{"url":"https://nivawealth.com/firms/lynch-financial-advisors-342560","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/342560","regulatoryAum":112884564,"crd":"342560","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"5062414","suffix":null,"lastName":"LYNCH","firstName":"MICHAEL","middleName":"SCOTT"}],"total":1,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"secFileNumber":"801-136715","legalName":"Lynch Financial Advisors, Inc","displayName":"Lynch Financial Advisors","slug":"lynch-financial-advisors-342560","website":"https://lynchfinancialadvisors.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/342560/dbcc51e6149dfd0e-r1.webp","tone":"light","width":582,"height":200,"sourceUrl":"https://lynchfinancialadvisors.com/","sourceLabel":"Lynch Financial Advisors, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"xUrl":"https://x.com/LynchFinancial","founded":null,"organization":"California corporation","fiscalYearEnd":"December","headquarters":{"street":"1700 Eureka Road Suite 155","city":"Roseville","state":"CA","stateName":"California","country":"United States","postalCode":"95661"},"tradeNames":["Lynch Wealth and Tax Advisors"],"registration":{"secApproved":"13 July 2026","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":null,"staff":{"employees":3,"advisory":3,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":112884564,"discretionary":112884564,"discretionaryAccounts":442,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":113,"regulatoryAum":40161719},{"label":"High-net-worth individuals","clients":null,"fewerThan5":true,"regulatoryAum":67119690},{"label":"Pension and profit-sharing plans","clients":6,"regulatoryAum":5603155}],"feePrograms":[{"role":"main","program":"Schedule A Standard Fee Schedule","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1055890","versionId":1055890,"ratePeriod":"annual","fee_billing":null,"submittedOn":"2026-08-24","documentName":"LYNCH FINANCIAL. ADV PART 2A BROCHURE","fee_rate_low":0.4,"fee_rate_high":1.2,"fee_negotiable":null,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial Review","summary":"Financial Reviews are available for a fixed fee of up to $1,500 per review.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1055890","versionId":1055890,"submittedOn":"2026-08-24","documentName":"LYNCH FINANCIAL. ADV PART 2A BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T18:18:10.171339+00:00","documents":[{"name":"LYNCH FINANCIAL. ADV PART 2A BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1055890","versionId":1055890,"submittedOn":"2026-08-24"}]},"custodians":[],"custodyNote":"Lynch Financial Advisors does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Manbir Chohan","title":"Chief Compliance Officer and Operations Manager","crd":"8034644"},{"name":"Michael Lynch","title":"Principal","crd":"5062414"}],"ownership":[{"label":"Michael Lynch","detail":"Principal in the 75% or more ownership band and a control person, since January 2005."},{"label":"Manbir Chohan","detail":"Chief compliance officer and operations manager in the 5% to 10% ownership band, since August 2026."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"California","offices":1,"addresses":[{"street":"1700 Eureka Road Suite 155","city":"Roseville","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"916-772-3103","stateRegisteredReps":0,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Other"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":35},{"label":"U.S. government/agency bonds","percent":20},{"label":"Investment grade corporate bonds","percent":15},{"label":"Non-investment grade corporate bonds","percent":3},{"label":"Cash and cash equivalents","percent":2},{"label":"Other","percent":25,"detail":"Alternative Assets"}],"privateFunds":0},"sources":{"adv1FilingDate":"24 August 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/342560/PDF/342560.pdf","brochureDate":"24 August 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1055890","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Lynch Financial Advisors have?","answer":"Lynch Financial Advisors has 119 clients and manages $113 million for them, as of August 2026. They include 113 individuals and 6 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 24 August 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Lynch Financial Advisors offer?","answer":"Lynch Financial Advisors provides financial planning, portfolio management for individuals and small businesses, and portfolio management for institutions.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Lynch Financial Advisors charge?","answer":"Lynch Financial Advisors charges 0.40%–1.20% a year for its Schedule A Standard Fee Schedule.","source":"LYNCH FINANCIAL. ADV PART 2A BROCHURE, filed 24 August 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"How many financial advisors does Lynch Financial Advisors have?","answer":"Lynch Financial Advisors has 0 investment adviser representatives registered with state securities authorities, out of 3 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Lynch Financial Advisors invest in?","answer":"At the end of its last fiscal year, Lynch Financial Advisors’ separately managed accounts held 35% exchange-traded equities, 25% other, 20% U.S. government and agency bonds, 15% investment grade corporate bonds, 3% high-yield corporate bonds and 2% cash and equivalents. The 25% other category is described as: Alternative Assets.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Lynch Financial Advisors?","answer":"Lynch Financial Advisors’ direct owners are Michael Lynch (75% or more) and Manbir Chohan (5% to 10%).","source":"Form ADV Part 1A, Schedules A and B, filed 24 August 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Lynch Financial Advisors get paid?","answer":"Lynch Financial Advisors is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Lynch Financial Advisors?","answer":"Lynch Financial Advisors’ main office is at 1700 Eureka Road Suite 155, Roseville, CA 95661. Its phone number is 916-772-3103. Its website is lynchfinancialadvisors.com.","source":"Form ADV Part 1A, Item 1.F, filed 24 August 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}