{"url":"https://nivawealth.com/firms/macco-financial-group-337398","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/337398","regulatoryAum":277794920,"crd":"337398","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"7554253","suffix":null,"lastName":"Cain","firstName":"Morgan","middleName":"Rae"},{"crd":"6601066","suffix":null,"lastName":"Froelich","firstName":"Andrew","middleName":"Murray"},{"crd":"5488129","suffix":null,"lastName":"MACCO","firstName":"MICHAEL","middleName":"JOHN"},{"crd":"7913840","suffix":null,"lastName":"Robillard","firstName":"Ryan","middleName":"Jacob"},{"crd":"6516986","suffix":null,"lastName":"STOA","firstName":"PATRICK","middleName":"NATHAN"}],"total":5,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2025-06-23","regulatoryAum":0,"clients":0,"employees":6,"offices":1},{"filedOn":"2026-02-25","regulatoryAum":277794920,"clients":322,"employees":8,"offices":1}],"acquisitions":[{"date":"2008-10-01","datePrecision":"month","name":"Raymond James Financial Services downtown Milwaukee office (759 N. 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DISCLOSURE BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T18:06:18.424603+00:00","documents":[{"name":"MACCO FINANCIAL GROUP, INC. DISCLOSURE BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1011857","versionId":1011857,"submittedOn":"2026-02-25"}]},"custodians":[{"name":"Raymond James & Associates, Inc.","shortName":"Raymond James","location":"St. Petersburg, FL","smaAssets":277794920}],"custodyNote":"Macco Financial Group has custody of $3.45M for 18 clients.","otherCustodians":[],"leadership":[{"name":"Michael Macco","title":"President and Chief Compliance Officer","crd":"5488129"},{"name":"Patrick Stoa","title":"Vice President","crd":"6516986"}],"ownership":[{"label":"Michael Macco","detail":"President and chief compliance officer in the 50% to 75% ownership band and a control person, since June 2025."},{"label":"Patrick Stoa","detail":"Vice president in the 50% to 75% ownership band and a control person, since June 2025."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Wisconsin","offices":1,"addresses":[{"street":"1138 Main Street","city":"Green Bay","headquarters":true}]}],"brochureServices":["education planning","insurance"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"920-617-6830","stateRegisteredReps":4,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"251-500","assetMix":[{"label":"Exchange-traded equity securities","percent":25},{"label":"U.S. state and local bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":68},{"label":"Cash and cash equivalents","percent":6}],"privateFunds":0},"sources":{"adv1FilingDate":"25 February 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/337398/PDF/337398.pdf","brochureDate":"25 February 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1011857","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Macco Financial Group have?","answer":"Macco Financial Group has 322 clients and manages $278 million for them, as of February 2026. They include 236 individual clients, 81 high-net-worth individuals, and 5 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 25 February 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Macco Financial Group offer?","answer":"Macco Financial Group provides financial planning, portfolio management for individuals and small businesses, selecting other managers, education planning, and insurance.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Macco Financial Group use?","answer":"Macco Financial Group’s separately managed account assets are held at Raymond James & Associates, Inc. (St. Petersburg, FL), with $278M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 25 February 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Macco Financial Group have?","answer":"Macco Financial Group has 4 investment adviser representatives registered with state securities authorities, out of 8 employees, and 4 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 3 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Macco Financial Group invest in?","answer":"At the end of its last fiscal year, Macco Financial Group’s separately managed accounts held 68% registered funds (mutual funds, ETFs, BDCs), 25% exchange-traded equities, 6% cash and equivalents and 1% state and local bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Macco Financial Group?","answer":"Macco Financial Group’s direct owners are Michael Macco (50% to 75%) and Patrick Stoa (50% to 75%).","source":"Form ADV Part 1A, Schedules A and B, filed 25 February 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Macco Financial Group get paid?","answer":"Macco Financial Group is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Macco Financial Group?","answer":"Macco Financial Group’s main office is at 1138 Main Street, Green Bay, WI 54301. Its phone number is 920-617-6830. 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Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}