{"url":"https://nivawealth.com/firms/luma-capital-119576","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/119576","regulatoryAum":135786645,"crd":"119576","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"4531116","suffix":null,"lastName":"KELLER","firstName":"DANIEL","middleName":"NICHOLAS"}],"total":1,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-02-21","regulatoryAum":190851990,"clients":58,"employees":2,"offices":1},{"filedOn":"2022-04-01","regulatoryAum":121894500,"clients":64,"employees":2,"offices":1},{"filedOn":"2023-03-10","regulatoryAum":121894500,"clients":64,"employees":2,"offices":1},{"filedOn":"2024-03-31","regulatoryAum":144121295,"clients":58,"employees":2,"offices":1},{"filedOn":"2025-04-01","regulatoryAum":132138896,"clients":58,"employees":2,"offices":1},{"filedOn":"2026-03-31","regulatoryAum":135786645,"clients":72,"employees":2,"offices":1}],"secFileNumber":"801-61140","legalName":"Luma Capital LLC","displayName":"Luma Capital","slug":"luma-capital-119576","website":"https://lumacapital.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/119576/af7cc575c8b48ee0-r1.webp","tone":"light","width":754,"height":200,"sourceUrl":"https://www.lumacapital.com/","sourceLabel":"Luma Capital, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Florida limited liability company","fiscalYearEnd":"December","headquarters":{"street":"4850 Tamiami Trail North, Suite 301","city":"Naples","state":"FL","stateName":"Florida","country":"United States","postalCode":"34103"},"tradeNames":[],"registration":{"secApproved":"21 May 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entities","clients":null,"fewerThan5":true,"regulatoryAum":0},{"label":"Other investment advisers","clients":null,"fewerThan5":true,"regulatoryAum":0},{"label":"Insurance companies","clients":null,"fewerThan5":true,"regulatoryAum":0},{"label":"Sovereign wealth funds and foreign official institutions","clients":null,"fewerThan5":true,"regulatoryAum":0},{"label":"Corporations and other businesses","clients":5,"regulatoryAum":1153509}],"feePrograms":[],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T12:31:44.97177+00:00","documents":[{"name":"LUMA CAPITAL ADV PART II 2026","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1039387","versionId":1039387,"submittedOn":"2026-03-31"}]},"custodians":[{"name":"Charles Schwab","shortName":"Charles Schwab","location":"El Paso, TX","smaAssets":52551908},{"name":"Netxinvestor","shortName":"Netxinvestor","location":"Jersey City, NJ","smaAssets":2139089}],"custodyNote":"Luma Capital has custody of $6.64M for 3 clients.","otherCustodians":[],"leadership":[{"name":"Daniel Keller","title":"Chief Compliance Officer","crd":"4531116"}],"ownership":[{"label":"Daniel Keller","detail":"Chief compliance officer in the 75% or more ownership band and a control person, since March 2001."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Florida","offices":1,"addresses":[{"street":"4850 Tamiami Trail North, Suite 301","city":"Naples","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"239-659-2888","stateRegisteredReps":1,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)","Performance-based fees"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Selection of other advisers (including private fund managers)","Other"],"financialPlanningClients":"1-10","assetMix":[{"label":"Exchange-traded equity securities","percent":43},{"label":"U.S. government/agency bonds","percent":26},{"label":"U.S. state and local bonds","percent":1},{"label":"Investment grade corporate bonds","percent":12},{"label":"Cash and cash equivalents","percent":4},{"label":"Other","percent":14,"detail":"Private Equity Investments"}],"privateFunds":24},"sources":{"adv1FilingDate":"31 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/119576/PDF/119576.pdf","brochureDate":"31 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1039387","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Luma Capital have?","answer":"Luma Capital has 72 clients and manages $136 million for them, as of March 2026. They include 34 high-net-worth individuals, 24 pooled investment vehicles and 9 individual clients.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 31 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Luma Capital offer?","answer":"Luma Capital provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Luma Capital use?","answer":"Luma Capital’s separately managed account assets are held at Charles Schwab (El Paso, TX), with $52.6M and Netxinvestor (Jersey City, NJ), with $2.14M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 31 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Luma Capital have?","answer":"Luma Capital has 1 investment adviser representative registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Luma Capital invest in?","answer":"At the end of its last fiscal year, Luma Capital’s separately managed accounts held 43% exchange-traded equities, 26% U.S. government and agency bonds, 14% other, 12% investment grade corporate bonds, 4% cash and equivalents and 1% state and local bonds. The 14% other category is described as: Private Equity Investments. It advises 24 private funds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Luma Capital?","answer":"Luma Capital’s direct owner is Daniel Keller (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 31 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Luma Capital get paid?","answer":"Luma Capital is paid through a percentage of assets under management, hourly charges, fixed fees and performance-based fees. Its Form ADV lists no commissions among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Luma Capital?","answer":"Luma Capital’s main office is at 4850 Tamiami Trail North, Suite 301, Naples, FL 34103. Its phone number is 239-659-2888. Its website is lumacapital.com.","source":"Form ADV Part 1A, Item 1.F, filed 31 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}