{"url":"https://nivawealth.com/firms/lifetime-wealth-management-147482","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/147482","regulatoryAum":185831582,"crd":"147482","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"6320451","suffix":null,"lastName":"DILLINGHAM","firstName":"KIMBERLEY","middleName":"ELIZABETH LEGAYE"},{"crd":"7823635","suffix":null,"lastName":"MILLER","firstName":"COLLIN","middleName":"JACOB"},{"crd":"7823595","suffix":null,"lastName":"MILLER","firstName":"DAYTON","middleName":"BRADLEY"}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-04","regulatoryAum":186922248,"clients":186,"employees":3,"offices":1},{"filedOn":"2022-03-24","regulatoryAum":197802524,"clients":170,"employees":4,"offices":1},{"filedOn":"2023-02-20","regulatoryAum":133823026,"clients":155,"employees":4,"offices":1},{"filedOn":"2024-04-25","regulatoryAum":158080056,"clients":149,"employees":3,"offices":1},{"filedOn":"2025-03-31","regulatoryAum":165120106,"clients":144,"employees":3,"offices":1},{"filedOn":"2026-04-01","regulatoryAum":185831582,"clients":156,"employees":3,"offices":1}],"secFileNumber":"801-112680","legalName":"Lifetime Wealth Management, LLC","displayName":"Lifetime Wealth Management","slug":"lifetime-wealth-management-147482","website":null,"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Minnesota limited liability company","fiscalYearEnd":"December","headquarters":{"street":"","city":"","state":"","stateName":"","country":"","postalCode":null},"tradeNames":[],"registration":{"secApproved":"23 March 2018","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1191228.0897435897,"staff":{"employees":3,"advisory":2,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":185831582,"discretionary":185831582,"discretionaryAccounts":515,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":104,"regulatoryAum":26970386},{"label":"High-net-worth individuals","clients":52,"regulatoryAum":158861196}],"feePrograms":[{"role":"main","program":"Asset management services","feeBasis":"ceiling","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1039586","versionId":1039586,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-04-01","documentName":"LIFETIME WEALTH MANAGEMENT, LLC. - 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BROCHURE- MARCH 2026","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1039586","versionId":1039586,"submittedOn":"2026-04-01"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"West Lake, TX","smaAssets":167370523}],"custodyNote":"Lifetime Wealth Management does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Dayton Miller","title":"Chief Executive Officer Managing Partner","crd":"7823595"},{"name":"Kimberley Dillingham","title":"Chief Compliance Officer","crd":"6320451"},{"name":"Erik Lindstrom","title":"Partner","crd":"7846911"},{"name":"Collin Miller","title":"Partner","crd":"7823635"}],"ownership":[{"label":"Dayton Miller","detail":"Chief executive officer managing partner in the 25% to 50% ownership band and a control person, since November 2023."},{"label":"Collin Miller","detail":"Partner in the 25% to 50% ownership band and a control person, since December 2023."},{"label":"Erik Lindstrom","detail":"Partner in the 25% to 50% ownership band and a control person, since December 2023."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"507-288-5587","stateRegisteredReps":3,"otherAdviserReps":1,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"51-100","assetMix":[{"label":"Exchange-traded equity securities","percent":50},{"label":"Sovereign bonds","percent":11},{"label":"Securities issued by registered investment companies or business development companies","percent":38},{"label":"Cash and cash equivalents","percent":1}],"privateFunds":0},"sources":{"adv1FilingDate":"1 April 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/147482/PDF/147482.pdf","brochureDate":"1 April 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1039586","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Lifetime Wealth Management have?","answer":"Lifetime Wealth Management has 156 clients and manages $186 million for them, as of April 2026. They include 104 individual clients and 52 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 1 April 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Lifetime Wealth Management offer?","answer":"Lifetime Wealth Management provides financial planning and portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Lifetime Wealth Management charge?","answer":"Lifetime Wealth Management charges up to 2.00% a year for its Asset management services. The fee is billed in arrears and is negotiable.","source":"LIFETIME WEALTH MANAGEMENT, LLC. - BROCHURE- MARCH 2026, filed 1 April 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Lifetime Wealth Management use?","answer":"Lifetime Wealth Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (West Lake, TX), with $167M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 1 April 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Lifetime Wealth Management have?","answer":"Lifetime Wealth Management has 3 investment adviser representatives registered with state securities authorities, out of 3 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Lifetime Wealth Management invest in?","answer":"At the end of its last fiscal year, Lifetime Wealth Management’s separately managed accounts held 50% exchange-traded equities, 38% registered funds (mutual funds, ETFs, BDCs), 11% sovereign bonds and 1% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Lifetime Wealth Management?","answer":"Lifetime Wealth Management’s direct owners are Dayton Miller, Collin Miller and Erik Lindstrom, each holding 50% or less.","source":"Form ADV Part 1A, Schedules A and B, filed 1 April 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Lifetime Wealth Management get paid?","answer":"Lifetime Wealth Management is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Lifetime Wealth Management?","answer":"Its phone number is 507-288-5587.","source":"Form ADV Part 1A, Item 1.F, filed 1 April 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}