{"url":"https://nivawealth.com/firms/lifepoint-planning-pllc-296911","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/296911","regulatoryAum":168461233,"crd":"296911","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"6123572","suffix":null,"lastName":"Harris","firstName":"Aaron","middleName":"Ray"},{"crd":"6194360","suffix":null,"lastName":"OOSTERHART","firstName":"DOUGLAS","middleName":"ALLEN"},{"crd":"6169546","suffix":null,"lastName":"PERRY","firstName":"EDWARD","middleName":"MATTHEW"}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2025-02-28","regulatoryAum":118882866,"clients":98,"employees":3,"offices":2},{"filedOn":"2026-02-18","regulatoryAum":168461233,"clients":110,"employees":3,"offices":2}],"secFileNumber":"801-131948","legalName":"Lifepoint Planning, PLLC","displayName":"Lifepoint Planning, 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(other than HNW)","clients":57,"regulatoryAum":16773785},{"label":"High-net-worth individuals","clients":53,"regulatoryAum":147335713},{"label":"Pension and profit-sharing plans","clients":null,"fewerThan5":true,"regulatoryAum":2385955},{"label":"Charitable organizations","clients":null,"fewerThan5":true,"regulatoryAum":1653551},{"label":"Corporations and other businesses","clients":null,"fewerThan5":true,"regulatoryAum":312229}],"feePrograms":[{"role":"other","program":"Hourly Financial Planning","summary":"Hourly financial planning is billed at $500 per hour, depending on complexity, with a $1,000 deposit due at the start.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1009832","versionId":1009832,"submittedOn":"2026-02-18","documentName":"ADV PART 2A"},{"role":"other","program":"Retirement Plan Consulting","summary":"Retirement plan consulting is billed as a percentage of plan assets, not to exceed 1.00%, or as a flat fee.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1009832","versionId":1009832,"submittedOn":"2026-02-18","documentName":"ADV PART 2A"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T16:03:05.087594+00:00","documents":[{"name":"ADV PART 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1009832","versionId":1009832,"submittedOn":"2026-02-18"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":154482851}],"custodyNote":"Lifepoint Planning, PLLC has custody of client assets.","otherCustodians":[],"leadership":[{"name":"Douglas Oosterhart","title":"Founder, CCO","crd":"6194360"}],"ownership":[{"label":"Douglas Oosterhart","detail":"Founder, cco in the 75% or more ownership band and a control person, since April 2018."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":1,"privateResidences":0},"listedOfficeAddresses":2,"foreignOffices":[],"officesByState":[{"state":"Illinois","offices":1,"addresses":[{"street":"1821 Walden Office Square, Suite 400","city":"Schaumburg","headquarters":true}]},{"state":"Michigan","offices":1,"addresses":[{"street":"41000 Woodward Ave","city":"Bloomfield Hills"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"844-505-3618","stateRegisteredReps":3,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"51-100","assetMix":[{"label":"Exchange-traded equity securities","percent":80},{"label":"U.S. government/agency bonds","percent":3},{"label":"Securities issued by registered investment companies or business development companies","percent":16},{"label":"Cash and cash equivalents","percent":1}],"privateFunds":0},"sources":{"adv1FilingDate":"18 February 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/296911/PDF/296911.pdf","brochureDate":"18 February 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1009832","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Lifepoint Planning, PLLC have?","answer":"Lifepoint Planning, PLLC has 110 clients and manages $168 million for them, as of February 2026. They include 57 individual clients and 53 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 18 February 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Lifepoint Planning, PLLC offer?","answer":"Lifepoint Planning, PLLC provides financial planning, portfolio management for individuals and small businesses, pension consulting, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Lifepoint Planning, PLLC use?","answer":"Lifepoint Planning, PLLC’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $154M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 18 February 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Lifepoint Planning, PLLC have?","answer":"Lifepoint Planning, PLLC has 3 investment adviser representatives registered with state securities authorities, out of 3 employees, and 3 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 3 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Lifepoint Planning, PLLC invest in?","answer":"At the end of its last fiscal year, Lifepoint Planning, PLLC’s separately managed accounts held 80% exchange-traded equities, 16% registered funds (mutual funds, ETFs, BDCs), 3% U.S. government and agency bonds and 1% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Lifepoint Planning, PLLC?","answer":"Lifepoint Planning, PLLC’s direct owner is Douglas Oosterhart (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 18 February 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Lifepoint Planning, PLLC get paid?","answer":"Lifepoint Planning, PLLC is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Lifepoint Planning, PLLC?","answer":"Lifepoint Planning, PLLC’s main office is at 1821 Walden Office Square, Suite 400, Schaumburg, IL 60173. Its phone number is 844-505-3618. Its website is lifepointplanning.com.","source":"Form ADV Part 1A, Item 1.F, filed 18 February 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}