{"url":"https://nivawealth.com/firms/lloyd-park-174032","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/174032","regulatoryAum":167900000,"crd":"174032","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"5976254","suffix":null,"lastName":"FORD","firstName":"RICHARD","middleName":"J"}],"total":1,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-18","regulatoryAum":129500000,"clients":6,"employees":1,"offices":1},{"filedOn":"2022-01-25","regulatoryAum":151746100,"clients":6,"employees":3,"offices":1},{"filedOn":"2023-03-28","regulatoryAum":117937925,"clients":7,"employees":2,"offices":1},{"filedOn":"2024-02-13","regulatoryAum":166438656,"clients":6,"employees":1,"offices":1},{"filedOn":"2025-03-17","regulatoryAum":167300935,"clients":7,"employees":1,"offices":1},{"filedOn":"2026-02-23","regulatoryAum":167900000,"clients":97,"employees":1,"offices":1}],"secFileNumber":"801-111890","legalName":"Lloyd Park, LLC","displayName":"Lloyd Park","slug":"lloyd-park-174032","website":null,"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Delaware limited liability company","fiscalYearEnd":"December","headquarters":{"street":"","city":"","state":"","stateName":"","country":"","postalCode":null},"tradeNames":[],"registration":{"secApproved":"25 October 2017","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":null,"staff":{"employees":1,"advisory":1,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":167900000,"discretionary":167900000,"discretionaryAccounts":12,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":null,"fewerThan5":true,"regulatoryAum":409000},{"label":"High-net-worth individuals","clients":97,"regulatoryAum":162891000},{"label":"Charitable organizations","clients":null,"fewerThan5":true,"regulatoryAum":4600000}],"feePrograms":[{"role":"main","program":"Asset-Based Fees","feeBasis":"ceiling","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1011187","versionId":1011187,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-02-23","documentName":"LLOYD PARK ADV PART 2A","fee_rate_low":null,"fee_rate_high":1,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T15:04:46.734173+00:00","documents":[{"name":"LLOYD PARK ADV PART 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1011187","versionId":1011187,"submittedOn":"2026-02-23"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":142785000},{"name":"Goldman Sachs & Co. LLC","shortName":"Goldman Sachs & Co.","location":"New York, NY","smaAssets":17535000}],"custodyNote":"Lloyd Park does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Gery Sadzewicz","title":"Chief Compliance Officer","crd":"1090963"},{"name":"Julia Cormier","title":"Partner","crd":"2370014"},{"name":"Richard Ford","title":"Managing Member","crd":"5976254"}],"ownership":[{"label":"Richard Ford","detail":"Managing member in the 75% or more ownership band and a control person, since October 2014."},{"label":"Julia Cormier","detail":"Partner in the 10% to 25% ownership band, since July 2022."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"846-635-3951","stateRegisteredReps":1,"otherAdviserReps":0,"compensation":["A percentage of assets under management"],"activities":["Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":50},{"label":"U.S. government/agency bonds","percent":14},{"label":"U.S. state and local bonds","percent":2},{"label":"Investment grade corporate bonds","percent":1},{"label":"Non-investment grade corporate bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":23},{"label":"Cash and cash equivalents","percent":8}],"privateFunds":0},"sources":{"adv1FilingDate":"23 February 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/174032/PDF/174032.pdf","brochureDate":"23 February 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1011187","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Lloyd Park have?","answer":"Lloyd Park has 97 clients and manages $168 million for them, as of February 2026. They include 97 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 23 February 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Lloyd Park offer?","answer":"Lloyd Park provides portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Lloyd Park charge?","answer":"Lloyd Park charges up to 1.00% a year for its Asset-Based Fees. The fee is billed in arrears and is negotiable.","source":"LLOYD PARK ADV PART 2A, filed 23 February 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Lloyd Park use?","answer":"Lloyd Park’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $143M and Goldman Sachs & Co. LLC (New York, NY), with $17.5M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 23 February 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Lloyd Park have?","answer":"Lloyd Park has 1 investment adviser representative registered with state securities authorities, out of 1 employees, and 1 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Lloyd Park invest in?","answer":"At the end of its last fiscal year, Lloyd Park’s separately managed accounts held 50% exchange-traded equities, 23% registered funds (mutual funds, ETFs, BDCs), 14% U.S. government and agency bonds, 8% cash and equivalents, 2% state and local bonds, 1% investment grade corporate bonds and 1% high-yield corporate bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Lloyd Park?","answer":"Lloyd Park’s direct owners are Richard Ford (75% or more) and Julia Cormier (10% to 25%).","source":"Form ADV Part 1A, Schedules A and B, filed 23 February 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Lloyd Park get paid?","answer":"Lloyd Park is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Lloyd Park?","answer":"Its phone number is 846-635-3951.","source":"Form ADV Part 1A, Item 1.F, filed 23 February 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}