{"url":"https://nivawealth.com/firms/lifestyle-freedom-advisory-group-283512","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/283512","regulatoryAum":156824991,"crd":"283512","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"6366670","suffix":null,"lastName":"COOPER","firstName":"JEFFREY","middleName":"MILES"},{"crd":"1066953","suffix":"MR.","lastName":"DALEY","firstName":"JOHN","middleName":"RUSSELL"},{"crd":"7154371","suffix":null,"lastName":"Daley","firstName":"Kevin","middleName":"Hockenhull"},{"crd":"6057426","suffix":null,"lastName":"DALEY","firstName":"TIMOTHY","middleName":"HOCKENHULL"},{"crd":"2392636","suffix":null,"lastName":"FINK","firstName":"DAVID","middleName":"RICHARD"}],"total":5,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"secFileNumber":"801-134196","legalName":"Lifestyle Freedom Advisory Group, LLC","displayName":"Lifestyle Freedom Advisory Group","slug":"lifestyle-freedom-advisory-group-283512","website":"https://lifestylefreedom.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/lifestyle-freedom-llc/","xUrl":"https://twitter.com/lifestylefdm","founded":null,"organization":"Florida limited liability company","fiscalYearEnd":"December","headquarters":{"street":"9040 Town Center Parkway","city":"Bradenton","state":"FL","stateName":"Florida","country":"United States","postalCode":"34202"},"tradeNames":[],"registration":{"secApproved":"21 August 2025","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":784288.6604938272,"staff":{"employees":5,"advisory":5,"brokerDealerReps":1,"insuranceAgents":5,"promoters":0},"aum":{"regulatory":156824991,"discretionary":156711937,"discretionaryAccounts":365,"nonDiscretionary":113054,"nonDiscretionaryAccounts":1,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":2},"clientTypes":[{"label":"Individuals (other than HNW)","clients":117,"regulatoryAum":23430297},{"label":"High-net-worth individuals","clients":45,"regulatoryAum":103624466},{"label":"Pension and profit-sharing plans","clients":6,"regulatoryAum":3237973},{"label":"Corporations and other businesses","clients":21,"regulatoryAum":26532255}],"feePrograms":[{"role":"main","program":"Discretionary Asset Management","feeBasis":"ceiling","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1017727","versionId":1017727,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-03-12","documentName":"ADV PART 2A & 2B SEC","fee_rate_low":null,"fee_rate_high":1.9,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"ERISA Plan Services","summary":"ERISA plan services are a percentage of included plan assets, negotiable and not to exceed 1.25% a year, billed quarterly or monthly in arrears or in advance.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1017727","versionId":1017727,"submittedOn":"2026-03-12","documentName":"ADV PART 2A & 2B SEC"},{"role":"other","program":"Financial Consulting","summary":"Standalone financial consulting is a fixed fee for plans of $15,000 to $40,000, negotiable.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1017727","versionId":1017727,"submittedOn":"2026-03-12","documentName":"ADV PART 2A & 2B SEC"},{"role":"other","program":"Financial Planning","summary":"One-time financial planning is a fixed fee of $5,000 to $10,000. Ongoing planning is $5,000 to $10,000 in the first year and $2,500 after; all fees are negotiable.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1017727","versionId":1017727,"submittedOn":"2026-03-12","documentName":"ADV PART 2A & 2B SEC"},{"role":"other","program":"Qualified Plan Participant Advisory","summary":"Advisory services for participants in qualified plans are negotiable and will not exceed 1.00% of the assets advised on, billed quarterly in advance.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1017727","versionId":1017727,"submittedOn":"2026-03-12","documentName":"ADV PART 2A & 2B SEC"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T15:25:02.625766+00:00","documents":[{"name":"ADV PART 2A & 2B SEC","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1017727","versionId":1017727,"submittedOn":"2026-03-12"},{"name":null,"status":"not_downloaded","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=978241","versionId":978241,"submittedOn":null}]},"custodians":[{"name":"Charles Schwab & Co. Inc","shortName":"Charles Schwab","location":"San Fransico, CA","smaAssets":155164167}],"custodyNote":"Lifestyle Freedom Advisory Group has custody of $6.42M for 6 clients.","otherCustodians":[],"leadership":[{"name":"John Daley","title":"Chief Compliance Officer","crd":"1066953"},{"name":"Timothy Daley","title":"Chief Operations Officer","crd":"6057426"}],"ownership":[{"label":"Lifestyle Freedom Group, LLC","detail":"Owner in the 75% or more ownership band and a control person, since February 2016."