{"url":"https://nivawealth.com/firms/lord-and-richards-wealth-management-328907","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/328907","regulatoryAum":128761154,"crd":"328907","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"6248829","suffix":null,"lastName":"GILBERT","firstName":"MICKALE","middleName":"WESHON"},{"crd":"7787873","suffix":null,"lastName":"Glazier","firstName":"Jonathan","middleName":"Luke"},{"crd":"7601539","suffix":null,"lastName":"GREGORY","firstName":"LUKE","middleName":"TAYLOR"},{"crd":"5666018","suffix":"JR","lastName":"MEYERS","firstName":"WILLIAM","middleName":"W"},{"crd":"6371463","suffix":null,"lastName":"RICHARDS","firstName":"COLIN","middleName":"TIMOTHY"},{"crd":"8180585","suffix":null,"lastName":"Richards","firstName":"Trevor","middleName":"Michael"},{"crd":"3183948","suffix":null,"lastName":"Robinson","firstName":"Edmund","middleName":"Douglas"},{"crd":"6232864","suffix":null,"lastName":"Stenzel","firstName":"Andrew","middleName":"Jay"}],"total":8,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2024-07-29","regulatoryAum":95520684,"clients":507,"employees":16,"offices":1},{"filedOn":"2025-07-31","regulatoryAum":104479729,"clients":1230,"employees":16,"offices":2},{"filedOn":"2026-09-04","regulatoryAum":128761154,"clients":1228,"employees":18,"offices":2}],"secFileNumber":"801-129213","legalName":"Lord and Richards Wealth Management, LLC","displayName":"Lord and Richards Wealth Management","slug":"lord-and-richards-wealth-management-328907","website":"https://lordandrichards.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/lord-and-richards/","founded":null,"organization":"Colorado limited liability company","fiscalYearEnd":"December","headquarters":{"street":"8744 Kendrick Castillo Way, Suite 100","city":"Highlands Ranch","state":"CO","stateName":"Colorado","country":"United States","postalCode":"80129"},"tradeNames":[],"registration":{"secApproved":"15 December 2023","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":104854.35993485342,"staff":{"employees":18,"advisory":8,"brokerDealerReps":0,"insuranceAgents":8,"promoters":0},"aum":{"regulatory":128761154,"discretionary":128761154,"discretionaryAccounts":1363,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":1141,"regulatoryAum":72080566},{"label":"High-net-worth individuals","clients":87,"regulatoryAum":56680588}],"feePrograms":[{"role":"main","program":"Portfolio Management Fees","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1013205","versionId":1013205,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-03-02","documentName":"FORM ADV PART 2A- LORD AND RICHARDS, INC.","fee_rate_low":0.5,"fee_rate_high":1.5,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T17:37:42.669461+00:00","documents":[{"name":"FORM ADV PART 2A- LORD AND RICHARDS, INC.","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1013205","versionId":1013205,"submittedOn":"2026-03-02"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":104479729}],"custodyNote":"Lord and Richards Wealth Management does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Colin Richards","title":"Managing Partner and President","crd":"6371463"},{"name":"Edmund Robinson","title":"Chief Compliance Officer","crd":"3183948"},{"name":"Kari Beers","title":"VP of Operations","crd":"7834253"}],"ownership":[{"label":"Colin Richards","detail":"Managing partner and president in the 75% or more ownership band and a control person, since January 2020."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":1,"privateResidences":0},"listedOfficeAddresses":2,"foreignOffices":[],"officesByState":[{"state":"Colorado","offices":2,"addresses":[{"street":"8744 Kendrick Castillo Way, Suite 100","city":"Highlands Ranch","headquarters":true},{"street":"11001 W. 120th Ave","city":"Broomfield"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"720-214-6801","stateRegisteredReps":8,"otherAdviserReps":0,"compensation":["A percentage of assets under management"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"101-250","assetMix":[{"label":"Exchange-traded equity securities","percent":15},{"label":"Securities issued by registered investment companies or business development companies","percent":80},{"label":"Cash and cash equivalents","percent":5}],"privateFunds":0},"sources":{"adv1FilingDate":"4 September 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/328907/PDF/328907.pdf","brochureDate":"2 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1013205","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Lord and Richards Wealth Management have?","answer":"Lord and Richards Wealth Management has 1,228 clients and manages $129 million for them, as of September 2026. They include 1,141 individual clients and 87 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 4 September 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Lord and Richards Wealth Management offer?","answer":"Lord and Richards Wealth Management provides financial planning and portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Lord and Richards Wealth Management charge?","answer":"Lord and Richards Wealth Management charges 0.50%–1.50% a year for its Portfolio Management Fees. The fee is billed in arrears and is negotiable.","source":"FORM ADV PART 2A- LORD AND RICHARDS, INC., filed 2 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Lord and Richards Wealth Management use?","answer":"Lord and Richards Wealth Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $104M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 4 September 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Lord and Richards Wealth Management have?","answer":"Lord and Richards Wealth Management has 8 investment adviser representatives registered with state securities authorities, out of 18 employees, and 8 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 8 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Lord and Richards Wealth Management invest in?","answer":"At the end of its last fiscal year, Lord and Richards Wealth Management’s separately managed accounts held 80% registered funds (mutual funds, ETFs, BDCs), 15% exchange-traded equities and 5% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Lord and Richards Wealth Management?","answer":"Lord and Richards Wealth Management’s direct owner is Colin Richards (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 4 September 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Lord and Richards Wealth Management get paid?","answer":"Lord and Richards Wealth Management is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Lord and Richards Wealth Management?","answer":"Lord and Richards Wealth Management’s main office is at 8744 Kendrick Castillo Way, Suite 100, Highlands Ranch, CO 80129. Its phone number is 720-214-6801. Its website is lordandrichards.com.","source":"Form ADV Part 1A, Item 1.F, filed 4 September 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}