","value":1891357,"shares":18397,"shareType":"SH","priorValue":1804948,"priorShares":18876},{"issuer":"VANGUARD INTL EQUITY INDEX F","titleOfClass":"FTSE EMR MKT ETF","cusip":"922042858","value":1871393,"shares":31352,"shareType":"SH","priorValue":1716400,"priorShares":31756},{"issuer":"MICROSOFT CORP","titleOfClass":"COM","cusip":"594918104","value":1419467,"shares":3805,"shareType":"SH","priorValue":1552047,"priorShares":10789},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"MID CAP ETF","cusip":"922908629","value":1409340,"shares":17492,"shareType":"SH","priorValue":1260088,"priorShares":4388},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US HIGH PROF ETF","cusip":"25434V831","value":1345806,"shares":32250,"shareType":"SH","priorValue":1236415,"priorShares":33635},{"issuer":"VANGUARD WHITEHALL FDS","titleOfClass":"HIGH DIV YLD","cusip":"921946406","value":1324607,"shares":8382,"shareType":"SH","priorValue":1162141,"priorShares":7847},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"GROWTH ETF","cusip":"922908736","value":1288999,"shares":14964,"shareType":"SH","priorValue":1089490,"priorShares":2494},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"LARGE CAP ETF","cusip":"922908637","value":1278313,"shares":3717,"shareType":"SH","priorValue":1110825,"priorShares":3717},{"issuer":"VANGUARD BD INDEX FDS","titleOfClass":"TOTAL BND MRKT","cusip":"921937835","value":1241122,"shares":16907,"shareType":"SH","priorValue":1424418,"priorShares":19343},{"issuer":"GOLDMAN SACHS ETF TR","titleOfClass":"S&P 500 PREMIUM","cusip":"38149W622","value":1197534,"shares":21550,"shareType":"SH","priorValue":1028322,"priorShares":20550},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US BRD MKT ETF","cusip":"808524102","value":1081421,"shares":37342,"shareType":"SH","priorValue":950210,"priorShares":37857},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR SP DIV","cusip":"78464A763","value":1013975,"shares":6663,"shareType":"SH","priorValue":972398,"priorShares":6663},{"issuer":"ISHARES INC","titleOfClass":"ESG AWR MSCI EM","cusip":"46434G863","value":1010562,"shares":18478,"shareType":"SH","priorValue":878753,"priorShares":19326},{"issuer":"AMAZON COM INC","titleOfClass":"COM","cusip":"023135106","value":967899,"shares":4061,"shareType":"SH","priorValue":856198,"priorShares":4111},{"issuer":"ISHARES TR","titleOfClass":"RUS 2000 GRW ETF","cusip":"464287648","value":932589,"shares":2367,"shareType":"SH","priorValue":538269,"priorShares":1715},{"issuer":"INVESCO QQQ TR","titleOfClass":"UNIT SER 1","cusip":"46090E103","value":851770,"shares":1157,"shareType":"SH","priorValue":765149,"priorShares":1326},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"AVA MID EQU ETF","cusip":"025072125","value":847497,"shares":10561,"shareType":"SH","priorValue":1044209,"priorShares":14455},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"EMERGING MRKTETS","cusip":"25434V534","value":823474,"shares":9968,"shareType":"SH","priorValue":666242,"priorShares":10272},{"issuer":"J P MORGAN EXCHANGE TRADED F","titleOfClass":"ULTRA SHT MUNCPL","cusip":"46641Q654","value":777495,"shares":15245,"shareType":"SH","priorValue":741504,"priorShares":14545},{"issuer":"ISHARES TR","titleOfClass":"ISHARES SEMICDTR","cusip":"464287523","value":740719,"shares":1156,"shareType":"SH","priorValue":537688,"priorShares":1636},{"issuer":"ISHARES TR","titleOfClass":"U.S. TECH ETF","cusip":"464287721","value":720117,"shares":2855,"shareType":"SH","priorValue":520158,"priorShares":2867},{"issuer":"INTEL CORP","titleOfClass":"COM","cusip":"458140100","value":702618,"shares":5032,"shareType":"SH","priorValue":237817,"priorShares":5389},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"INTL EQTY ETF","cusip":"808524805","value":612338,"shares":22106,"shareType":"SH","priorValue":547125,"priorShares":22106},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"INTER TERM TREAS","cusip":"92206C706","value":558128,"shares":9463,"shareType":"SH","priorValue":563522,"priorShares":9463},{"issuer":"CHUBB