},{"label":"David Fink","detail":"Indirect owner: a managing member of Lifestyle Freedom Group, LLC in the 25% to 50% band and a control person, since May 2019.","parent":"Lifestyle Freedom Group, LLC"},{"label":"Timothy Daley","detail":"Indirect owner: member of Lifestyle Freedom Group, LLC and a control person, since May 2019.","parent":"Lifestyle Freedom Group, LLC"},{"label":"John R Daley and Beverly H Daley Revocable Trust","detail":"Indirect owner: a trust of Lifestyle Freedom Group, LLC in the 25% to 50% band, since February 2024.","parent":"Lifestyle Freedom Group, LLC"},{"label":"John Daley","detail":"Indirect owner: trustee of John R Daley and Beverly H Daley Revocable Trust and a control person, since February 2024.","parent":"John R Daley and Beverly H Daley Revocable Trust"},{"label":"Beverly Daley","detail":"Indirect owner: trustee of John R Daley and Beverly H Daley Revocable Trust and a control person, since February 2024.","parent":"John R Daley and Beverly H Daley Revocable Trust"}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":2,"privateResidences":1},"listedOfficeAddresses":2,"foreignOffices":[],"officesByState":[{"state":"Florida","offices":1,"addresses":[{"street":"9040 Town Center Parkway","city":"Bradenton","headquarters":true}]},{"state":"North Carolina","offices":1,"addresses":[{"street":"9541 Julian Clark Avenue","city":"Huntersville"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"941-914-9422","stateRegisteredReps":5,"otherAdviserReps":1,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)","Other"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"1-10","assetMix":[{"label":"Exchange-traded equity securities","percent":13},{"label":"Securities issued by registered investment companies or business development companies","percent":74},{"label":"Cash and cash equivalents","percent":13}],"privateFunds":0},"sources":{"adv1FilingDate":"12 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/283512/PDF/283512.pdf","brochureDate":"12 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1017727","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Lifestyle Freedom Advisory Group have?","answer":"Lifestyle Freedom Advisory Group has 189 clients and manages $157 million for them, as of March 2026. They include 117 individual clients, 45 high-net-worth individuals, and 21 corporations and other businesses.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 12 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Lifestyle Freedom Advisory Group offer?","answer":"Lifestyle Freedom Advisory Group provides financial planning, portfolio management for individuals and small businesses, pension consulting, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Lifestyle Freedom Advisory Group charge?","answer":"Lifestyle Freedom Advisory Group charges up to 1.90% a year for its Discretionary Asset Management. The fee is billed in arrears and is negotiable.","source":"ADV PART 2A & 2B SEC, filed 12 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Lifestyle Freedom Advisory Group use?","answer":"Lifestyle Freedom Advisory Group’s separately managed account assets are held at Charles Schwab & Co. Inc (San Fransico, CA), with $155M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 12 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Lifestyle Freedom Advisory Group have?","answer":"Lifestyle Freedom Advisory Group has 5 investment adviser representatives registered with state securities authorities, out of 5 employees, and 5 perform investment advisory functions. 1 employee is a registered representative of a broker-dealer and 5 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Lifestyle Freedom Advisory Group invest in?","answer":"At the end of its last fiscal year, Lifestyle Freedom Advisory Group’s separately managed accounts held 74% registered funds (mutual funds, ETFs, BDCs), 13% exchange-traded equities and 13% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Lifestyle Freedom Advisory Group?","answer":"Lifestyle Freedom Advisory Group is owned through a holding company by David Fink. Its direct owner is Lifestyle Freedom Group, LLC (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 12 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Lifestyle Freedom Advisory Group get paid?","answer":"Lifestyle Freedom Advisory Group is paid through a percentage of assets under management, fixed fees and other compensation. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Lifestyle Freedom Advisory Group?","answer":"Lifestyle Freedom Advisory Group’s main office is at 9040 Town Center Parkway, Bradenton, FL 34202. Its phone number is 941-914-9422. Its website is lifestylefreedom.com.","source":"Form ADV Part 1A, Item 1.F, filed 12 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}