{"url":"https://nivawealth.com/firms/loyd-financial-management-112236","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/112236","regulatoryAum":133543388,"crd":"112236","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"1678089","suffix":null,"lastName":"LOYD","firstName":"DONALD","middleName":"PHILLIP"}],"total":1,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2024-02-17","regulatoryAum":103500000,"clients":158,"employees":2,"offices":1},{"filedOn":"2025-02-03","regulatoryAum":115400000,"clients":148,"employees":2,"offices":1},{"filedOn":"2026-02-26","regulatoryAum":133543388,"clients":149,"employees":2,"offices":1}],"secFileNumber":"801-129710","legalName":"Loyd Financial Management Inc.","displayName":"Loyd Financial Management","slug":"loyd-financial-management-112236","website":null,"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Colorado corporation","fiscalYearEnd":"December","headquarters":{"street":"7475 East Peakview Avenue,, Building 10","city":"Centennial","state":"CO","stateName":"Colorado","country":"United States","postalCode":"80111"},"tradeNames":[],"registration":{"secApproved":"18 March 2024","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":892599.4697986577,"staff":{"employees":2,"advisory":1,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":133543388,"discretionary":0,"discretionaryAccounts":0,"nonDiscretionary":133543388,"nonDiscretionaryAccounts":493,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":96,"regulatoryAum":35221405},{"label":"High-net-worth individuals","clients":53,"regulatoryAum":97775916},{"label":"Charitable organizations","clients":null,"fewerThan5":true,"regulatoryAum":546067}],"feePrograms":[{"role":"other","program":"Hourly financial planning","summary":"One-time hourly financial planning for clients without a Focus portfolio is billed at an hourly rate that will not exceed $395.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1011888","versionId":1011888,"submittedOn":"2026-02-25","documentName":"LOYD FINANCIAL MANAGEMENT FORM ADV BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T12:12:45.735274+00:00","documents":[{"name":"LOYD FINANCIAL MANAGEMENT FORM ADV BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1011888","versionId":1011888,"submittedOn":"2026-02-25"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":128961471}],"custodyNote":"Loyd Financial Management does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Donald Loyd","title":"CCO/President","crd":"1678089"}],"ownership":[{"label":"Donald Loyd","detail":"Cco/president in the 75% or more ownership band and a control person, since December 1998."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Colorado","offices":1,"addresses":[{"street":"7475 East Peakview Avenue,, Building 10","city":"Centennial","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"303-779-0987","stateRegisteredReps":1,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"101-250","assetMix":[{"label":"Exchange-traded equity securities","percent":2},{"label":"Securities issued by registered investment companies or business development companies","percent":97},{"label":"Cash and cash equivalents","percent":1}],"privateFunds":0},"sources":{"adv1FilingDate":"26 February 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/112236/PDF/112236.pdf","brochureDate":"25 February 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1011888","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Loyd Financial Management have?","answer":"Loyd Financial Management has 149 clients and manages $134 million for them, as of February 2026. They include 96 individual clients and 53 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 26 February 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Loyd Financial Management offer?","answer":"Loyd Financial Management provides financial planning, portfolio management for individuals and small businesses, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Loyd Financial Management use?","answer":"Loyd Financial Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $129M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 26 February 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Loyd Financial Management have?","answer":"Loyd Financial Management has 1 investment adviser representative registered with state securities authorities, out of 2 employees, and 1 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Loyd Financial Management invest in?","answer":"At the end of its last fiscal year, Loyd Financial Management’s separately managed accounts held 97% registered funds (mutual funds, ETFs, BDCs), 2% exchange-traded equities and 1% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Loyd Financial Management?","answer":"Loyd Financial Management’s direct owner is Donald Loyd (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 26 February 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Loyd Financial Management get paid?","answer":"Loyd Financial Management is paid through a percentage of assets under management and hourly charges. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Loyd Financial Management?","answer":"Loyd Financial Management’s main office is at 7475 East Peakview Avenue,, Building 10, Centennial, CO 80111. Its phone number is 303-779-0987.","source":"Form ADV Part 1A, Item 1.F, filed 26 February 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}