LIMITED","titleOfClass":"COM","cusip":"H1467J104","value":526443,"shares":1545,"shareType":"SH","priorValue":503562,"priorShares":1545},{"issuer":"SELECT SECTOR SPDR TR","titleOfClass":"ST STR ENERG ETF","cusip":"81369Y506","value":526161,"shares":9907,"shareType":"SH","priorValue":637349,"priorShares":10404},{"issuer":"BERKSHIRE HATHAWAY INC DEL","titleOfClass":"CL B NEW","cusip":"084670702","value":520906,"shares":1041,"shareType":"SH","priorValue":498847,"priorShares":1041},{"issuer":"GE AEROSPACE","titleOfClass":"COM NEW","cusip":"369604301","value":516121,"shares":1381,"shareType":"SH","priorValue":406075,"priorShares":1431},{"issuer":"ISHARES TR","titleOfClass":"RUSSELL 3000 ETF","cusip":"464287689","value":513812,"shares":1205,"shareType":"SH","priorValue":446669,"priorShares":1205},{"issuer":"ISHARES TR","titleOfClass":"FUTU EXPO TE ETF","cusip":"46434V381","value":483220,"shares":5848,"shareType":"SH","priorValue":398537,"priorShares":5848},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"US SML CP VALU","cusip":"025072877","value":445017,"shares":3567,"shareType":"SH","priorValue":458028,"priorShares":4146},{"issuer":"ALPHABET INC","titleOfClass":"CAP STK CL A","cusip":"02079K305","value":436706,"shares":1222,"shareType":"SH","priorValue":351398,"priorShares":1222},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"AVANTIS EMGMKT","cusip":"025072604","value":398428,"shares":4129,"shareType":"SH","priorValue":403774,"priorShares":5011},{"issuer":"INTERNATIONAL BUSINESS MACHS","titleOfClass":"COM","cusip":"459200101","value":397069,"shares":1412,"shareType":"SH","priorValue":337407,"priorShares":1392},{"issuer":"UNITED PARCEL SVCS INC","titleOfClass":"CL B","cusip":"911312106","value":386033,"shares":3591,"shareType":"SH","priorValue":353283,"priorShares":3591},{"issuer":"ISHARES TR","titleOfClass":"IBONDS 29 TRM TS","cusip":"46436E825","value":365907,"shares":16901,"shareType":"SH","priorValue":369169,"priorShares":16901},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"FUNDAMENTAL INTL","cusip":"808524748","value":350360,"shares":7215,"shareType":"SH","priorValue":334487,"priorShares":7215},{"issuer":"ISHARES TR","titleOfClass":"IBONDS DEC 2031","cusip":"46436E486","value":341109,"shares":16368,"shareType":"SH","priorValue":342582,"priorShares":16368},{"issuer":"ALPHABET INC","titleOfClass":"CAP STK CL C","cusip":"02079K107","value":332130,"shares":940,"shareType":"SH","priorValue":301203,"priorShares":1050},{"issuer":"ISHARES TR","titleOfClass":"ESG AWR US AGRGT","cusip":"46435U549","value":326834,"shares":6894,"shareType":"SH","priorValue":309240,"priorShares":6503},{"issuer":"COSTCO WHOLESALE CORPORATION","titleOfClass":"COM","cusip":"22160K105","value":312717,"shares":334,"shareType":"SH","priorValue":333022,"priorShares":334},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"SHORT TERM TREAS","cusip":"92206C102","value":307366,"shares":5281,"shareType":"SH","priorValue":315791,"priorShares":5394},{"issuer":"JPMORGAN CHASE & CO","titleOfClass":"COM","cusip":"46625H100","value":269720,"shares":824,"shareType":"SH","priorValue":242388,"priorShares":824},{"issuer":"GLOBAL X FDS","titleOfClass":"ARTIFICIAL ETF","cusip":"37954Y632","value":251089,"shares":3827,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"IBONDS DEC 2032","cusip":"46436E312","value":239658,"shares":9514,"shareType":"SH","priorValue":240419,"priorShares":9514},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US MID-CAP ETF","cusip":"808524508","value":222363,"shares":6031,"shareType":"SH"},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"INT-TERM CORP","cusip":"92206C870","value":211171,"shares":2555,"shareType":"SH","priorValue":211426,"priorShares":2555},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"SHRT TRM CORP BD","cusip":"92206C409","value":209430,"shares":2650,"shareType":"SH","priorValue":210066,"priorShares":2650},{"issuer":"FS CREDIT OPPORTUNITIES CORP","titleOfClass":"COMMON STOCK","cusip":"30290Y101","value":51257,"shares":10272,"shareType":"SH","priorValue":52387,"priorShares":10272}]},"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}